J Smart & Co (Contractors) PLC (GB:SMJ)
LSE:SMJ
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J Smart & Co (Contractors)
(LSE:SMJ)
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Rating:68Neutral
Price Target:
123.00 p
▼(-7.17% Downside)
Action:ReiteratedDate:12/11/25
The overall stock score of 68 reflects strong valuation metrics and positive technical indicators, which are slightly offset by financial performance concerns, particularly in cash flow management. The stock's reasonable P/E ratio and attractive dividend yield enhance its appeal, while the bullish technical trend supports potential price appreciation. However, liquidity challenges due to declining cash flow need to be monitored.
Positive Factors
Low financial leverage and strong capital structure
A very low debt-to-equity ratio (0.08) and a robust equity ratio provide durable financial flexibility, lowering refinancing and default risk. Over 2-6 months this supports the ability to fund projects, withstand cycles, and invest selectively without strain on cash flow or covenant pressure.
Negative Factors
Declining free cash flow and weak operating cash conversion
A sharp drop in free cash flow and very low operating cash conversion (0.14x) signal structural cash-generation issues. Over months this can constrain working capital, limit capex or dividend flexibility, and force reliance on financing despite healthy accounting profits.
Read all positive and negative factors
Positive Factors
Negative Factors
Low financial leverage and strong capital structure
A very low debt-to-equity ratio (0.08) and a robust equity ratio provide durable financial flexibility, lowering refinancing and default risk. Over 2-6 months this supports the ability to fund projects, withstand cycles, and invest selectively without strain on cash flow or covenant pressure.
Read all positive factors
J Smart & Co (Contractors) (SMJ) vs. iShares MSCI United Kingdom ETF (EWC)
Market Cap
£43.68M
Dividend Yield2.45%
Average Volume (3M)4.50K
Price to Earnings (P/E)9.2
Beta (1Y)0.19
Revenue Growth5.54%
EPS Growth209.72%
CountryUK
Employees140
SectorIndustrials
Sector Strength72
IndustryEngineering & Construction
Share Statistics
EPS (TTM)0.13
Shares Outstanding38,822,930
10 Day Avg. Volume589
30 Day Avg. Volume4,497
Financial Highlights & Ratios
PEG Ratio0.04
Price to Book (P/B)0.36
Price to Sales (P/S)2.02
P/FCF Ratio36.50
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
J Smart & Co (Contractors) Business Overview & Revenue Model
Company Description
J. Smart & Co. (Contractors) PLC, together with its subsidiaries, engages in the contracting, developing, and constructing public works, shopping centers, offices, factories, warehouses, local authority, and landlords and private housing projects ...
How the Company Makes Money
null...
J Smart & Co (Contractors) Financial Statement Overview
Summary
Income Statement
65
Positive
Balance Sheet
70
Positive
Cash Flow
55
Neutral
| Breakdown | Jul 2025 | Jul 2024 | Jul 2023 | Jul 2022 | Jul 2021 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 23.24M | 22.02M | 12.97M | 9.60M | 12.31M |
| Gross Profit | 4.33M | 4.03M | 6.05M | 1.58M | 1.43M |
| EBITDA | 7.42M | 2.84M | 562.00K | 8.60M | 15.23M |
| Net Income | 5.11M | 1.67M | 200.00K | 6.62M | 10.97M |
Balance Sheet | |||||
| Total Assets | 158.34M | 146.50M | 147.93M | 146.46M | 133.39M |
| Cash, Cash Equivalents and Short-Term Investments | 25.82M | 12.98M | 18.70M | 31.84M | 19.40M |
| Total Debt | 11.05M | 5.64M | 10.70M | 11.26M | 11.79M |
| Total Liabilities | 27.73M | 20.18M | 22.46M | 21.78M | 20.01M |
| Stockholders Equity | 130.60M | 126.31M | 125.47M | 124.68M | 113.38M |
Cash Flow | |||||
| Free Cash Flow | 1.29M | -3.83M | -9.94M | -6.59M | -1.34M |
| Operating Cash Flow | 2.18M | -510.00K | -3.23M | -4.04M | 896.00K |
| Investing Cash Flow | 7.17M | 2.04M | -6.68M | 20.12M | -3.97M |
| Financing Cash Flow | -1.93M | -2.19M | -2.67M | -3.11M | -2.15M |
J Smart & Co (Contractors) Technical Analysis
Negative
132.50
Price Trends
126.95
Negative
129.03
Negative
125.34
Negative
Market Momentum
-4.22
Positive
16.36
Positive
15.00
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For GB:SMJ, the sentiment is Negative. The current price of 132.5 is above the 20-day moving average (MA) of 119.50, above the 50-day MA of 126.95, and above the 200-day MA of 125.34, indicating a bearish trend. The MACD of -4.22 indicates Positive momentum. The RSI at 16.36 is Positive, neither overbought nor oversold. The STOCH value of 15.00 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for GB:SMJ.
J Smart & Co (Contractors) Peers Comparison
UnderperformOutperform
Sector (63)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
70 Neutral | £46.18M | 10.36 | 11.64% | 7.35% | -25.56% | -42.49% | |
68 Neutral | £43.68M | 9.18 | 4.00% | 2.45% | 5.54% | 209.72% | |
63 Neutral | $10.79B | 15.43 | 7.44% | 2.01% | 2.89% | -14.66% | |
57 Neutral | £34.62M | 2,272.39 | 0.90% | 3.29% | -6.46% | -56.20% | |
55 Neutral | £27.80M | 19.38 | 10.68% | 3.37% | 11.70% | 79.80% | |
54 Neutral | £75.50M | -3.98 | -8.57% | 13.07% | -19.13% | -581.31% | |
46 Neutral | £10.30M | -5.59 | -10.69% | 2.47% | -3.17% | 69.15% |
* Industrials Sector Average
GB:SMJ
J Smart & Co (Contractors)
112.50
2.83
2.58%
GB:BILN
Billington Holdings
365.00
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-7.86%
GB:SFR
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25.70
6.00
30.46%
GB:VANL
Van Elle Holdings
32.00
0.60
1.92%
GB:NEXS
Nexus Infrastructure Plc
114.00
-40.69
-26.30%
GB:HERC
Hercules Site Services Plc
34.50
-11.84
-25.55%
J Smart & Co (Contractors) Corporate Events
Executive/Board Changes
J. Smart & Co. Announces Resignation of Director Alasdair H Ross
Neutral
Feb 2, 2026
J. Smart Co. (Contractors) PLC has announced a change to its board, with Alasdair H Ross resigning as a director effective 30 January 2026. The departure marks a shift in the company’s governance structure, though no further details were pr...
Stock BuybackDividendsFinancial DisclosuresShareholder Meetings
J. Smart & Co. Wins Unanimous Shareholder Backing at AGM
Positive
Jan 22, 2026
Shareholders of J. Smart Co. (Contractors) PLC unanimously approved all resolutions at the company’s annual general meeting held on 22 January 2026 in Edinburgh, including the receipt of the accounts for the year to 31 July 2025 and the dir...
Stock BuybackRegulatory Filings and ComplianceShareholder Meetings
J. Smart & Co Wins Shareholder Approval for Share Buyback Authority
Positive
Jan 22, 2026
J. Smart Co (Contractors) PLC, a construction and contracting firm based in Edinburgh, operates within the UK building and property development market. The company has received shareholder approval at its 22 January 2026 Annual General Meeting fo...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.