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J Smart & Co (Contractors) PLC (GB:SMJ)
LSE:SMJ
UK Market
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J Smart & Co (Contractors) (SMJ) AI Stock Analysis

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GB:SMJ

J Smart & Co (Contractors)

(LSE:SMJ)

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Neutral 68 (OpenAI - 5.2)
Rating:68Neutral
Price Target:
123.00 p
▼(-7.17% Downside)
Action:Reiterated
Date:12/11/25
The overall stock score of 68 reflects strong valuation metrics and positive technical indicators, which are slightly offset by financial performance concerns, particularly in cash flow management. The stock's reasonable P/E ratio and attractive dividend yield enhance its appeal, while the bullish technical trend supports potential price appreciation. However, liquidity challenges due to declining cash flow need to be monitored.
Positive Factors
Low financial leverage
A debt-to-equity ratio of 0.08 signals a conservatively financed capital structure, giving the company durable financial flexibility. Low leverage reduces refinancing and interest risks, supports investment or dividend policies, and helps absorb cyclical pressure without forcing asset sales.
Negative Factors
Declining free cash flow
A steep drop in free cash flow and an operating cash flow to net income ratio of 0.14 indicate weak cash conversion of accounting profits. This is a durable concern: continued poor cash generation can constrain capital expenditure, dividends, or growth without raising external funding.
Read all positive and negative factors
Positive Factors
Negative Factors
Low financial leverage
A debt-to-equity ratio of 0.08 signals a conservatively financed capital structure, giving the company durable financial flexibility. Low leverage reduces refinancing and interest risks, supports investment or dividend policies, and helps absorb cyclical pressure without forcing asset sales.
Read all positive factors

J Smart & Co (Contractors) (SMJ) vs. iShares MSCI United Kingdom ETF (EWC)

J Smart & Co (Contractors) Business Overview & Revenue Model

Company Description
J. Smart & Co. (Contractors) PLC, operating with its various subsidiaries, is a prominent developer, constructor, and contractor across the United Kingdom. Their extensive portfolio covers a broad spectrum of projects, ranging from essential publi...
How the Company Makes Money
null...

J Smart & Co (Contractors) Financial Statement Overview

Summary
J Smart & Co (Contractors) demonstrates solid revenue growth and a strong net profit margin, indicating effective cost management. The balance sheet is strong with low leverage, providing financial stability. However, cash flow challenges are evident, with declining free cash flow and low operating cash flow relative to net income, which could impact liquidity if not addressed.
Income Statement
65
Positive
Balance Sheet
70
Positive
Cash Flow
55
Neutral
BreakdownTTMJul 2025Jul 2024Jul 2023Jul 2022Jul 2021
Income Statement
Total Revenue29.00M23.24M22.02M12.97M9.60M12.31M
Gross Profit3.99M4.33M4.03M6.05M1.58M1.43M
EBITDA6.95M7.42M2.84M562.00K8.60M15.23M
Net Income5.11M5.11M1.67M200.00K6.62M10.97M
Balance Sheet
Total Assets152.08M158.34M146.50M147.93M146.46M133.39M
Cash, Cash Equivalents and Short-Term Investments17.77M25.82M12.98M18.70M31.84M19.40M
Total Debt6.21M11.05M5.64M10.70M11.26M11.79M
Total Liabilities22.40M27.73M20.18M22.46M21.78M20.01M
Stockholders Equity129.69M130.60M126.31M125.47M124.68M113.38M
Cash Flow
Free Cash Flow7.95M1.29M-3.83M-9.94M-6.59M-1.34M
Operating Cash Flow8.70M2.18M-510.00K-3.23M-4.04M896.00K
Investing Cash Flow-11.43M7.17M2.04M-6.68M20.12M-3.97M
Financing Cash Flow-1.64M-1.93M-2.19M-2.67M-3.11M-2.15M

J Smart & Co (Contractors) Technical Analysis

Technical Analysis Sentiment
Negative
Last Price132.50
Price Trends
50DMA
112.33
Positive
100DMA
115.86
Negative
200DMA
122.55
Negative
Market Momentum
MACD
0.06
Positive
RSI
48.61
Neutral
STOCH
50.00
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For GB:SMJ, the sentiment is Negative. The current price of 132.5 is above the 20-day moving average (MA) of 112.62, above the 50-day MA of 112.33, and above the 200-day MA of 122.55, indicating a neutral trend. The MACD of 0.06 indicates Positive momentum. The RSI at 48.61 is Neutral, neither overbought nor oversold. The STOCH value of 50.00 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for GB:SMJ.

