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Manx Financial Group PLC (GB:MFX)
LSE:MFX
MFX Stock Chart & Stats
27.50p
0.00p(0.00%)
At close: 4:00 PM EST
27.50p
0.00p(0.00%)
Day’s Range― - ―
52-Week Range13.12p - 39.70p
Previous CloseN/A
Volume411.75K
Average Volume (3M)82.17K
Market Cap
£32.58M
Enterprise Value79.50M
Total Cash (Recent Filing)£0.00
Total Debt (Recent Filing)£46.92M
Price to Earnings (P/E)3.4
Beta1.02
Next Earnings
Feb 26, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.42%
Share Statistics
EPS (TTM)0.03
Shares Outstanding122,950,730
10 Day Avg. Volume95,344
30 Day Avg. Volume82,170
Financial Highlights & Ratios
PEG Ratio0.04
Price to Book (P/B)0.44
Price to Sales (P/S)0.29
P/FCF Ratio3.49
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Revenue & EPS GrowthManx Financial's ~7.7% revenue growth alongside a 58.8% EPS increase indicates accelerating earnings power from its lending operations. Sustained top-line and profit expansion suggests improving underwriting, pricing and product mix that can support a more durable earnings base over the next 2–6 months.
Strong MarginsHigh gross and net margins, plus healthy EBIT/EBITDA margins, reflect efficient cost management and favorable interest spreads for a regional lender. These structural margins provide resilience to modest credit and funding pressure and underpin sustainable profitability over the medium term.
Improving Cash GenerationA 135% free cash flow growth rate and solid operating cash conversion show strengthening cash generation. Durable cash flows support internal funding of the loan book, dividend capacity and regulatory buffers, increasing financial flexibility across the coming months.
Bears Say
Moderate LeverageA debt-to-equity ratio of 1.26 signifies moderate leverage for Manx Financial; while common in banking, it raises sensitivity to credit losses and interest-rate moves. Elevated leverage can constrain strategic flexibility and amplify capital stress during adverse asset-quality cycles.
Thin Equity CushionAn equity ratio of 7.5% denotes a relatively small equity buffer versus total assets. For a lender, this limited cushion increases vulnerability to loan losses or rapid liability growth and could trigger regulatory or funding pressures if adverse shocks occur.
Imperfect Cash ConversionAlthough free cash flow has grown, a FCF-to-net-income ratio of 0.58 shows earnings are not fully converted to cash. Persistent conversion gaps can limit reinvestment in lending, dividend coverage or reserve building, constraining growth or capital buffers during stress periods.
Manx Financial News
MFX FAQ
What was Manx Financial Group PLC’s price range in the past 12 months?
Manx Financial Group PLC lowest share price was 13.12p and its highest was 39.70p in the past 12 months.
What is Manx Financial Group PLC’s market cap?
Manx Financial Group PLC’s market cap is £32.58M.
When is Manx Financial Group PLC’s upcoming earnings report date?
Manx Financial Group PLC’s upcoming earnings report date is Feb 26, 2026 which is in 4 days.
How were Manx Financial Group PLC’s earnings last quarter?
Manx Financial Group PLC released its earnings results on Sep 22, 2025. The company reported 0.031p earnings per share for the quarter, beating the consensus estimate of N/A by 0.031p.
Is Manx Financial Group PLC overvalued?
According to Wall Street analysts Manx Financial Group PLC’s price is currently Overvalued.
Does Manx Financial Group PLC pay dividends?
Manx Financial Group PLC pays a Annually dividend of 0.677p which represents an annual dividend yield of 2.42%. See more information on Manx Financial Group PLC dividends here
What is Manx Financial Group PLC’s EPS estimate?
Manx Financial Group PLC’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Manx Financial Group PLC have?
Manx Financial Group PLC has 122,950,730 shares outstanding.
What happened to Manx Financial Group PLC’s price movement after its last earnings report?
Manx Financial Group PLC reported an EPS of 0.031p in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -6.936%.
Which hedge fund is a major shareholder of Manx Financial Group PLC?
Currently, no hedge funds are holding shares in GB:MFX
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Manx Financial Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
94.80%
12-Months-Change
Fundamentals
Return on Equity
24.08%
Trailing 12-Months
Asset Growth
1.01%
Trailing 12-Months
Company Description
Manx Financial Group PLC
Manx Financial Group PLC, through its subsidiaries, provides asset and personal finance, and wealth management services in the Isle of Man, the United Kingdom, and the Channel Island. The company provides various financial products and services, such as savings accounts, asset financing, personal loans, block discounting, and other specialist secured credit facilities to consumers and business sectors; and loans to small and medium sized entities, as well as foreign exchange, and hire purchase and leasing brokerage services. It also offers wealth management, mortgage, general and life insurance, and retirement planning services to personal and corporate customers; and payment processing facilities. The company was formerly known as Conister Financial Group PLC and changed its name to Manx Financial Group PLC in July 2009. Manx Financial Group PLC was founded in 1935 and is based in Douglas, the Isle of Man.
Technical Analysis
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