J Smart & Co (Contractors) (SMJ) AI Stock Analysis

• Market Cap: £46.72M
• Dividend Yield: 0.02%
• Average Volume (3M): 1.37K
• Price to Earnings (P/E): 29.9
• Beta (1Y): 0.43
• Revenue Growth: 15.39%
• EPS Growth: 1240.00%
• Country: UK
• Employees: 140
• Sector: Industrials
• Sector Strength: 86
• Industry: Engineering & Construction
• EPS (TTM): 0.04
• Shares Outstanding: 38,930,943
• 10 Day Avg. Volume: 1,241
• 30 Day Avg. Volume: 1,374
• PEG Ratio: -3.47
• Price to Book (P/B): 0.54
• Price to Sales (P/S): 0.00
• P/FCF Ratio: -6.78
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0

• Rating: 59 Neutral
• Price Target: 125.00p ▲(4.17%Upside)

The overall score is influenced most significantly by financial performance and valuation concerns. While there is strong revenue growth and a stable balance sheet, profitability issues and negative cash flow are significant drawbacks. Additionally, a high P/E ratio suggests the stock may be overvalued, tempered by a moderate dividend yield. Corporate events show mixed signals with a positive dividend announcement but declining profits.

J Smart & Co (Contractors) Business Overview & Revenue Model

Company Description

J Smart & Co (Contractors) PLC is a UK-based company primarily engaged in the construction and property development sectors. The company operates through various segments, including residential and commercial property development, construction, and civil engineering services. J Smart & Co is known for its focus on building and maintaining high-quality residential and commercial properties, with a strong presence in the construction industry.

How the Company Makes Money

J Smart & Co (Contractors) PLC generates revenue primarily through its construction and property development activities. The company undertakes residential and commercial construction projects, earning income from the sale or lease of developed properties. Additionally, the company provides construction and civil engineering services, which contribute to its revenue through contracts with various clients, including both private and public sector entities. Revenue streams are bolstered by strategic partnerships and joint ventures that enable the company to undertake larger projects and access new markets.

J Smart & Co (Contractors) Financial Statement Overview

Summary

The company demonstrates robust revenue growth but faces challenges with profitability margins and cash flow generation. The balance sheet is strong, reflecting low leverage and financial stability, but the negative cash flow is a significant concern.

Income Statement

The company shows a strong revenue growth rate of 69.8% from the previous year, indicating a positive trend. However, the net profit margin is relatively moderate at 7.6%, and there is a significant decrease in gross profit margin to 18.3%. The EBIT margin is low at 3.0%, suggesting limited operating efficiency.

Balance Sheet

The company has a robust equity ratio of 86.2%, reflecting strong financial stability and low leverage with a debt-to-equity ratio of 0.04. Return on equity is moderate at 1.3%. The strong equity position offsets some concerns about profitability.

Cash Flow

The operating cash flow is negative, which is concerning, while free cash flow has shown improvement but remains negative. The company faces challenges in converting net income into cash, with a negative operating cash flow to net income ratio.

Breakdown	TTM	Sep 2024	Sep 2023	Sep 2022	Sep 2021	Sep 2020
Income Statement
Total Revenue	22.43M	22.02M	12.97M	9.60M	12.31M	19.22M
Gross Profit	4.20M	4.03M	6.05M	1.58M	1.43M	49.00K
EBITDA	2.49M	2.52M	598.00K	8.35M	14.96M	4.54M
Net Income	1.59M	1.67M	200.00K	6.62M	10.97M	3.58M
Balance Sheet
Total Assets	150.80M	146.50M	147.93M	146.46M	133.39M	114.98M
Cash, Cash Equivalents and Short-Term Investments	27.31M	12.98M	18.70M	31.84M	19.40M	23.17M
Total Debt	11.38M	5.64M	10.70M	11.26M	11.79M	10.31M
Total Liabilities	25.69M	20.18M	22.46M	21.78M	20.01M	15.72M
Stockholders Equity	125.12M	126.31M	125.47M	124.68M	113.38M	99.26M
Cash Flow
Free Cash Flow	-1.87M	-3.83M	-9.94M	-6.59M	-1.34M	2.09M
Operating Cash Flow	-1.55M	-510.00K	-3.23M	-4.04M	896.00K	4.86M
Investing Cash Flow	15.01M	2.04M	-6.68M	20.12M	-3.97M	-3.09M
Financing Cash Flow	-1.79M	-2.19M	-2.67M	-3.11M	-2.15M	-1.59M

J Smart & Co (Contractors) Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 120.00
• 50DMA: Positive
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For GB:SMJ, the sentiment is Negative. The current price of 120 is below the 20-day moving average (MA) of 120.05, above the 50-day MA of 119.92, and below the 200-day MA of 121.82, indicating a neutral trend. The MACD of 0.04 indicates Positive momentum. The RSI at 50.57 is Neutral, neither overbought nor oversold. The STOCH value of 59.07 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for GB:SMJ.

