Manx Financial (MFX) Price & Analysis

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MFX Stock Chart & Stats

27.50 p

0.00 p(0.00%)

At close: Jan 07 4:00 PM EST

27.50 p

0.00 p(0.00%)

Day’s Range― - ―

52-Week Range13.12 p - 39.70 p

Previous CloseN/A

Volume411.75K

Average Volume (3M)82.17K

Market Cap

£29.51M

Enterprise Value76.43M

Total Cash (Recent Filing)£0.00

Total Debt (Recent Filing)£46.92M

Price to Earnings (P/E)1.8

Beta0.89

Next Earnings

Sep 29, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend Yield2.42%

Share Statistics

EPS (TTM)N/A

Shares Outstanding122,950,730

10 Day Avg. Volume95,344

30 Day Avg. Volume82,170

Financial Highlights & Ratios

PEG Ratio0.04

Price to Book (P/B)0.44

Price to Sales (P/S)0.29

P/FCF Ratio3.49

Enterprise Value/Market CapN/A

Enterprise Value/RevenueN/A

Enterprise Value/Gross ProfitN/A

Enterprise Value/EbitdaN/A

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Revenue & EPS GrowthManx Financial's ~7.7% revenue growth alongside a 58.8% EPS increase indicates accelerating earnings power from its lending operations. Sustained top-line and profit expansion suggests improving underwriting, pricing and product mix that can support a more durable earnings base over the next 2–6 months.

Strong MarginsHigh gross and net margins, plus healthy EBIT/EBITDA margins, reflect efficient cost management and favorable interest spreads for a regional lender. These structural margins provide resilience to modest credit and funding pressure and underpin sustainable profitability over the medium term.

Improving Cash GenerationA 135% free cash flow growth rate and solid operating cash conversion show strengthening cash generation. Durable cash flows support internal funding of the loan book, dividend capacity and regulatory buffers, increasing financial flexibility across the coming months.

Bears Say

Moderate LeverageA debt-to-equity ratio of 1.26 signifies moderate leverage for Manx Financial; while common in banking, it raises sensitivity to credit losses and interest-rate moves. Elevated leverage can constrain strategic flexibility and amplify capital stress during adverse asset-quality cycles.

Thin Equity CushionAn equity ratio of 7.5% denotes a relatively small equity buffer versus total assets. For a lender, this limited cushion increases vulnerability to loan losses or rapid liability growth and could trigger regulatory or funding pressures if adverse shocks occur.

Imperfect Cash ConversionAlthough free cash flow has grown, a FCF-to-net-income ratio of 0.58 shows earnings are not fully converted to cash. Persistent conversion gaps can limit reinvestment in lending, dividend coverage or reserve building, constraining growth or capital buffers during stress periods.

Manx Financial News

Manx Financial strengthens board with appointment of new audit chair

Manx Financial ( ($GB:MFX) ) just unveiled an announcement. Manx Financial Group has appointed Jennifer Quirke as a...

10d ago

Manx Financial grows lending, readies for FCA motor finance fallout and new overdraft launch

Manx Financial ( ($GB:MFX) ) has shared an announcement. Manx Financial Group reported continued loan book growth of...

1M ago

Manx Financial Secures £2m Related-Party Loans to Support Conister Bank Capital

Manx Financial ( ($GB:MFX) ) just unveiled an update. Manx Financial Group has secured two new three-year unsecured...

2M ago

Manx Financial Group Announces Exercise of Restricted Stock Units and Share Issuance

Manx Financial ( ($GB:MFX) ) has shared an update. Manx Financial Group PLC has announced the exercise of...

3M ago

Manx Financial Director Increases Shareholding

Manx Financial ( ($GB:MFX) ) just unveiled an announcement. Manx Financial Group PLC announced that Hargreaves Lansdown (Nominees)...

4M ago

Manx Financial Group Reports Strong Quarterly Growth and Strategic Partnerships

The latest announcement is out from Manx Financial ( ($GB:MFX) ). Manx Financial Group has initiated quarterly operational...

4M ago

Manx Financial Group Issues New Shares for Scrip Dividend

Manx Financial ( ($GB:MFX) ) just unveiled an update. Manx Financial Group PLC has announced the issuance of...

4M ago

Manx Financial Group Offers Flexible Dividend Options to Shareholders

The latest update is out from Manx Financial ( ($GB:MFX) ). Manx Financial Group PLC has announced a...

5M ago

Manx Financial Extends Consultancy to Boost International Growth

Manx Financial ( ($GB:MFX) ) has provided an update. Manx Financial Group PLC has extended its consultancy agreement...

5M ago

Manx Financial Group Releases 2025 Interim Results

Manx Financial ( ($GB:MFX) ) has shared an announcement. Manx Financial Group PLC has published its unaudited interim...

5M ago

MFX FAQ

What was Manx Financial Group PLC’s price range in the past 12 months?

Manx Financial Group PLC lowest share price was 13.12 p and its highest was 39.70 p in the past 12 months.

What is Manx Financial Group PLC’s market cap?

Manx Financial Group PLC’s market cap is £29.51M.

When is Manx Financial Group PLC’s upcoming earnings report date?

Manx Financial Group PLC’s upcoming earnings report date is Sep 29, 2026 which is in 198 days.

How were Manx Financial Group PLC’s earnings last quarter?

Currently, no data Available

Is Manx Financial Group PLC overvalued?

According to Wall Street analysts Manx Financial Group PLC’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does Manx Financial Group PLC pay dividends?

Manx Financial Group PLC pays a Annually dividend of 0.677 p which represents an annual dividend yield of 2.42%. See more information on Manx Financial Group PLC dividends here

What is Manx Financial Group PLC’s EPS estimate?

Manx Financial Group PLC’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does Manx Financial Group PLC have?

Manx Financial Group PLC has 122,950,730 shares outstanding.

What happened to Manx Financial Group PLC’s price movement after its last earnings report?

Currently, no data Available

Which hedge fund is a major shareholder of Manx Financial Group PLC?

Currently, no hedge funds are holding shares in GB:MFX

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

Company Description

Manx Financial Group PLC

Manx Financial Group PLC, through its subsidiaries, provides asset and personal finance, and wealth management services in the Isle of Man, the United Kingdom, and the Channel Island. The company provides various financial products and services, such as savings accounts, asset financing, personal loans, block discounting, and other specialist secured credit facilities to consumers and business sectors; and loans to small and medium sized entities, as well as foreign exchange, and hire purchase and leasing brokerage services. It also offers wealth management, mortgage, general and life insurance, and retirement planning services to personal and corporate customers; and payment processing facilities. The company was formerly known as Conister Financial Group PLC and changed its name to Manx Financial Group PLC in July 2009. Manx Financial Group PLC was founded in 1935 and is based in Douglas, the Isle of Man.