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STOCKS

Hingham Institution For Savings (HIFS)

NASDAQ:HIFS

HIFS

Hingham Institution For Savings

RESEARCH TOOLSreports

Hingham Institution For Savings (HIFS) Ratios

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63 Followers

Hingham Institution For Savings Ratios

HIFS's free cash flow for Q3 2025 was $0.48. For the 2025 fiscal year, HIFS's free cash flow was decreased by $ and operating cash flow was $0.36. See a summary of the company’s cash flow.

Ratios	TTM	Dec 24	Dec 23	Dec 22	Dec 21
Liquidity Ratios
Current Ratio	0.79	0.11	0.16	81.55	1.40K
Quick Ratio	0.79	0.11	0.16	163.09	2.79K
Cash Ratio	0.00	0.11	0.15	79.97	1.37K
Solvency Ratio	0.01	<0.01	<0.01	<0.01	0.02
Operating Cash Flow Ratio	0.06	<0.01	<0.01	12.34	298.03
Short-Term Operating Cash Flow Coverage	0.00	0.02	0.00	0.00	0.00
Net Current Asset Value	$ -3.68B	$ -3.67B	$ -3.71B	$ -3.44B	$ -2.80B
Leverage Ratios
Debt-to-Assets Ratio	0.32	0.34	0.38	0.30	0.19
Debt-to-Equity Ratio	3.05	3.47	4.15	3.31	1.88
Debt-to-Capital Ratio	0.75	0.78	0.81	0.77	0.65
Long-Term Debt-to-Capital Ratio	0.75	0.65	0.81	0.77	0.65
Financial Leverage Ratio	9.47	10.32	11.00	10.87	9.68
Debt Service Coverage Ratio	0.42	0.03	0.21	1.16	8.47
Interest Coverage Ratio	0.55	0.24	0.28	2.65	11.55
Debt to Market Cap	2.12	2.71	3.97	2.16	0.74
Interest Debt Per Share	731.55	757.24	845.48	610.21	314.35
Net Debt to EBITDA	19.96	30.73	37.04	16.68	4.23
Profitability Margins
Gross Profit Margin	43.64%	30.14%	33.30%	100.00%	100.00%
EBIT Margin	30.74%	16.80%	18.49%	67.13%	80.76%
EBITDA Margin	30.98%	17.14%	18.85%	67.74%	81.23%
Operating Profit Margin	30.74%	16.80%	18.47%	107.79%	80.76%
Pretax Profit Margin	30.74%	16.80%	18.49%	67.13%	80.76%
Net Profit Margin	23.04%	12.97%	13.84%	46.37%	58.79%
Continuous Operations Profit Margin	23.04%	12.97%	13.84%	46.37%	58.79%
Net Income Per EBT	74.95%	77.20%	74.85%	69.08%	72.79%
EBT Per EBIT	100.00%	100.00%	100.13%	62.28%	100.00%
Return on Assets (ROA)	1.20%	0.63%	0.59%	0.89%	1.97%
Return on Equity (ROE)	11.96%	6.53%	6.47%	9.72%	19.02%
Return on Capital Employed (ROCE)	1.79%	2.87%	1.66%	3.23%	8.93%
Return on Invested Capital (ROIC)	-54.19%	1.43%	1.24%	2.23%	6.50%
Return on Tangible Assets	1.20%	0.63%	0.59%	0.89%	1.97%
Earnings Yield	7.91%	5.10%	6.31%	6.34%	7.50%
Efficiency Ratios
Receivables Turnover	0.00	24.77	22.27	0.00	0.00
Payables Turnover	0.00	18.42	10.36	0.00	0.00
Inventory Turnover	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	14.88	13.26	11.20	4.53	7.25
Asset Turnover	0.05	0.05	0.04	0.02	0.03
Working Capital Turnover Ratio	-0.21	-0.09	-0.09	0.25	0.45
Cash Conversion Cycle	0.00	-5.08	-18.83	-22.21	9.62
Days of Sales Outstanding	0.00	14.73	16.39	21.97	16.16
Days of Inventory Outstanding	0.00	0.00	0.00	0.00	0.00
Days of Payables Outstanding	0.00	19.82	35.22	44.18	6.54
Operating Cycle	0.00	14.73	16.39	21.97	16.16
Cash Flow Ratios
Operating Cash Flow Per Share	13.63	5.46	9.18	26.04	27.56
Free Cash Flow Per Share	13.54	5.40	8.58	24.86	26.81
CapEx Per Share	0.08	0.06	0.60	1.18	0.75
Free Cash Flow to Operating Cash Flow	0.99	0.99	0.93	0.95	0.97
Dividend Paid and CapEx Coverage Ratio	5.23	2.12	2.45	6.13	8.00
Capital Expenditure Coverage Ratio	160.74	85.56	15.21	22.09	36.88
Operating Cash Flow Coverage Ratio	0.02	<0.01	0.01	0.04	0.09
Operating Cash Flow to Sales Ratio	0.13	0.05	0.10	0.69	0.51
Free Cash Flow Yield	4.28%	2.12%	4.41%	9.01%	6.39%
Valuation Ratios
Price-to-Earnings (P/E) Ratio	12.64	19.63	16.15	15.78	13.33
Price-to-Sales (P/S) Ratio	2.91	2.55	2.24	7.32	7.83
Price-to-Book (P/B) Ratio	1.44	1.28	1.05	1.53	2.54
Price-to-Free Cash Flow (P/FCF) Ratio	23.34	47.07	23.08	11.10	15.66
Price-to-Operating Cash Flow Ratio	23.19	46.52	21.57	10.60	15.23
Price-to-Earnings Growth (PEG) Ratio	0.61	3.49	-0.54	-0.35	0.41
Price-to-Fair Value	1.44	1.28	1.05	1.53	2.54
Enterprise Value Multiple	29.36	45.58	48.90	27.48	13.87
Enterprise Value	2.15B	1.70B	1.75B	1.51B	1.29B
EV to EBITDA	29.36	45.58	48.68	27.48	13.87
EV to Sales	9.10	7.81	9.18	12.73	10.47
EV to Free Cash Flow	72.88	144.50	94.74	28.24	22.52
EV to Operating Cash Flow	72.42	142.81	88.51	26.96	21.91
Tangible Book Value Per Share	219.85	198.33	189.50	179.94	165.63
Shareholders’ Equity Per Share	219.85	198.33	189.50	179.94	165.63
Tax and Other Ratios
Effective Tax Rate	0.25	0.23	0.25	0.31	0.27
Revenue Per Share	108.50	99.85	88.57	37.72	53.59
Net Income Per Share	25.00	12.95	12.26	17.49	31.51
Tax Burden	0.75	0.77	0.75	0.69	0.73
Interest Burden	1.00	1.00	1.00	1.00	1.00
Research & Development to Revenue	0.00	0.00	0.00	0.00	0.00
SG&A to Revenue	0.11	0.11	0.12	0.18	0.15
Stock-Based Compensation to Revenue	<0.01	<0.01	<0.01	<0.01	<0.01
Income Quality	0.66	0.42	0.75	1.49	0.87

Currency in USD