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TBC Bank Group PLC (GB:TBCG)
LSE:TBCG
Earnings Data
Report Date
Feb 13, 2026Before Open (Confirmed)
Period Ending
2025 (Q4)Consensus EPS Forecast
―Last Year’s EPS
5.87Same Quarter Last Year
Based on 0 Analysts Ratings
Earnings Call Summary
Q3 2025
Earnings Call Date:Nov 06, 2025|
% Change Since:
|
Earnings Call Sentiment|Neutral
The earnings call highlighted strong financial performance and growth in both Georgia and Uzbekistan, with notable achievements in digital engagement and dividend declaration. However, regulatory challenges and increased risk in Uzbekistan, along with inflation concerns in Georgia, presented significant headwinds.Company Guidance
Record Quarterly Earnings and Strong Performance
The group's net profit in the third quarter reached GEL 368 million, up by 6% year-on-year, with a return on equity of 24.4%. Revenue growth was 7% year-on-year.
Georgia's Economic Growth and Banking Performance
Georgia's economy had a real GDP growth of 6.5% in Q3, with the bank's loan book growing by 9% and a net interest margin reaching 6%. The return on equity was over 24%.
Uzbekistan's Growth and Digital Expansion
Uzbekistan's net profit was GEL 41 million, up by 30% year-on-year. The loan book nearly doubled year-on-year, and the digital ecosystem expanded with registered users reaching 22 million, up by 28%.
Dividend Declaration
The Board declared a quarterly dividend of GEL 1.75 per share, bringing the total 9 months of 2025 dividend to GEL 5.
Digital Engagement Growth in Georgia
Digital monthly users in Georgia reached 1.2 million, accounting for 2/3 of active customers, with a 46% DAU to MAU ratio.
GB:TBCG Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
GB:TBCG Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Nov 06, 2025 | 4295.00p | 3785.00p | -11.87% |
Aug 08, 2025 | 4969.43p | 4714.59p | -5.13% |
May 08, 2025 | 4605.71p | 4155.56p | -9.77% |
Feb 12, 2025 | 3501.67p | 3800.19p | +8.53% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does TBC Bank Group PLC (GB:TBCG) report earnings?
TBC Bank Group PLC (GB:TBCG) is schdueled to report earning on Feb 13, 2026, Before Open (Confirmed).
What is TBC Bank Group PLC (GB:TBCG) earnings time?
TBC Bank Group PLC (GB:TBCG) earnings time is at Feb 13, 2026, Before Open (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is the P/E ratio of TBC Bank Group PLC stock?
The P/E ratio of TBC Bank is N/A.
What is GB:TBCG EPS forecast?
Currently, no data Available