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Horizon Bancorp [In] (HBNC)
NASDAQ:HBNC
US Market

Horizon Bancorp (HBNC) Ratios

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Horizon Bancorp Ratios

HBNC's free cash flow for Q4 2024 was $1.00. For the 2024 fiscal year, HBNC's free cash flow was decreased by $ and operating cash flow was $-0.14. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
0.30 0.00 215.46 798.76 521.42
Quick Ratio
0.30 0.00 245.90 1.08K 624.69
Cash Ratio
0.07 0.00 23.48 267.69 95.38
Solvency Ratio
<0.01 <0.01 0.01 0.01 0.02
Operating Cash Flow Ratio
<0.01 0.00 17.54 47.14 29.04
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
$ -6.67B$ -6.66B$ -6.04B$ -4.85B$ -3.78B
Leverage Ratios
Debt-to-Assets Ratio
0.16 0.11 0.16 0.10 0.10
Debt-to-Equity Ratio
1.64 1.25 1.86 1.07 0.85
Debt-to-Capital Ratio
0.62 0.56 0.65 0.52 0.46
Long-Term Debt-to-Capital Ratio
0.00 0.56 0.52 0.49 0.41
Financial Leverage Ratio
10.22 11.05 11.62 10.17 8.50
Debt Service Coverage Ratio
0.05 -0.08 2.92 5.52 2.35
Interest Coverage Ratio
0.16 0.49 3.89 5.60 2.28
Debt to Market Cap
0.00 1.44 1.13 0.76 0.69
Interest Debt Per Share
32.57 23.75 29.73 18.04 14.18
Net Debt to EBITDA
0.00 0.00 9.54 1.49 3.65
Profitability Margins
Gross Profit Margin
9.87%100.00%100.00%100.00%100.00%
EBIT Margin
-6.56%-6.46%43.71%44.88%35.63%
EBITDA Margin
0.00%0.00%49.13%50.96%41.24%
Operating Profit Margin
14.59%36.11%58.83%44.88%35.63%
Pretax Profit Margin
14.59%21.05%43.71%44.88%35.63%
Net Profit Margin
18.90%15.10%38.67%38.15%31.15%
Continuous Operations Profit Margin
18.90%15.10%38.67%38.15%31.15%
Net Income Per EBT
129.54%71.75%88.47%85.01%87.41%
EBT Per EBIT
100.00%58.29%74.30%100.00%100.00%
Return on Assets (ROA)
0.45%0.35%1.19%1.18%1.16%
Return on Equity (ROE)
4.64%3.89%13.79%12.04%9.90%
Return on Capital Employed (ROCE)
0.42%0.84%1.81%1.39%1.33%
Return on Invested Capital (ROIC)
-5.83%0.60%2.83%1.83%2.30%
Return on Tangible Assets
0.46%0.36%1.21%1.21%1.20%
Earnings Yield
5.03%4.48%14.22%9.54%9.81%
Efficiency Ratios
Receivables Turnover
4.72 4.79 6.84 8.73 10.28
Payables Turnover
15.17 0.00 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
2.00 1.96 2.61 2.44 2.38
Asset Turnover
0.02 0.02 0.03 0.03 0.04
Working Capital Turnover Ratio
-1.24 0.22 0.16 0.14 0.19
Cash Conversion Cycle
53.32 76.26 53.33 41.79 35.51
Days of Sales Outstanding
77.37 76.26 53.33 41.79 35.51
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
24.06 0.00 0.00 0.00 0.00
Operating Cycle
77.37 76.26 53.33 41.79 35.51
Cash Flow Ratios
Operating Cash Flow Per Share
0.15 2.04 2.17 2.41 1.79
Free Cash Flow Per Share
0.03 1.86 2.02 2.37 1.66
CapEx Per Share
0.00 0.18 0.15 0.03 0.13
Free Cash Flow to Operating Cash Flow
0.20 0.91 0.93 0.99 0.93
Dividend Paid and CapEx Coverage Ratio
0.22 2.46 2.76 4.02 2.91
Capital Expenditure Coverage Ratio
0.00 11.44 14.68 73.16 13.43
Operating Cash Flow Coverage Ratio
<0.01 0.10 0.07 0.14 0.13
Operating Cash Flow to Sales Ratio
0.03 0.48 0.39 0.46 0.36
Free Cash Flow Yield
0.18%13.00%13.39%11.38%10.44%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
19.87 22.31 7.03 10.49 10.20
Price-to-Sales (P/S) Ratio
3.75 3.37 2.72 4.00 3.18
Price-to-Book (P/B) Ratio
0.92 0.87 0.97 1.26 1.01
Price-to-Free Cash Flow (P/FCF) Ratio
548.32 7.69 7.47 8.79 9.58
Price-to-Operating Cash Flow Ratio
110.56 7.02 6.96 8.67 8.87
Price-to-Earnings Growth (PEG) Ratio
0.75 -0.32 0.93 0.38 5.20
Price-to-Fair Value
0.92 0.87 0.97 1.26 1.01
Enterprise Value Multiple
0.00 0.00 15.08 9.34 11.36
Enterprise Value
1.87B 997.65M 1.79B 1.09B 1.03B
EV to EBITDA
0.00 0.00 15.08 9.34 11.36
EV to Sales
9.96 5.38 7.41 4.76 4.68
EV to Free Cash Flow
1.45K 12.29 20.35 10.46 14.13
EV to Operating Cash Flow
293.23 11.22 18.96 10.32 13.08
Tangible Book Value Per Share
13.69 12.61 11.59 12.50 11.74
Shareholders’ Equity Per Share
17.47 16.48 15.55 16.51 15.72
Tax and Other Ratios
Effective Tax Rate
-0.30 0.28 0.12 0.15 0.13
Revenue Per Share
4.29 4.25 5.54 5.21 4.99
Net Income Per Share
0.81 0.64 2.14 1.99 1.56
Tax Burden
1.30 0.72 0.88 0.85 0.87
Interest Burden
-2.22 -3.26 1.00 1.00 1.00
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.01 0.08 0.34 0.42 0.41
Stock-Based Compensation to Revenue
0.02 0.02 0.01 <0.01 <0.01
Income Quality
0.18 3.18 1.01 1.21 1.15
Currency in USD
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