Top Page
Funding Circle Holdings
(LSE:FCH)
Funding Circle Holdings (FCH) vs. iShares MSCI United Kingdom ETF (EWC)
Funding Circle Holdings Business Overview & Revenue Model
Funding Circle Holdings Earnings Call Summary
Funding Circle Holdings Financial Statement Overview
| Breakdown | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 222.50M | 160.10M | 129.70M | 155.70M | 219.20M |
| Gross Profit | 200.00M | 92.00M | 61.50M | 69.90M | 157.80M |
| EBITDA | 20.30M | 5.40M | -10.30M | 4.10M | 82.00M |
| Net Income | 46.00M | 8.60M | -38.30M | -6.90M | 61.20M |
Balance Sheet | |||||
| Total Assets | 535.90M | 358.00M | 373.20M | 384.00M | 565.90M |
| Cash, Cash Equivalents and Short-Term Investments | 447.00M | 187.60M | 290.00M | 246.80M | 375.30M |
| Total Debt | 273.60M | 109.50M | 69.50M | 66.10M | 237.40M |
| Total Liabilities | 307.50M | 141.50M | 126.40M | 100.00M | 277.90M |
| Stockholders Equity | 228.40M | 216.50M | 246.80M | 284.00M | 288.00M |
Cash Flow | |||||
| Free Cash Flow | -34.40M | -70.30M | -37.70M | -24.30M | 90.70M |
| Operating Cash Flow | -33.80M | -67.40M | -25.60M | -10.40M | 100.10M |
| Investing Cash Flow | -126.20M | 23.30M | 66.40M | 162.00M | 310.90M |
| Financing Cash Flow | 124.70M | 10.20M | 3.70M | -201.70M | -291.20M |
Funding Circle Holdings Technical Analysis
Funding Circle Holdings Peers Comparison
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
80 Outperform | £41.17M | 3.46 | 8.28% | ― | 11.71% | 31.15% | |
75 Outperform | £11.96M | 4.32 | 14.61% | 3.33% | 8.91% | 94.32% | |
73 Outperform | £93.53M | 2.79 | 11.93% | ― | 17.35% | 91.55% | |
68 Neutral | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
61 Neutral | £194.50M | 2.44 | -965.56% | 4.74% | ― | ― | |
55 Neutral | £370.78M | 8.64 | 21.54% | ― | 7.90% | ― | |
54 Neutral | £11.81M | 5.99 | ― | ― | 30.78% | ― |
Funding Circle Holdings Corporate Events
Funding Circle Holdings plc has continued its previously announced share buyback programme, repurchasing 64,720 ordinary shares on the London Stock Exchange on 20 March 2026 at a volume‑weighted average price of 130.3610 pence. The shares, acquired via Investec Bank, will be held in treasury, with the company now holding 5,223,197 treasury shares and 299,518,379 shares in issue, which represents the total voting rights.
The transaction modestly reduces the free float and can enhance earnings per share over time, while clarifying the benchmark number of shares for regulatory disclosures under the UK’s transparency rules. The move underscores Funding Circle’s ongoing commitment to capital discipline and may signal management’s confidence in the company’s valuation to existing and prospective shareholders.
The most recent analyst rating on (GB:FCH) stock is a Buy with a £300.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.
Funding Circle Holdings plc has repurchased 64,605 ordinary shares on the London Stock Exchange as part of its ongoing share buyback programme, paying a volume-weighted average price of 132.68 pence per share. The company intends to hold these shares in treasury, signalling continued execution of its capital management strategy.
Following this transaction, Funding Circle now holds 5,158,477 ordinary shares in treasury and has 299,583,099 ordinary shares in issue excluding treasury, establishing the current total voting rights figure for regulatory disclosure purposes. The move marginally reduces the free float and may support earnings per share over time, while clarifying the denominator shareholders should use when assessing disclosure thresholds under FCA rules.
The most recent analyst rating on (GB:FCH) stock is a Buy with a £300.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.
Funding Circle Holdings has continued its previously announced share buy-back programme, repurchasing 58,148 ordinary shares on the London Stock Exchange on 18 March 2026 at a volume-weighted average price of about 136p, with prices ranging between 135p and 137.2p. The company plans to hold these shares in treasury, bringing its treasury holding to 5,093,872 shares and leaving 299,647,704 shares in issue carrying voting rights, a figure that will guide investors in calculating disclosure thresholds under U.K. transparency rules.
