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STOCKS

Hingham Institution For Savings (HIFS)

NASDAQ:HIFS

HIFS

Hingham Institution For Savings

RESEARCH TOOLSreports

Hingham Institution For Savings (HIFS) Ratios

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63 Followers

Hingham Institution For Savings Ratios

HIFS's free cash flow for Q4 2025 was $0.52. For the 2025 fiscal year, HIFS's free cash flow was decreased by $ and operating cash flow was $0.40. See a summary of the company’s cash flow.

Ratios	TTM	Dec 25	Dec 24	Dec 23	Dec 22
Liquidity Ratios
Current Ratio	0.02	0.02	0.11	0.16	0.15
Quick Ratio	0.02	0.02	0.11	0.16	0.15
Cash Ratio	0.01	0.01	0.11	0.15	0.14
Solvency Ratio	0.01	0.01	<0.01	<0.01	<0.01
Operating Cash Flow Ratio	0.05	0.05	<0.01	<0.01	0.02
Short-Term Operating Cash Flow Coverage	0.05	0.00	0.02	0.00	0.00
Net Current Asset Value	$ -4.05B	$ -4.05B	$ -3.67B	$ -3.71B	$ -3.44B
Leverage Ratios
Debt-to-Assets Ratio	0.32	0.32	0.34	0.38	0.30
Debt-to-Equity Ratio	3.05	3.05	3.47	4.15	3.31
Debt-to-Capital Ratio	0.75	0.75	0.78	0.81	0.77
Long-Term Debt-to-Capital Ratio	0.62	0.75	0.65	0.81	0.77
Financial Leverage Ratio	9.47	9.47	10.32	11.00	10.87
Debt Service Coverage Ratio	0.07	0.42	0.03	0.21	1.16
Interest Coverage Ratio	0.55	0.55	0.24	0.28	1.65
Debt to Market Cap	2.47	2.36	2.71	4.05	2.16
Interest Debt Per Share	731.55	731.55	757.24	845.48	610.21
Net Debt to EBITDA	19.87	19.87	30.73	37.04	16.68
Profitability Margins
Gross Profit Margin	43.64%	43.64%	30.14%	33.30%	68.39%
EBIT Margin	30.74%	30.74%	16.80%	18.49%	45.91%
EBITDA Margin	30.98%	30.98%	17.14%	18.85%	46.33%
Operating Profit Margin	30.74%	30.74%	16.80%	18.47%	45.91%
Pretax Profit Margin	30.74%	30.74%	16.80%	18.49%	45.91%
Net Profit Margin	23.04%	23.04%	12.97%	13.84%	31.71%
Continuous Operations Profit Margin	23.04%	23.04%	12.97%	13.84%	31.71%
Net Income Per EBT	74.95%	74.95%	77.20%	74.85%	69.08%
EBT Per EBIT	100.00%	100.00%	100.00%	100.13%	100.00%
Return on Assets (ROA)	1.20%	1.20%	0.63%	0.59%	0.89%
Return on Equity (ROE)	11.96%	11.37%	6.53%	6.47%	9.72%
Return on Capital Employed (ROCE)	1.88%	1.88%	2.87%	1.66%	3.23%
Return on Invested Capital (ROIC)	1.20%	1.40%	1.43%	1.24%	2.23%
Return on Tangible Assets	1.20%	1.20%	0.63%	0.59%	0.89%
Earnings Yield	9.21%	8.80%	5.10%	6.31%	6.34%
Efficiency Ratios
Receivables Turnover	25.70	25.70	24.77	22.27	16.61
Payables Turnover	0.00	0.00	18.42	10.36	8.26
Inventory Turnover	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	14.88	14.88	13.26	11.20	6.62
Asset Turnover	0.05	0.05	0.05	0.04	0.03
Working Capital Turnover Ratio	-0.17	-0.14	-0.09	-0.09	-0.06
Cash Conversion Cycle	14.20	14.20	-5.08	-18.83	-22.21
Days of Sales Outstanding	14.20	14.20	14.73	16.39	21.97
Days of Inventory Outstanding	0.00	0.00	0.00	0.00	0.00
Days of Payables Outstanding	0.00	0.00	19.82	35.22	44.18
Operating Cycle	14.20	14.20	14.73	16.39	21.97
Cash Flow Ratios
Operating Cash Flow Per Share	16.40	16.40	5.46	9.18	26.04
Free Cash Flow Per Share	16.28	16.28	5.40	8.58	24.86
CapEx Per Share	0.12	0.12	0.06	0.60	1.18
Free Cash Flow to Operating Cash Flow	0.99	0.99	0.99	0.93	0.95
Dividend Paid and CapEx Coverage Ratio	6.21	6.21	2.12	2.45	6.13
Capital Expenditure Coverage Ratio	134.56	134.56	85.56	15.21	22.09
Operating Cash Flow Coverage Ratio	0.02	0.02	<0.01	0.01	0.04
Operating Cash Flow to Sales Ratio	0.15	0.15	0.05	0.10	0.47
Free Cash Flow Yield	5.99%	5.73%	2.12%	4.41%	9.01%
Valuation Ratios
Price-to-Earnings (P/E) Ratio	10.86	11.36	19.63	15.86	15.78
Price-to-Sales (P/S) Ratio	2.51	2.62	2.55	2.19	5.00
Price-to-Book (P/B) Ratio	1.24	1.29	1.28	1.03	1.53
Price-to-Free Cash Flow (P/FCF) Ratio	16.70	17.44	47.07	22.66	11.10
Price-to-Operating Cash Flow Ratio	16.56	17.31	46.52	21.17	10.60
Price-to-Earnings Growth (PEG) Ratio	0.53	0.12	3.49	-0.53	-0.35
Price-to-Fair Value	1.24	1.29	1.28	1.03	1.53
Enterprise Value Multiple	27.96	28.32	45.58	48.68	27.48
Enterprise Value	2.05B	2.08B	1.70B	1.75B	1.51B
EV to EBITDA	27.96	28.32	45.58	48.68	27.48
EV to Sales	8.66	8.77	7.81	9.18	12.73
EV to Free Cash Flow	57.71	58.46	144.50	94.74	28.24
EV to Operating Cash Flow	57.29	58.02	142.81	88.51	26.96
Tangible Book Value Per Share	219.85	219.85	198.33	189.50	179.94
Shareholders’ Equity Per Share	219.85	219.85	198.33	189.50	179.94
Tax and Other Ratios
Effective Tax Rate	0.25	0.25	0.23	0.25	0.31
Revenue Per Share	108.50	108.50	99.85	88.57	55.16
Net Income Per Share	25.00	25.00	12.95	12.26	17.49
Tax Burden	0.75	0.75	0.77	0.75	0.69
Interest Burden	1.00	1.00	1.00	1.00	1.00
Research & Development to Revenue	0.00	0.00	0.00	0.00	0.00
SG&A to Revenue	0.11	0.11	0.11	0.12	0.18
Stock-Based Compensation to Revenue	<0.01	0.00	<0.01	<0.01	<0.01
Income Quality	0.66	0.66	0.42	0.75	1.49

Currency in USD