Walker Crips (WCW) AI Stock Analysis

• Market Cap: £5.64M
• Dividend Yield: N/A
• Average Volume (3M): 94.88K
• Price to Earnings (P/E): ―
• Beta (1Y): 0.77
• Revenue Growth: -0.73%
• EPS Growth: -790.70%
• Country: UK
• Employees: 219
• Sector: Financial
• Sector Strength: 70
• Industry: Asset Management
• EPS (TTM): -0.03
• Shares Outstanding: 42,577,328
• 10 Day Avg. Volume: 227,431
• 30 Day Avg. Volume: 94,877
• PEG Ratio: <0.01
• Price to Book (P/B): 0.29
• Price to Sales (P/S): 0.17
• P/FCF Ratio: -65.40
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 58 Neutral
• Price Target: 14.00p ▲(5.66% Upside)

Walker Crips' stock score is primarily influenced by strong technical indicators suggesting bullish momentum. However, financial performance and valuation metrics are weak, reflecting operational challenges and a negative P/E ratio. The acquisition by PhillipCapital provides a strategic opportunity, but ongoing regulatory and operational issues remain a concern.

Positive Factors

Stable Balance Sheet

A stable balance sheet with moderate leverage provides a solid foundation for the company to manage its financial obligations and pursue growth opportunities without excessive risk.

Strong Equity Base

A strong equity base enhances financial resilience, allowing the company to withstand economic fluctuations and invest in strategic initiatives for long-term growth.

Gross Profit Margin

Maintaining a strong gross profit margin suggests effective cost management at the production level, providing a buffer to improve operational efficiency and profitability over time.

Negative Factors

Declining Revenue Growth

Declining revenue growth indicates challenges in market competitiveness and customer acquisition, potentially limiting the company's ability to scale and enhance profitability.

Cash Flow Constraints

Cash flow constraints can hinder the company's ability to invest in growth opportunities, meet financial obligations, and maintain operational flexibility, impacting long-term sustainability.

Negative Net Profit Margin

A negative net profit margin reflects operational inefficiencies and profitability challenges, which may require strategic adjustments to improve financial performance and shareholder value.

Walker Crips Business Overview & Revenue Model

Company Description

Walker Crips Group plc provides financial products and services to private and professional clients in the United Kingdom. It operates through three segments: Investment Management, Wealth Management, and Software as a Service segments. The company offers portfolio model and bespoke discretionary services, and advisory services; investment management services; alternative investment solutions; and structured investments products. It also provides advice on a range of financial issues, such as life assurance, pre-retirement planning, at-retirement advice, savings plans, tax efficient management of investments, and estate planning. In addition, the company offers self-invested personal pension products and small self-administered schemes. Further, it provides cloud-based regulatory software to financial services firms. Additionally, the company is involved in provision of management, pensions management, financial regulation, nominee, and stockbroking agency services. Walker Crips Group plc was founded in 1914 and is headquartered in London, the United Kingdom.

How the Company Makes Money

Walker Crips generates revenue through multiple streams, primarily by charging fees for its investment management and advisory services. The company earns management fees based on the assets under management (AUM) for its clients' investment portfolios. Additionally, it profits from transaction fees associated with stockbroking services, where clients are charged for executing trades on their behalf. The firm may also receive performance fees if it exceeds specific investment benchmarks. Partnerships with financial institutions and other service providers can enhance its offerings and expand its client base, further contributing to its revenue. The firm's longevity in the market and established reputation allow it to attract and retain clients, which is crucial for sustaining its earnings.

Walker Crips Financial Statement Overview

Summary

Walker Crips is facing financial challenges with declining revenues and profitability issues. The balance sheet is stable with manageable leverage, but cash flow constraints are significant, impacting financial flexibility.

Income Statement

Walker Crips has experienced a decline in revenue growth, with a negative growth rate of -1.57% in the latest year. The company also reported a net loss, resulting in a negative net profit margin. While the gross profit margin remains relatively strong, the EBIT and EBITDA margins are low, indicating challenges in operational efficiency.