The most recent analyst rating on (GB:FCH) stock is a Buy with a £300.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.
Funding Circle Holdings plc continued executing its share buy-back programme, repurchasing 62,041 ordinary shares on the London Stock Exchange on 17 March 2026 at a volume-weighted average price of 132.5911 pence. The company intends to hold these shares in treasury, bringing its treasury holding to 5,035,724 shares and leaving 299,705,852 ordinary shares in issue carrying voting rights.
The transaction marginally reduces the free float and consolidates existing shareholders’ ownership, signalling ongoing capital management efforts following the buy-back’s launch in May 2025. The updated share count also provides a new reference point for investors assessing their disclosure obligations under UK transparency rules, while underscoring the company’s continued use of excess capital to repurchase equity.
The most recent analyst rating on (GB:FCH) stock is a Buy with a £300.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.
Funding Circle Holdings plc continued its share buy-back programme on 16 March 2026, repurchasing 64,444 ordinary shares on the London Stock Exchange via Investec Bank at a volume-weighted average price of 133.3352 pence. The company intends to hold these shares in treasury, bringing its treasury holding to 4,973,683 shares and leaving 299,767,893 ordinary shares in issue, which now represents the total voting rights for shareholders’ disclosure calculations.
The transaction marginally reduces the free float and can be seen as part of an ongoing capital management strategy aimed at optimising the company’s balance sheet and potentially enhancing earnings per share. By clarifying the new total of voting rights, Funding Circle also supports regulatory transparency under the UK’s Disclosure Guidance and Transparency Rules for investors tracking their notifiable stakes in the company.
The most recent analyst rating on (GB:FCH) stock is a Buy with a £300.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.
Funding Circle Holdings has continued its previously announced share buy-back programme, purchasing 65,000 ordinary shares on the London Stock Exchange from Investec Bank at a volume-weighted average price of 138.4091p. The company intends to hold these shares in treasury, bringing its treasury holding to 4,909,239 shares and leaving 299,832,337 shares in issue, which represents the total voting rights available to shareholders.
The transaction marginally reduces the free float and may provide incremental support to the share price while signalling ongoing management confidence and capital return to investors. Updated voting rights figures also help shareholders assess disclosure thresholds under UK transparency rules, clarifying the company’s current share capital structure and governance baseline.
The most recent analyst rating on (GB:FCH) stock is a Buy with a £300.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.
Funding Circle Holdings plc has continued its previously announced share buyback programme, repurchasing 64,625 ordinary shares on the London Stock Exchange on 12 March 2026 via Investec Bank. The shares were bought at prices between 136.80p and 141.20p, with a volume-weighted average of 139.6242p, and will be held in treasury.
Following this transaction, the company now holds 4,844,239 ordinary shares in treasury and has 299,897,337 ordinary shares in issue excluding treasury stock, giving total issued share capital of 304,741,576 shares. The updated figure for voting rights provides investors with an accurate denominator for regulatory disclosure calculations under the UK’s transparency rules.
The most recent analyst rating on (GB:FCH) stock is a Buy with a £300.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.
Funding Circle Holdings plc continued its share buyback programme on 11 March 2026, repurchasing 65,000 ordinary shares on the London Stock Exchange from Investec Bank at a volume-weighted average price of 145.3777 pence. The shares will be held in treasury, indicating the company’s ongoing use of capital management tools to adjust its equity structure.
Following this transaction, Funding Circle now holds 4,779,614 ordinary shares in treasury, with 299,961,962 shares in issue carrying voting rights out of a total issued share capital of 304,741,576. The updated voting rights figure provides an important reference for investors monitoring their disclosure thresholds under UK transparency rules and underscores the continuing impact of the buyback on the company’s free float and ownership metrics.
The most recent analyst rating on (GB:FCH) stock is a Buy with a £300.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.
