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Gjensidige Forsikring (GJNSY)
OTHER OTC:GJNSY
US Market

Gjensidige Forsikring (GJNSY) Ratios

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Gjensidige Forsikring Ratios

GJNSY's free cash flow for Q3 2025 was kr0.00. For the 2025 fiscal year, GJNSY's free cash flow was decreased by kr and operating cash flow was kr0.17. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
0.00 0.00 2.35 1.69 2.81
Quick Ratio
0.00 0.00 2.35 1.69 2.81
Cash Ratio
0.00 0.00 2.35 1.69 2.81
Solvency Ratio
0.04 0.04 0.04 0.07 0.06
Operating Cash Flow Ratio
0.00 0.00 3.46 5.06 7.20
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.00 0.00
Net Current Asset Value
kr -163.51Bkr -120.92Bkr -106.08Bkr -102.27Bkr -90.17B
Leverage Ratios
Debt-to-Assets Ratio
0.04 0.03 0.03 0.03 0.02
Debt-to-Equity Ratio
0.33 0.18 0.15 0.15 0.10
Debt-to-Capital Ratio
0.25 0.15 0.13 0.13 0.09
Long-Term Debt-to-Capital Ratio
0.22 0.11 0.08 0.09 0.06
Financial Leverage Ratio
7.77 6.12 5.22 5.15 4.68
Debt Service Coverage Ratio
0.00 -0.98 -16.92 26.03 22.84
Interest Coverage Ratio
0.00 1.33 78.49 31.75 28.41
Debt to Market Cap
0.05 0.03 0.03 0.02 0.02
Interest Debt Per Share
16.17 10.23 7.72 7.87 5.46
Net Debt to EBITDA
0.35 2.35 0.00 0.15 -0.05
Profitability Margins
Gross Profit Margin
72.05%98.58%100.00%100.00%100.00%
EBIT Margin
18.67%15.86%-0.43%28.42%22.43%
EBITDA Margin
18.67%1.45%0.00%27.18%21.68%
Operating Profit Margin
20.83%2.81%17.78%26.81%21.06%
Pretax Profit Margin
18.68%13.75%17.78%27.58%21.69%
Net Profit Margin
14.47%10.24%10.49%22.38%16.95%
Continuous Operations Profit Margin
14.13%10.23%10.49%22.38%16.95%
Net Income Per EBT
77.46%74.43%59.03%81.15%78.11%
EBT Per EBIT
89.68%488.82%100.00%102.84%103.02%
Return on Assets (ROA)
3.45%2.79%2.54%5.50%4.19%
Return on Equity (ROE)
26.66%17.06%13.29%28.33%19.59%
Return on Capital Employed (ROCE)
4.96%0.77%4.35%6.66%5.25%
Return on Invested Capital (ROIC)
0.00%0.39%8.72%14.58%9.69%
Return on Tangible Assets
3.60%2.95%2.70%5.75%4.37%
Earnings Yield
4.33%4.49%3.66%6.52%4.96%
Efficiency Ratios
Receivables Turnover
0.00 0.00 0.00 0.00 0.00
Payables Turnover
0.00 1.72 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
30.88 22.25 20.03 22.16 25.43
Asset Turnover
0.24 0.27 0.24 0.25 0.25
Working Capital Turnover Ratio
0.00 16.27 23.44 22.77 17.52
Cash Conversion Cycle
0.00 -212.50 0.00 0.00 0.00
Days of Sales Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 212.50 0.00 0.00 0.00
Operating Cycle
0.00 0.00 0.00 0.00 0.00
Cash Flow Ratios
Operating Cash Flow Per Share
12.11 9.59 9.42 14.05 14.67
Free Cash Flow Per Share
11.40 8.02 8.29 12.99 13.64
CapEx Per Share
0.81 1.41 1.13 1.07 1.03
Free Cash Flow to Operating Cash Flow
0.94 0.84 0.88 0.92 0.93
Dividend Paid and CapEx Coverage Ratio
1.11 1.01 1.07 0.95 1.10
Capital Expenditure Coverage Ratio
14.91 6.81 8.34 13.19 14.29
Operating Cash Flow Coverage Ratio
0.75 1.12 1.24 1.92 2.92
Operating Cash Flow to Sales Ratio
0.14 0.12 0.14 0.22 0.25
Free Cash Flow Yield
3.81%4.44%4.42%5.93%6.83%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
23.10 22.28 27.29 15.34 20.17
Price-to-Sales (P/S) Ratio
3.34 2.28 2.86 3.43 3.42
Price-to-Book (P/B) Ratio
6.18 3.80 3.63 4.35 3.95
Price-to-Free Cash Flow (P/FCF) Ratio
26.22 22.52 22.64 16.87 14.65
Price-to-Operating Cash Flow Ratio
24.67 18.84 19.92 15.59 13.62
Price-to-Earnings Growth (PEG) Ratio
-26.94 1.42 -0.53 0.35 -0.81
Price-to-Fair Value
6.18 3.80 3.63 4.35 3.95
Enterprise Value Multiple
18.25 159.72 0.00 12.78 15.71
Enterprise Value
152.28B 93.43B 94.41B 110.88B 99.56B
EV to EBITDA
18.25 159.72 0.00 12.78 15.71
EV to Sales
3.41 2.31 2.88 3.47 3.41
EV to Free Cash Flow
26.73 22.86 22.78 17.07 14.60
EV to Operating Cash Flow
25.15 19.12 20.04 15.78 13.57
Tangible Book Value Per Share
32.27 31.59 36.55 39.04 40.76
Shareholders’ Equity Per Share
48.34 47.55 51.75 50.41 50.57
Tax and Other Ratios
Effective Tax Rate
0.24 0.26 0.22 0.19 0.22
Revenue Per Share
89.39 79.23 65.52 63.82 58.47
Net Income Per Share
12.94 8.11 6.88 14.28 9.91
Tax Burden
0.77 0.74 0.59 0.81 0.78
Interest Burden
1.00 0.87 -41.19 0.97 0.97
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.00 0.00 0.00 0.00 0.00
Stock-Based Compensation to Revenue
0.00 <0.01 <0.01 <0.01 <0.01
Income Quality
3.87 1.18 1.03 0.98 1.48
Currency in NOK