Come Sure Group (Holdings) Ltd. (0794) AI Stock Analysis

• Market Cap: HK$60.92M
• Dividend Yield: N/A
• Average Volume (3M): 15.87K
• Price to Earnings (P/E): 27.1
• Beta (1Y): -0.10
• Revenue Growth: -0.53%
• EPS Growth: N/A
• Country: HK
• Employees: 667
• Sector: Basic Materials
• Sector Strength: 66
• Industry: Paper, Lumber & Forest Products
• EPS (TTM): 0.03
• Shares Outstanding: 331,084,000
• 10 Day Avg. Volume: 4,800
• 30 Day Avg. Volume: 15,866
• PEG Ratio: N/A
• Price to Book (P/B): N/A
• Price to Sales (P/S): N/A
• P/FCF Ratio: N/A
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: Hold
• Number of Analyst Covering: 0

• Rating: 46 Neutral
• Price Target: HK$0.00 ▼(-100.00% Downside)

The overall stock score of 46 reflects significant financial challenges, including declining revenues, low profitability, and cash flow issues. Technical analysis shows mixed signals with a short-term upward trend but an overbought condition. The valuation is not compelling due to a high P/E ratio and lack of dividend yield. These factors suggest caution for potential investors.

Come Sure Group (Holdings) Ltd. Business Overview & Revenue Model

Company Description

Come Sure Group (Holdings) Ltd. is a diversified investment holding company based in Hong Kong, primarily engaged in the provision of financial services, including insurance and asset management. The company focuses on delivering innovative solutions to meet the financial needs of its clients, operating across various sectors to ensure a broad market reach and resilience against economic fluctuations.

How the Company Makes Money

Come Sure Group generates revenue through multiple streams, primarily from its insurance and asset management services. The company earns premiums from its insurance policies, which provide coverage in various sectors, including life insurance, property insurance, and general liability. Additionally, the firm manages investments, charging fees based on the assets under management (AUM), which contributes significantly to its earnings. Strategic partnerships with financial institutions and other service providers enhance its service offerings and client reach, fostering growth and stability in its revenue model.

Come Sure Group (Holdings) Ltd. Financial Statement Overview

Summary

Come Sure Group (Holdings) Ltd. faces significant challenges across its financial statements. The income statement shows declining revenues and low profitability, while the balance sheet indicates manageable leverage but low returns on equity. Cash flow issues are evident, with negative free cash flow growth and operational inefficiencies. The company needs to focus on improving revenue growth, profitability, and cash management to enhance its financial health.

Income Statement

The income statement shows a declining revenue trend over the years, with a negative revenue growth rate of -1.59% in the latest year. Gross profit margin has slightly improved to 18.68%, but net profit margin remains low at 0.30%. The EBIT and EBITDA margins are modest, indicating limited profitability. Overall, the company faces challenges in revenue growth and profitability.

Balance Sheet

The balance sheet reflects a moderate debt-to-equity ratio of 0.55, showing manageable leverage. However, the return on equity is low at 0.44%, indicating limited returns for shareholders. The equity ratio is stable, suggesting a balanced capital structure. While leverage is under control, the company needs to improve its profitability to enhance shareholder returns.

Cash Flow

The cash flow statement reveals negative free cash flow growth of -103.73%, indicating cash flow challenges. The operating cash flow to net income ratio is negative, reflecting operational inefficiencies. Although the free cash flow to net income ratio is positive, the overall cash flow position is weak, highlighting the need for better cash management.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	772.74M	760.44M	764.52M	787.08M	1.18B	1.20B
Gross Profit	135.55M	142.06M	131.74M	118.29M	182.26M	226.39M
EBITDA	38.10M	45.78M	50.25M	1.63M	44.60M	87.09M
Net Income	-13.95M	2.25M	-15.84M	-67.24M	-38.98M	27.33M
Balance Sheet
Total Assets	1.07B	1.01B	1.10B	1.07B	1.30B	1.49B
Cash, Cash Equivalents and Short-Term Investments	81.93M	90.52M	103.97M	78.43M	113.49M	160.48M
Total Debt	285.36M	281.83M	315.40M	380.28M	465.17M	534.34M
Total Liabilities	556.86M	495.50M	581.54M	532.93M	660.81M	839.31M
Stockholders Equity	509.30M	510.25M	515.07M	535.93M	638.46M	658.47M
Cash Flow
Free Cash Flow	121.34M	-4.53M	125.30M	54.90M	-51.33M	-56.47M
Operating Cash Flow	124.26M	-1.57M	130.42M	67.27M	7.86M	13.79M
Investing Cash Flow	-24.64M	13.86M	-30.45M	-8.49M	42.18M	-49.19M
Financing Cash Flow	-77.42M	-24.78M	-81.87M	-92.92M	-104.91M	13.07M

Come Sure Group (Holdings) Ltd. Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 0.18
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Negative
• MACD: Negative
• RSI: Negative
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For HK:0794, the sentiment is Positive. The current price of 0.18 is above the 20-day moving average (MA) of 0.17, above the 50-day MA of 0.17, and below the 200-day MA of 0.18, indicating a neutral trend. The MACD of <0.01 indicates Negative momentum. The RSI at 94.61 is Negative, neither overbought nor oversold. The STOCH value of 26.76 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for HK:0794.

Come Sure Group (Holdings) Ltd. Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
1412	64 Neutral	HK$835.24M	7.34	13.31%	8.91%	7.84%	15.69%
2002	64 Neutral	HK$1.96B	10.45	3.56%	2.78%	-5.66%	-56.96%
Sector *	62 Neutral	$10.37B	6.45	0.80%	2.84%	3.09%	-36.03%
0731	47 Neutral	HK$263.12M	15.25	11.34%	―	-9.44%	―
0794	46 Neutral	HK$60.92M	27.06	0.44%	―	-0.53%	―
SCD1	―	€535.03M	―		―	―	―
3363	58 Neutral	HK$195.00M	7.60	2.13%	5.64%	0.80%	81.27%