The earnings call presented a generally positive outlook with strong profitability, premium growth, and significant shareholder returns despite challenges such as market rate reductions and wildfire losses.

Company Guidance

In the call, Hiscox provided guidance on various financial metrics, highlighting a strong performance in the first half of the fiscal year 2025. The company added $160 million in premiums, achieving a robust combined ratio of 92.6% despite significant wildfire losses. The group reported an operating return on tangible equity of 14.5%, aligning with its mid-teens target, and saw a 15% year-over-year increase in net asset value per share. Capital generation was robust, with a BSCR significantly above the target range. Hiscox announced a $275 million share buyback, up from the initially planned $175 million, and committed to a 20% increase in the final dividend per share for the year. The retail segment experienced a 6% premium increase in constant currency, and the London Market business showed growth with a combined ratio in the 80s for five consecutive years. Meanwhile, Re & ILS achieved a combined ratio of 99.5% despite wildfire losses, and the company plans to continue leveraging technology and partnerships to drive growth across its business segments.

Strong Profitability and Returns

The group achieved a robust combined ratio of 92.6% despite the highest ever losses from wildfires, with a group operating return on tangible equity of 14.5%, aligning with the mid-teens target.

Premium Growth

Added $160 million of premium in the first half, with Retail premiums up 6% in constant currency, and the London Market and Re & ILS segments also showing growth.

Capital Management and Shareholder Returns

Strong organic capital generation has led to significant shareholder returns, including a $275 million share buyback and a 20% increase in the final dividend per share.

Investment Performance

An investment result of $235 million reflects the growing asset base and higher bond yields, contributing to strong financial performance.

Hiscox (HCXLF) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

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HCXLF Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Mar 10, 2026	2025 (Q4)	0.92 / -	1.012	―	―	―
Aug 06, 2025	2025 (Q2)	0.64 / 0.64	0.731	-12.59% (-0.09)
Feb 27, 2025	2024 (Q4)	0.92 / 1.01	0.658	53.80% (+0.35)
Aug 07, 2024	2024 (Q2)	0.80 / 0.73	0.708	3.25% (+0.02)
Mar 05, 2024	2023 (Q4)	0.66 / 0.66	0.023	2760.87% (+0.64)
Aug 09, 2023	2023 (Q2)	0.69 / 0.71	-0.253	379.84% (+0.96)
Mar 08, 2023	2022 (Q4)	0.02 / 0.02	0.28	-91.79% (-0.26)
Aug 03, 2022	2022 (Q2)	-0.19 / -0.25	0.344	-173.55% (-0.60)	―	―
Mar 02, 2022	2021 (Q4)	0.12 / 0.28	-0.321	187.23% (+0.60)	―	―
Aug 03, 2021	2021 (Q2)	0.26 / 0.34	-0.497	169.22% (+0.84)	―	―

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

HCXLF Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Aug 06, 2025	$16.62	$18.27	+9.93%
Feb 27, 2025	$13.85	$14.38	+3.83%
Aug 07, 2024	$14.35	$14.02	-2.30%
Mar 05, 2024	$13.51	$13.93	+3.11%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Hiscox (HCXLF) report earnings?

Hiscox (HCXLF) is schdueled to report earning on Mar 10, 2026, TBA (Confirmed).

What is Hiscox (HCXLF) earnings time?

Hiscox (HCXLF) earnings time is at Mar 10, 2026, TBA (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is HCXLF EPS forecast?

HCXLF EPS forecast for the fiscal quarter 2025 (Q4) is 0.92.

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