Breakdown | ||||
Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 |
---|---|---|---|---|
Income Statement | Total Revenue | |||
251.70M | 230.17M | 179.54M | 158.41M | 150.31M | Gross Profit |
251.70M | 230.17M | 179.54M | 158.41M | 150.31M | EBIT |
247.38M | 88.58M | 86.41M | 76.56M | 49.57M | EBITDA |
0.00 | 94.36M | 80.11M | 80.69M | 53.75M | Net Income Common Stockholders |
71.78M | 65.84M | 56.46M | 56.27M | 36.84M |
Balance Sheet | Cash, Cash Equivalents and Short-Term Investments | |||
727.60M | 141.25M | 957.68M | 1.35B | 1.24B | Total Assets |
5.03B | 5.07B | 4.28B | 4.31B | 3.67B | Total Debt |
105.63M | 104.89M | 237.18M | 77.03M | 76.89M | Net Debt |
-29.55M | -36.88M | 123.02M | -332.73M | -235.56M | Total Liabilities |
4.49B | 4.58B | 3.90B | 77.03M | 76.89M | Stockholders Equity |
544.61M | 489.50M | 377.65M | 411.88M | 363.92M |
Cash Flow | Free Cash Flow | |||
27.88M | 62.70M | 71.54M | 42.07M | 29.39M | Operating Cash Flow |
27.88M | 65.83M | 72.59M | 43.10M | 31.25M | Investing Cash Flow |
20.00K | 132.66M | -335.12M | -349.61M | -380.45M | Financing Cash Flow |
-28.94M | -171.40M | -32.57M | 403.33M | 377.68M |
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
---|---|---|---|---|---|---|---|
78 Outperform | $735.11M | 10.27 | 13.88% | 3.36% | 8.55% | 9.52% | |
77 Outperform | $701.00M | 13.91 | 10.08% | 3.13% | 2.49% | 4.48% | |
76 Outperform | $721.02M | 10.53 | 17.77% | 0.04% | 23.69% | 21.19% | |
72 Outperform | $686.97M | 8.16 | 12.98% | 1.42% | -1.00% | -6.70% | |
63 Neutral | $755.55M | 14.08 | 5.09% | 6.26% | 6.02% | ― | |
63 Neutral | $12.33B | 9.59 | 8.02% | 79.26% | 12.87% | -4.61% | |
48 Neutral | $746.19M | ― | -1.39% | 1.85% | -5.38% | -186.90% |
HBT Financial reported strong financial results for the first quarter of 2025, with a net income of $19.1 million and a net interest margin increase to 4.12%. Despite economic uncertainties, the company maintained solid profitability and asset quality, with nonperforming assets declining to 0.11%. The company experienced a decrease in noninterest income due to changes in mortgage servicing rights fair value, while noninterest expenses increased slightly due to higher salaries and benefits. HBT Financial’s effective tax rate decreased, and the loan portfolio remained stable with a slight increase in grain elevator lines of credit.
Spark’s Take on HBT Stock
According to Spark, TipRanks’ AI Analyst, HBT is a Outperform.
HBT Financial’s strong financial performance, low valuation, and positive corporate events support a solid overall score. The company’s consistent revenue growth, zero-debt position, and increased dividend highlight its strengths. However, technical indicators suggest caution due to recent downward price trends, balancing the overall outlook.
To see Spark’s full report on HBT stock, click here.