Walker Crips (WCW) AI Stock Analysis

• Market Cap: £5.11M
• Dividend Yield: 4.17%
• Average Volume (3M): 53.73K
• Price to Earnings (P/E): ―
• Beta (1Y): -0.02
• Revenue Growth: -0.73%
• EPS Growth: -790.70%
• Country: UK
• Employees: 219
• Sector: Financial
• Sector Strength: 71
• Industry: Asset Management
• EPS (TTM): -0.03
• Shares Outstanding: 42,577,328
• 10 Day Avg. Volume: 71,230
• 30 Day Avg. Volume: 53,733
• PEG Ratio: N/A
• Price to Book (P/B): N/A
• Price to Sales (P/S): N/A
• P/FCF Ratio: N/A
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: £12.00
• Price Target Upside: 0.00%
• Rating Consensus: Hold
• Number of Analyst Covering: 1

• Rating: 49 Neutral
• Price Target: 12.00p ▲(0.00% Upside)

Walker Crips' overall stock score is primarily impacted by its financial performance, which is under pressure due to declining revenues and cash flow constraints. Technical analysis indicates a bearish trend, further weighing on the score. Valuation concerns arise from a negative P/E ratio, though the dividend yield offers some appeal.

Walker Crips Business Overview & Revenue Model

Company Description

Walker Crips (WCW) is a financial services company based in the UK, specializing in investment management, wealth management, and financial advisory services. The firm caters to a diverse clientele, including individual investors, institutions, and corporate entities, offering tailored solutions to meet their financial goals. WCW operates primarily in the financial sector, leveraging its expertise to provide services such as asset management, stockbroking, and strategic financial planning.

How the Company Makes Money

Walker Crips generates revenue through multiple channels, primarily by charging fees for its investment management and advisory services. Key revenue streams include management fees based on assets under management (AUM), performance fees from successful investment outcomes, and transaction fees related to stockbroking activities. The company also earns commissions from financial products sold to clients and may receive referral fees from partnerships with other financial institutions. Additionally, Walker Crips may benefit from strategic alliances with other firms that enhance its service offerings, thereby attracting more clients and increasing its revenue potential.

Walker Crips Financial Statement Overview

Summary

Walker Crips is facing financial difficulties with declining revenues and a net loss, impacting its income statement negatively. The balance sheet is moderately stable with a balanced debt-to-equity ratio, but cash flow challenges are significant, indicating a need for improved cash management.

Income Statement

Walker Crips has experienced a decline in revenue growth, with a negative growth rate of -1.57% in the latest year. The company also reported a net loss, resulting in a negative net profit margin. While the gross profit margin remains relatively strong, the EBIT and EBITDA margins are low, indicating challenges in operational efficiency.

Balance Sheet

The company's balance sheet shows a moderate debt-to-equity ratio, suggesting a balanced approach to leverage. However, the return on equity is negative due to the net loss, which is a concern. The equity ratio is healthy, indicating a strong equity base relative to total assets.

Cash Flow

Walker Crips faces challenges in cash flow, with a significant decline in free cash flow growth. The operating cash flow to net income ratio is low, reflecting difficulties in converting earnings into cash. The negative free cash flow to net income ratio further highlights cash flow constraints.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2022	Dec 2022	Dec 2020
Income Statement
Total Revenue	31.30M	31.34M	31.57M	32.92M	31.61M	30.35M
Gross Profit	15.75M	24.10M	25.80M	21.77M	22.28M	18.47M
EBITDA	20.39M	1.91M	1.77M	3.95M	3.25M	2.55M
Net Income	-2.53M	-2.53M	368.00K	55.00K	418.00K	-258.00K
Balance Sheet
Total Assets	55.38M	55.38M	57.32M	76.67M	63.08M	74.95M
Cash, Cash Equivalents and Short-Term Investments	12.50M	12.50M	13.86M	11.11M	13.14M	8.86M
Total Debt	1.73M	1.73M	2.45M	2.54M	2.73M	3.80M
Total Liabilities	36.70M	36.70M	36.00M	55.30M	41.91M	52.63M
Stockholders Equity	18.69M	18.69M	21.32M	21.36M	21.17M	22.32M
Cash Flow
Free Cash Flow	-356.00K	-83.00K	595.00K	3.93M	3.18M	1.47M
Operating Cash Flow	-232.00K	41.00K	813.00K	4.14M	3.51M	1.49M
Investing Cash Flow	-112.00K	-386.00K	870.00K	-449.00K	-538.00K	-46.00K
Financing Cash Flow	-1.02M	-1.02M	-958.00K	-1.44M	-949.00K	-1.20M

Walker Crips Technical Analysis

• Technical Analysis Sentiment: Neutral
• Last Price: 12.00
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For GB:WCW, the sentiment is Neutral. The current price of 12 is above the 20-day moving average (MA) of 10.91, below the 50-day MA of 12.65, and below the 200-day MA of 13.98, indicating a neutral trend. The MACD of -0.52 indicates Negative momentum. The RSI at 46.12 is Neutral, neither overbought nor oversold. The STOCH value of 48.84 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for GB:WCW.

Walker Crips Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
MAFL	71 Outperform	£8.91M	3.27	23.46%	―	-79.36%	78.16%
Sector *	68 Neutral	$17.69B	11.82	10.30%	3.73%	9.66%	0.42%
INV	63 Neutral	£5.74M	8.00	10.60%	―	109.71%	400.62%
WCW	49 Neutral	£5.11M	―	-12.64%	4.17%	-0.73%	-790.70%
BRH	43 Neutral	£1.73M	―	-38.03%	―	-100.24%	84.97%
PRIM	―	£5.09M	2.08	48.96%	―	―	―
450	―	£14.09M	―	-13.15%	―	―	―

Walker Crips Corporate Events

Walker Crips Faces Financial Challenges, Embarks on Strategic Overhaul

Walker Crips Group plc reported a challenging financial year ending March 2025, with a substantial operating loss and a decision not to declare a dividend. The company faced increased costs due to legacy issues, regulatory compliance, and salary hikes, leading to a strategic review of its business model and operations. The company secured a £5 million loan to support growth initiatives, including a ‘Three Pillar’ strategy focusing on structured products, investment management, and financial planning. Despite these challenges, the company remains committed to enhancing its service offerings and exploring strategic options to strengthen its financial position and deliver long-term value to stakeholders.

Walker Crips Secures £5 Million Loan to Strengthen Financial Position

Walker Crips Group plc has secured a £5 million working capital loan facility from its largest shareholder, Phillip Brokerage Pte Ltd, to bolster its financial stability and support future growth plans. The loan, which comes with a 9.07% interest rate and a one-off facility fee, is crucial for the company following a challenging financial year that necessitated significant investment in legal, consulting, and compliance resources. This funding will enable Walker Crips to implement essential changes and pursue strategic options for long-term success.

Walker Crips Announces Strategic Leadership Restructuring

Walker Crips Group plc has announced significant changes to its Board of Directors and executive leadership team as part of a strategic reorganization aimed at enhancing growth and operational resilience. The company will implement a joint leadership model with the appointment of Christian Dougal and Sean Lam as Joint Chief Executive Officers. Dougal, currently Chief Risk and Compliance Officer, will manage administrative functions, while Lam will continue overseeing commercial operations. These changes are intended to strengthen the company’s leadership platform and support its long-term growth objectives.