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Hingham Institution For Savings (HIFS)
:HIFS
US Market
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Hingham Institution For Savings (HIFS) Ratios

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Hingham Institution For Savings Ratios

HIFS's free cash flow for Q2 2025 was $0.38. For the 2025 fiscal year, HIFS's free cash flow was decreased by $ and operating cash flow was $0.24. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
0.00 0.16 81.55 1.40K 949.44
Quick Ratio
0.00 0.16 163.09 2.79K 1.91K
Cash Ratio
0.00 0.15 79.97 1.37K 928.52
Solvency Ratio
0.01 <0.01 <0.01 0.02 0.02
Operating Cash Flow Ratio
0.00 <0.01 12.34 298.03 180.92
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
$ -4.07B$ -3.71B$ -3.44B$ -2.80B$ -2.32B
Leverage Ratios
Debt-to-Assets Ratio
0.34 0.38 0.30 0.19 0.14
Debt-to-Equity Ratio
3.31 4.15 3.31 1.88 1.39
Debt-to-Capital Ratio
0.77 0.81 0.77 0.65 0.58
Long-Term Debt-to-Capital Ratio
0.77 0.81 0.77 0.65 0.00
Financial Leverage Ratio
9.81 11.00 10.87 9.68 9.75
Debt Service Coverage Ratio
0.44 0.21 1.16 8.47 2.43
Interest Coverage Ratio
0.59 0.28 2.65 11.55 3.31
Debt to Market Cap
2.24 3.97 2.16 0.74 0.00
Interest Debt Per Share
747.27 845.48 610.21 314.35 200.84
Net Debt to EBITDA
24.87 37.04 16.68 4.23 2.46
Profitability Margins
Gross Profit Margin
26.20%33.30%100.00%100.00%100.00%
EBIT Margin
26.61%18.49%67.13%80.76%76.14%
EBITDA Margin
26.85%18.85%67.74%81.23%76.90%
Operating Profit Margin
26.61%18.47%107.79%80.76%76.14%
Pretax Profit Margin
26.61%18.49%67.13%80.76%76.14%
Net Profit Margin
19.78%13.84%46.37%58.79%55.12%
Continuous Operations Profit Margin
19.78%13.84%46.37%58.79%55.12%
Net Income Per EBT
74.32%74.85%69.08%72.79%72.40%
EBT Per EBIT
100.00%100.13%62.28%100.00%100.00%
Return on Assets (ROA)
1.00%0.59%0.89%1.97%1.78%
Return on Equity (ROE)
10.18%6.47%9.72%19.02%17.33%
Return on Capital Employed (ROCE)
1.34%1.66%2.08%2.70%2.45%
Return on Invested Capital (ROIC)
0.00%1.24%13.41%17.56%15.86%
Return on Tangible Assets
1.00%0.59%0.91%1.97%1.82%
Earnings Yield
6.64%6.19%6.34%7.50%11.00%
Efficiency Ratios
Receivables Turnover
0.00 22.27 0.00 0.00 17.49
Payables Turnover
0.00 10.36 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
14.28 11.20 4.53 7.25 6.04
Asset Turnover
0.05 0.04 0.02 0.03 0.03
Working Capital Turnover Ratio
-0.22 -0.09 0.25 0.45 0.37
Cash Conversion Cycle
0.00 -18.83 0.00 0.00 20.87
Days of Sales Outstanding
0.00 16.39 0.00 0.00 20.87
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 35.22 0.00 0.00 0.00
Operating Cycle
0.00 16.39 0.00 0.00 20.87
Cash Flow Ratios
Operating Cash Flow Per Share
10.21 9.18 26.04 27.56 21.33
Free Cash Flow Per Share
10.10 8.58 24.86 26.81 20.62
CapEx Per Share
0.11 0.60 1.18 0.75 0.72
Free Cash Flow to Operating Cash Flow
0.99 0.93 0.95 0.97 0.97
Dividend Paid and CapEx Coverage Ratio
3.88 2.45 6.13 8.00 7.05
Capital Expenditure Coverage Ratio
91.27 15.21 22.09 36.88 29.82
Operating Cash Flow Coverage Ratio
0.01 0.01 0.04 0.09 0.11
Operating Cash Flow to Sales Ratio
0.10 0.10 0.69 0.51 0.49
Free Cash Flow Yield
3.24%4.33%9.01%6.39%9.55%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
15.06 16.15 15.78 13.33 9.09
Price-to-Sales (P/S) Ratio
2.98 2.24 7.32 7.83 5.01
Price-to-Book (P/B) Ratio
1.47 1.05 1.53 2.54 1.58
Price-to-Free Cash Flow (P/FCF) Ratio
30.89 23.08 11.10 15.66 10.48
Price-to-Operating Cash Flow Ratio
30.56 21.57 10.60 15.23 10.12
Price-to-Earnings Growth (PEG) Ratio
0.44 -0.54 -0.35 0.41 0.30
Price-to-Fair Value
1.47 1.05 1.53 2.54 1.58
Enterprise Value Multiple
35.95 48.90 27.48 13.87 8.97
Enterprise Value
2.21B 1.76B 1.51B 1.29B 635.64M
EV to EBITDA
35.95 48.90 27.48 13.87 8.97
EV to Sales
9.65 9.22 18.61 11.27 6.90
EV to Free Cash Flow
100.18 95.16 28.24 22.52 14.43
EV to Operating Cash Flow
99.08 88.90 26.96 21.91 13.94
Tangible Book Value Per Share
211.69 189.50 179.94 165.63 137.08
Shareholders’ Equity Per Share
211.69 189.50 179.94 165.63 137.08
Tax and Other Ratios
Effective Tax Rate
0.26 0.25 0.31 0.27 0.28
Revenue Per Share
104.81 88.57 37.72 53.59 43.10
Net Income Per Share
20.73 12.26 17.49 31.51 23.76
Tax Burden
0.74 0.75 0.69 0.73 0.72
Interest Burden
1.00 1.00 1.00 1.00 1.00
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.08 0.12 0.26 0.18 0.21
Stock-Based Compensation to Revenue
<0.01 <0.01 <0.01 <0.01 <0.01
Income Quality
0.66 0.75 1.49 0.87 0.90
Currency in USD
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