Balance Sheet

The company's balance sheet shows a moderate debt-to-equity ratio, suggesting a balanced approach to leverage. However, the return on equity is negative due to the net loss, which is a concern. The equity ratio is healthy, indicating a strong equity base relative to total assets.

Cash Flow

Walker Crips faces challenges in cash flow, with a significant decline in free cash flow growth. The operating cash flow to net income ratio is low, reflecting difficulties in converting earnings into cash. The negative free cash flow to net income ratio further highlights cash flow constraints.

Breakdown	TTM	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	31.30M	31.34M	31.57M	31.61M	32.92M	30.35M
Gross Profit	15.75M	24.10M	25.80M	22.28M	21.77M	18.47M
EBITDA	20.39M	1.91M	2.44M	3.25M	3.95M	2.55M
Net Income	-2.53M	-2.53M	368.00K	418.00K	55.00K	-258.00K
Balance Sheet
Total Assets	55.38M	55.38M	57.32M	63.08M	76.67M	74.95M
Cash, Cash Equivalents and Short-Term Investments	12.50M	12.50M	13.86M	13.14M	11.11M	8.86M
Total Debt	1.73M	1.73M	2.45M	2.73M	2.54M	3.80M
Total Liabilities	36.70M	36.70M	36.00M	41.91M	55.30M	52.63M
Stockholders Equity	18.69M	18.69M	21.32M	21.17M	21.36M	22.32M
Cash Flow
Free Cash Flow	-356.00K	-83.00K	595.00K	3.18M	3.93M	1.47M
Operating Cash Flow	-232.00K	41.00K	813.00K	3.51M	4.14M	1.49M
Investing Cash Flow	-112.00K	-386.00K	870.00K	-538.00K	-449.00K	-46.00K
Financing Cash Flow	-1.02M	-1.02M	-958.00K	-949.00K	-1.44M	-1.20M

Walker Crips Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 13.25
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Negative
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For GB:WCW, the sentiment is Positive. The current price of 13.25 is above the 20-day moving average (MA) of 13.24, above the 50-day MA of 9.92, and above the 200-day MA of 11.36, indicating a bullish trend. The MACD of 0.94 indicates Positive momentum. The RSI at 84.51 is Negative, neither overbought nor oversold. The STOCH value of 68.75 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for GB:WCW.

Walker Crips Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
MAFL	71 Outperform	£15.54M	5.43	―	―	-79.36%	78.16%
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
INV	63 Neutral	―	-87.18	-0.97%	―	-87.43%	-107.41%
WCW	58 Neutral	£5.64M	-2.23	-12.64%	―	-0.73%	-790.70%

Walker Crips Corporate Events

Walker Crips Extends Loan Facility Amid Acquisition Plans and Business Review

Walker Crips Group plc has announced an extension to its £5 million Working Capital Loan Drawdown Facility with Phillip Brokerage Pte Ltd, allowing more time for the completion of a recommended cash offer acquisition by PhillipCapital UK LTD. The extension is contingent upon shareholder approval and is intended to prevent the need for a rights issue to repay the facility before the acquisition is finalized. Additionally, the company is undergoing a comprehensive review of its business structure and strategic options due to increased operational complexities and regulatory changes impacting its financial performance. Historic legacy issues and regulatory changes have negatively affected the company’s profit outlook, and an ongoing investigation into a legacy systems issue could impact client tax liabilities.

Walker Crips Agrees to Acquisition by PhillipCapital

Walker Crips Group plc has agreed to a recommended cash acquisition by PhillipCapital UK Ltd, which will acquire the entire issued share capital of Walker Crips. The acquisition values Walker Crips at approximately £5.96 million, representing a significant premium over recent share prices. The Independent Walker Crips Directors unanimously recommend the acquisition, which is expected to enhance Walker Crips’ position in the UK wealth management sector despite current regulatory and liquidity challenges.

Walker Crips Secures Shareholder Support at AGM

Walker Crips Group plc announced that all resolutions at its Annual General Meeting were passed, reflecting strong shareholder support for the company’s governance and strategic direction. The resolutions included the re-election of directors, approval of the remuneration report, and authorization for share allotment and purchase, indicating continued confidence in the company’s leadership and operational plans.