The earnings call highlighted strong financial performance and strategic growth initiatives, with increased profitability and upgraded ROE expectations. However, the company faces challenges from high industry losses and a softening market, which are balanced by their robust capital position and strategic discipline.

Company Guidance

During the Lancashire Q2 2025 Earnings Conference Call, the company provided an optimistic outlook for the year, upgrading their ROE expectations to the high teens, buoyed by a record-breaking Q2 performance. Despite significant losses from the California wildfires, the company achieved an annualized ROE of 15% and an insurance service result of GBP 156 million, with insurance revenue rising by 8.9% to $930 million compared to the first half of 2024. The combined ratio stood at 97.8%, and investment returns reached 3.7%. The company emphasized disciplined growth amid a competitive market, with a focus on maintaining a robust capital position, evidenced by a BSCR ratio of just over 257%. They noted ongoing market opportunities, particularly in marine, energy, and U.S. liability segments, and highlighted a strategic purchase of additional Lloyd's syndicate capacity, positioning them for future growth without expanding their catastrophe footprint.

Record Q2 Profitability

Q2 2025 was the most profitable second quarter in Lancashire's history, demonstrating the effectiveness of their strategy and resilience to catastrophic losses such as the California wildfires.

Increased ROE Expectations

The company upgraded its ROE expectations to high teens for the 2025 year, assuming similar loss levels as the second half of 2024.

Strong Financial Performance

Insurance revenue increased by 8.9% compared to the first half of 2024, and investment performance was excellent with an overall return of 3.7% for the half year.

Robust Capital Position

Lancashire's solvency remains comfortably above requirements, allowing for selective growth and capital return when excess builds.

Strategic Growth in Specialty Lines

The company continues to expand its specialty reinsurance and U.S. platform, particularly in the energy liability segment.

Lancashire Holdings (GB:LRE) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

GB:LRE Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Aug 06, 2025	2025 (Q2)	0.65 / 0.65	0.555	17.72% (+0.10)	―	―
Mar 06, 2025	2024 (Q4)	0.46 / 0.46	0.448	1.64% (<+0.01)	―	―
Aug 08, 2024	2024 (Q2)	0.29 / 0.56	0.473	17.39% (+0.08)	―	―
Mar 06, 2024	2023 (Q4)	0.42 / 0.45	-0.041	1189.29% (+0.49)	―	―
Nov 02, 2023	2023 (Q3)	- / -	0.31	―	―	―
Aug 10, 2023	2023 (Q2)	0.47 / 0.47	0.183	158.63% (+0.29)	―	―
May 04, 2023	2023 (Q1)	- / -	-0.45	―	―	―
Feb 10, 2023	2022 (Q4)	-0.04 / -0.04	-0.266	84.53% (+0.22)	―	―
Nov 03, 2022	2022 (Q3)	- / -	0.19	―	―	―
Jul 27, 2022	2022 (Q2)	0.14 / 0.18	0.112	62.75% (+0.07)	―	―

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

GB:LRE Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Aug 06, 2025	633.27p	627.32p	-0.94%
Mar 06, 2025	584.59p	552.58p	-5.48%
Aug 08, 2024	509.90p	500.55p	-1.83%
Mar 06, 2024	525.88p	524.71p	-0.22%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Lancashire Holdings (GB:LRE) report earnings?

Lancashire Holdings (GB:LRE) is schdueled to report earning on Aug 06, 2025, Before Open (Confirmed).

What is Lancashire Holdings (GB:LRE) earnings time?

Lancashire Holdings (GB:LRE) earnings time is at Aug 06, 2025, Before Open (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is the P/E ratio of Lancashire Holdings stock?

The P/E ratio of Lancashire Holdings is N/A.

What is GB:LRE EPS forecast?

GB:LRE EPS forecast for the fiscal quarter 2025 (Q2) is 0.67.

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