J Smart & Co (Contractors) Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
BILN	74 Outperform	£48.40M	5.78	16.40%	4.80%	-14.67%	-19.63%
Sector *	68 Neutral	£2.95B	10.28	8.40%	3.21%	2.87%	-9.95%
VANL	68 Neutral	£47.07M	11.92	7.44%	1.84%	0.24%	10.27%
SMJ	59 Neutral	£46.72M	29.85	1.28%	0.02%	15.39%	1240.00%
NEXS	53 Neutral	£14.23M	―	-10.69%	2.55%	-3.17%	69.15%
KINO	51 Neutral	£56.02M	9.42	470.34%	―	0.20%	79.77%

J Smart & Co (Contractors) Corporate Events

J. Smart & Co Updates Share Capital and Voting Rights

J. Smart & Co (Contractors) PLC announced that as of 30 June 2025, its issued share capital consists of 38,930,942 ordinary shares, each with equal voting rights. This update is significant for shareholders as it provides the denominator for calculating their interests in accordance with the FCA’s Disclosure and Transparency Rules, potentially impacting their reporting obligations.

J. Smart & Co. Reduces Share Count Through Buyback

J. Smart & Co. (Contractors) PLC announced the purchase and immediate cancellation of 20,551 of its ordinary shares at a price of 121.5p each. This action reduces the total number of ordinary shares in issue to 38,930,942, which also represents the total number of voting rights. This move may impact shareholders as it affects the calculations for notifying changes in their interests under the FCA’s Disclosure and Transparency Rules.

J. Smart & Co. Announces Share Capital Structure Update

J. Smart & Co. (Contractors) PLC announced that as of May 31, 2025, its issued share capital consists of 38,951,493 ordinary shares, all with equal voting rights. This information is crucial for shareholders for calculating their interests under the FCA’s Disclosure and Transparency Rules, impacting how they manage their stakes in the company.

J. Smart & Co. Cancels 34,508 Ordinary Shares

J. Smart & Co. (Contractors) PLC announced the purchase and immediate cancellation of 34,508 of its ordinary shares at a price of 120.0p per share, reducing the total number of shares in issue to 38,951,493. This move impacts the company’s voting rights, which now stand at 38,951,493, providing a new denominator for shareholders to calculate their interests under the FCA’s Disclosure and Transparency Rules.

J. Smart & Co. Announces Share Capital and Voting Rights Update

J. Smart & Co. (Contractors) PLC announced that as of April 30, 2025, its issued share capital consists of 38,986,001 ordinary shares, all with equal voting rights. This disclosure is significant for shareholders as it provides the necessary information to determine their reporting obligations under the FCA’s Disclosure and Transparency Rules.

J Smart & Co Cancels 23,881 Shares, Adjusts Voting Rights

J Smart & Co (Contractors) PLC announced the purchase and immediate cancellation of 23,881 ordinary shares at a price of 120.0p per share. This transaction reduces the total number of ordinary shares in issue to 38,986,001, which also represents the total number of voting rights. This move may impact shareholders as it affects the denominator used in calculations for notifying changes in their interests under the FCA’s Disclosure and Transparency Rules.

J. Smart & Co Announces Interim Dividend Timetable for 2025

J. Smart & Co (Contractors) PLC has announced the timetable for its interim dividend of 0.96p per share for the financial year ending 31 July 2025. The ex-dividend date is set for 1 May 2025, with the record date on 2 May 2025. Dividend confirmations will be posted on 31 May 2025, and payments will be made on 2 June 2025. This announcement reflects the company’s ongoing commitment to returning value to its shareholders.

J. Smart & Co Reports Decline in Interim Profits Amid Rising Costs

J. Smart & Co (Contractors) PLC reported an unaudited group profit of £128,000 for the six months ending January 31, 2025, a decline from the previous year’s £205,000. Despite better-than-expected sales at its Winchburgh development, profitability remains challenged by rising construction costs and prolonged pre-contract processes. The company is progressing with several projects, including a speculative industrial development and a joint venture for flat refurbishments. The board maintains an interim dividend of 0.96p per share, while expressing uncertainty about future economic conditions and their impact on the housing market. The appointment of Jane Oliver as Development Director is expected to bolster the company’s strategic direction.