J Smart & Co (Contractors) Peers Comparison

Overall Rating
UnderperformOutperform
Sector (63)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
68
Neutral
£43.55M8.553.92%2.45%29.24%224.63%
64
Neutral
£52.03M39.912.61%7.35%-15.36%-84.62%
63
Neutral
$10.79B15.437.44%2.01%2.89%-14.66%
56
Neutral
£100.91M-2.90-8.57%13.07%0.74%-158.37%
54
Neutral
£23.77M-35.54-16.41%3.37%16.81%-146.63%
46
Neutral
£9.62M-6.05-10.69%2.47%9.94%50.24%
* Industrials Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
GB:SMJ
J Smart & Co (Contractors)
112.50
-4.40
-3.76%
GB:BILN
Billington Holdings
402.50
30.19
8.11%
GB:SFR
Severfield
34.40
-0.60
-1.71%
GB:NEXS
Nexus Infrastructure Plc
107.00
-46.27
-30.19%
GB:HERC
Hercules Site Services Plc
29.50
-13.88
-32.00%

J Smart & Co (Contractors) Corporate Events

Stock BuybackRegulatory Filings and Compliance
J. Smart & Co. Reduces Share Capital Through Buyback and Cancellation
Neutral
Jul 7, 2026
J. Smart Co. (Contractors) PLC has executed a share buyback, purchasing 40,000 ordinary 2p shares on 6 July 2026 at 112.5p per share for immediate cancellation. This move marginally reduces the company’s share capital and may signal capital...
Regulatory Filings and Compliance
J. Smart & Co. Updates Share Capital and Voting Rights for FCA Disclosure
Neutral
Jul 1, 2026
J. Smart Co. (Contractors) PLC has confirmed that as of 30 June 2026 its issued share capital comprises 38,747,931 ordinary shares, all carrying equal voting rights and with no shares held in treasury. This disclosure provides the official share ...
Stock BuybackRegulatory Filings and Compliance
J Smart & Co Executes Share Buyback and Updates Voting Rights
Neutral
Jun 30, 2026
J Smart Co (Contractors) PLC has bought back 25,000 of its ordinary 2p shares at 113.25p each, and these shares have been cancelled immediately. This move reduces the company’s outstanding share capital and slightly consolidates existing sh...
Stock BuybackRegulatory Filings and Compliance
J. Smart & Co. Cancels 25,000 Shares in Capital Reduction Move
Positive
Jun 22, 2026
J. Smart Co. (Contractors) PLC announced that it repurchased 25,000 of its ordinary 2p shares on 19 June 2026 at a price of 113.0p per share for immediate cancellation, reducing its share capital. This buyback leaves 38,772,931 ordinary shares in...
Stock BuybackRegulatory Filings and Compliance
J. Smart & Co. Tightens Share Capital With Targeted Buyback
Positive
Jun 9, 2026
J. Smart Co. (Contractors) PLC has carried out a further capital management move, buying back 25,000 of its ordinary 2p shares at 113.0p per share on 8 June 2026 for immediate cancellation. The transaction marginally reduces the company’s s...
Business Operations and StrategyDividendsFinancial Disclosures
J. Smart & Co. holds dividend as Iran War pressures construction outlook
Negative
Apr 14, 2026
J. Smart Co. (Contractors) PLC reported an unaudited group profit of £106,000 for the six months to 31 January 2026, down from £128,000 a year earlier, with revenue rising to £14.8 million but margins pressured by higher costs and ...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Dec 11, 2025