tiprankstipranks
Trending News
More News >
Glacier Bancorp (GBCI)
NYSE:GBCI
US Market
Advertisement

Glacier Bancorp (GBCI) Earnings Dates, Call Summary & Reports

Compare
122 Followers

Earnings Data

Report Date
Oct 16, 2025
After Close (Confirmed)
Period Ending
2025 (Q3)
Consensus EPS Forecast
0.61
Last Year’s EPS
0.45
Same Quarter Last Year
Moderate Buy
Based on 4 Analysts Ratings

Earnings Call Summary

Q2 2025
Earnings Call Date:Jul 24, 2025|
% Change Since:
|
Earnings Call Sentiment|Positive
The earnings call reflects a strong quarter for Glacier Bancorp with significant achievements in acquisitions, financial performance, and growth in loans and deposits. Despite some challenges such as a decrease in net income from the prior quarter and increased expenses due to acquisitions, the positive aspects significantly outweigh the negatives.
Company Guidance
During the Glacier Bancorp Second Quarter 2025 Earnings Conference Call, the company provided robust financial guidance, highlighting significant growth and strategic acquisitions. The company reported a net income of $52.8 million or $0.45 per diluted share, marking an 18% increase in net income and a 15% rise in earnings per share compared to the same quarter last year. The acquisition of the Bank of Idaho added $1.4 billion in assets, contributing to a loan portfolio growth of $1.3 billion, an 8% increase from the prior quarter. Deposits grew to $21.6 billion, up 5% quarter-over-quarter. Glacier Bancorp's net interest income rose to $208 million, with the net interest margin expanding to 3.21%, up 17 basis points from the first quarter. The company maintained strong credit quality with nonperforming assets at 0.17% of total assets and net charge-offs at $1.6 million. Noninterest expense was $155 million, including $3.2 million in acquisition-related costs, while the efficiency ratio improved to 62.08%. Looking forward, the company expects continued margin growth, driven by higher loan yields and disciplined expense management, with projections for additional expansion from the upcoming acquisition of Guaranty Bancshares.
Successful Acquisition and Expansion
The acquisition of the Bank of Idaho added $1.4 billion in assets and expanded presence in Idaho and Eastern Washington. A definitive agreement to acquire Guaranty Bancshares, a $3.1 billion bank in Texas, marks entry into a new state and strategic expansion in the Southwest.
Strong Financial Performance
Net income for the second quarter was $52.8 million, an 18% increase from the same quarter last year. Earnings per share increased by 15% year-over-year.
Loan and Deposit Growth
The loan portfolio grew by $1.3 billion to $18.5 billion, an 8% increase from the prior quarter. Deposits increased to $21.6 billion, up 5% quarter-over-quarter.
Net Interest Income and Margin Expansion
Net interest income increased by $17.6 million or 9% from the prior quarter. The net interest margin expanded to 3.21%, marking the sixth consecutive quarter of margin expansion.
Credit Quality and Risk Management
Nonperforming assets remain low at 0.17% of total assets, with net charge-offs at $1.6 million. The allowance for credit remains at 1.22% of loans, maintaining a conservative approach to risk management.

Glacier Bancorp (GBCI) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

GBCI Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Oct 16, 2025
2025 (Q3)
0.61 / -
0.45
Jul 24, 2025
2025 (Q2)
0.38 / 0.45
0.3915.38% (+0.06)
Apr 24, 2025
2025 (Q1)
0.47 / 0.48
0.2965.52% (+0.19)
Jan 23, 2025
2024 (Q4)
0.52 / 0.54
0.4910.20% (+0.05)
Oct 24, 2024
2024 (Q3)
0.42 / 0.45
0.47-4.26% (-0.02)
Jul 18, 2024
2024 (Q2)
0.37 / 0.39
0.5-22.00% (-0.11)
Apr 18, 2024
2024 (Q1)
0.32 / 0.29
0.55-47.27% (-0.26)
Jan 25, 2024
2023 (Q4)
0.38 / 0.49
0.72-31.94% (-0.23)
Oct 19, 2023
2023 (Q3)
0.42 / 0.47
0.72-34.72% (-0.25)
Jul 20, 2023
2023 (Q2)
0.49 / 0.50
0.69-27.54% (-0.19)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

GBCI Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Jul 24, 2025
$44.56$45.31+1.68%
Apr 24, 2025
$42.31$40.52-4.23%
Jan 23, 2025
$50.55$49.81-1.46%
Oct 24, 2024
$46.71$48.52+3.87%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Glacier Bancorp (GBCI) report earnings?
Glacier Bancorp (GBCI) is schdueled to report earning on Oct 16, 2025, After Close (Confirmed).
    What is Glacier Bancorp (GBCI) earnings time?
    Glacier Bancorp (GBCI) earnings time is at Oct 16, 2025, After Close (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is GBCI EPS forecast?
          GBCI EPS forecast for the fiscal quarter 2025 (Q3) is 0.61.
            What am I Missing?
            Make informed decisions based on Top Analysts' activity
            Know what industry insiders are buying
            Get actionable alerts from top Wall Street Analysts
            Find out before anyone else which stock is going to shoot up
            Get powerful stock screeners & detailed portfolio analysis