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Standard Chartered PLC (GB:STAN)
LSE:STAN
UK Market

Standard Chartered (STAN) Earnings Dates, Call Summary & Reports

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Earnings Data

Report Date
Apr 30, 2026
Before Open (Confirmed)
Period Ending
2026 (Q1)
Consensus EPS Forecast
0.47
Last Year’s EPS
0.46
Same Quarter Last Year
Moderate Buy
Based on 9 Analysts Ratings

Earnings Call Summary

Q4 2025
Earnings Call Date:Feb 24, 2026|
% Change Since:
|
Earnings Call Sentiment|Positive
The call conveyed a strongly positive operational and financial performance for 2025: record income, high underlying RoTE (14.7%), robust non‑interest income growth, market‑leading Wealth momentum (24% growth, $52bn net new money) and material shareholder returns (dividend +65%, $1.5bn buyback). Management acknowledged near-term headwinds—Q4 episodic volatility, NII pressure (flat for 2026 driven by rate movements and WRB portfolio actions), a moderate increase in credit impairment and a down‑revision to Fit for Growth targets—but these were framed as manageable within a resilient balance sheet, improving cost/income dynamics and strong capital generation. Overall, the highlights substantially outweigh the lowlights, with confidence in execution and updated 2026 targets presented alongside continued investment in growth and productivity.
Company Guidance
Guidance for 2026: the bank expects year‑on‑year income growth around the bottom end of its historical 5–7% range at constant currency, with adjusted NII broadly flat and reported costs broadly flat at ~ $13.3bn (constant currency), targeting a statutory RoTE of >12%. This builds off a 2025 base of $20.9bn income (record; up 8% YoY or up 6%/8% excluding notable items), underlying RoTE 14.7% (including ~70bps benefit from Ventures), reported RoTE 11.9%, underlying PBT $7.9bn (reported PBT $7.0bn, +18%), and FY NII $11.2bn (+1%, Q4 NII ~+$200m q/q). 2026 NII guidance assumes a ~44bp reduction in currency‑weighted rates and c.2% headwind from WRB portfolio actions; non‑NII grew 13% (17% ex‑notables) in 2025. Capital and returns assumptions: RWAs $258bn (+4%), CET1 14.1% (pro‑forma 13.5% after a new $1.5bn buyback), $1.5bn buyback announced, full‑year dividend per share up 65% YoY, and $9.1bn of shareholder distributions since 2024 (exceeding the $8bn target). Cost and efficiency: operating expenses +4% in 2025, cost/income improved 80bps to 59%, delivered 4% positive income‑to‑cost jaws, Fit for Growth CTA now expected ~ $1.3bn (vs $1.5bn prior) after ~ $700m spent and >$700m run‑rate savings. Credit and funding: 2025 credit impairment $676m (LLR 19bps; expected to normalize toward 30–35bps through the cycle), underlying customer deposits +12%, high‑risk assets down $1bn q/q and early alerts down $1.5bn.
Record Annual Income and Strong Profitability
Record annual income of $20.9 billion (management: +8% YoY). Underlying profit before tax of $7.9 billion, up 18% YoY, and underlying return on tangible equity (RoTE) of 14.7% (includes ~70 bps from Ventures). Reported profit before tax was $7.0 billion and statutory RoTE was 11.9%.
Non-Interest Income Momentum
Non-NII increased 13% YoY (17% excluding notable items), driven by Wealth Solutions, Global Markets and Global Banking; SOLV transaction gains also contributed.
Wealth Solutions Outperformance
Wealth Solutions income grew 24% YoY. Record net new money of $52 billion in 2025 (14% growth in affluent AUM), affluent net new money of $10 billion in Q4, affluent AUM approximately $447 billion, 275,000 new-to-bank affluent clients onboarded and 300,000 clients up‑tiered.
CIB and Segment Growth
Corporate & Institutional Banking (CIB) income of $12.4 billion (+4% YoY). Global Banking up 15% and Global Markets up 12% for the year, underpinned by diversified network services and flow income growth.
Net Interest Income and Balance Sheet Trends
Full year NII of $11.2 billion (+1% YoY). Underlying customer deposits grew 12% YoY with improvements in CASA and term deposits across WRB and CIB; risk-weighted assets $258 billion (+4% YoY).
Cost Discipline and Productivity
Operating expenses up 4% YoY; positive income-to-cost jaws of 4% and underlying cost/income ratio improved 80 bps to 59%. Fit for Growth has delivered ~ $700 million CTA spent and ~ $700 million run-rate savings to date.
Capital Returns and Shareholder Distributions
Announced $1.5 billion share buyback and proposed full year dividend per share up 65% YoY. Since Feb 2024, $9.1 billion of shareholder distributions announced, exceeding the $8 billion target ahead of schedule. CET1 ratio closed at 14.1% (pro forma ~13.5% after buyback).
Digital Banks and Ventures Progress
Mox customer base +15% YoY to ~750,000; Trust Bank customers +15% YoY to over 1 million ( >20% share of Singapore adult population). Unrealized gains in Ventures (Ripple, Toss) contributed ~70 bps to underlying RoTE in 2025.

Standard Chartered (GB:STAN) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

GB:STAN Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Apr 30, 2026
2026 (Q1)
0.47 / -
0.46
Feb 24, 2026
2025 (Q4)
0.28 / 0.28
0.21927.15% (+0.06)
Oct 30, 2025
2025 (Q3)
0.36 / 0.39
0.331.41% (+0.09)
Jul 31, 2025
2025 (Q2)
0.45 / 0.58
0.34368.35% (+0.23)
May 02, 2025
2025 (Q1)
0.44 / 0.46
0.39915.31% (+0.06)
Feb 21, 2025
2024 (Q4)
0.25 / 0.22
0.229-4.28% (>-0.01)
Oct 30, 2024
2024 (Q3)
0.28 / 0.30
0.17571.55% (+0.13)
Jul 30, 2024
2024 (Q2)
0.33 / 0.34
0.27524.66% (+0.07)
May 02, 2024
2024 (Q1)
0.28 / 0.40
0.30729.98% (+0.09)
Feb 23, 2024
2023 (Q4)
0.19 / 0.23
-0.076400.99% (+0.31)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

GB:STAN Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Feb 24, 2026
1774.66 p1748.75 p-1.46%
Oct 30, 2025
1481.89 p1535.66 p+3.63%
Jul 31, 2025
1330.22 p1320.99 p-0.69%
May 02, 2025
1065.15 p1064.66 p-0.05%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Standard Chartered PLC (GB:STAN) report earnings?
Standard Chartered PLC (GB:STAN) is schdueled to report earning on Apr 30, 2026, Before Open (Confirmed).
    What is Standard Chartered PLC (GB:STAN) earnings time?
    Standard Chartered PLC (GB:STAN) earnings time is at Apr 30, 2026, Before Open (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is the P/E ratio of Standard Chartered PLC stock?
          The P/E ratio of Standard Chartered is N/A.
            What is GB:STAN EPS forecast?
            GB:STAN EPS forecast for the fiscal quarter 2026 (Q1) is 0.47.