Funding Circle Holdings plc continued its previously announced share buy-back programme on 10 March 2026, purchasing 59,480 ordinary shares on the London Stock Exchange from Investec Bank at prices between 146.00p and 148.40p, with a volume-weighted average of 147.5396p. The acquired shares will be held in treasury, bringing treasury holdings to 4,714,614 shares and leaving 300,026,962 shares in issue carrying voting rights, a figure the company highlighted as the new reference point for shareholders’ regulatory disclosure calculations.
This latest repurchase modestly reduces the free float and can enhance earnings per share over time, underscoring management’s ongoing commitment to returning capital to shareholders through buy-backs. The adjustment to total voting rights also has practical implications for investors monitoring their ownership thresholds under UK disclosure and transparency rules, reinforcing the need for stakeholders to track changes in the company’s capital structure.
The most recent analyst rating on (GB:FCH) stock is a Buy with a £300.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.
Funding Circle Holdings has continued executing its share buyback programme, repurchasing 62,319 ordinary shares on the London Stock Exchange on 9 March 2026 from Investec Bank at a volume-weighted average price of 146.1852 pence. The company plans to hold these shares in treasury, bringing treasury holdings to 4,655,134 shares and leaving 300,086,442 shares in issue, a move that marginally reduces the free float and sets the new total voting rights figure for regulatory disclosure purposes.
By concentrating the number of voting shares in the market, the transaction can enhance earnings per share over time and signals ongoing capital management discipline to investors. The updated share count and voting rights denominator are also important for shareholders monitoring threshold crossings under the UK’s Disclosure Guidance and Transparency Rules, underscoring the governance and compliance aspects of the buyback activity.
The most recent analyst rating on (GB:FCH) stock is a Hold with a £149.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.
Funding Circle Holdings plc has executed another tranche of its previously announced share buy-back programme, repurchasing 54,538 ordinary shares on the London Stock Exchange from Investec Bank at prices ranging between 139.80p and 146.20p, with a volume-weighted average price of 143.6355p. The company will hold these shares in treasury, bringing its total treasury stock to 4,592,815 shares and leaving 300,148,761 ordinary shares in issue, a figure that now represents the total voting rights for shareholders assessing their disclosure obligations.
By shrinking the free float through treasury purchases, Funding Circle is continuing to return capital to shareholders and potentially support its share price while maintaining flexibility for future use of the treasury shares. The updated capital structure and voting rights figure will be relevant for investors tracking their holdings against regulatory thresholds under the UK Financial Conduct Authority’s disclosure and transparency rules.
The most recent analyst rating on (GB:FCH) stock is a Hold with a £149.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.
Funding Circle Holdings plc has continued its previously announced share buy-back programme, repurchasing 65,000 ordinary shares on the London Stock Exchange on 5 March 2026 at a volume-weighted average price of 141.3337 pence. The transaction, executed by Investec Bank, saw prices range between 137.20 pence and 151.00 pence per share.
The repurchased shares will be held in treasury, bringing the company’s treasury stock to 4,538,277 shares and leaving 300,203,299 ordinary shares in issue that constitute the voting share capital. The updated share count provides investors with a new denominator for calculating disclosure thresholds under UK transparency rules, while the ongoing buy-back signals continued capital management efforts by the group.
The most recent analyst rating on (GB:FCH) stock is a Buy with a £192.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.
Funding Circle reported strong 2025 results, with revenue up 28% to £204.3m and profit before tax jumping to £20.3m, allowing it to hit its prior 2026 revenue goal a year early. Credit extended rose 29% to £2.45bn, assets under management edged higher to £2.96bn and active customers increased 10% to 52,700, underscoring growing SME demand and the operating leverage of its platform.
The core Term Loans unit delivered higher margins and PBT of £32.2m, while FlexiPay and card products grew transactions 66% and moved closer to breakeven, helping diversify revenue. Backed by £2.2bn of committed institutional flows and £100.9m of unrestricted cash after buybacks, the group upgraded 2026 guidance and set new 2029 targets, signalling confidence in scaling its SME-focused, data-driven lending model and deepening its role as a key financial partner to UK businesses.
The most recent analyst rating on (GB:FCH) stock is a Buy with a £192.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.
Funding Circle Holdings has continued its ongoing share buy-back programme, purchasing 63,008 ordinary shares on the London Stock Exchange on 4 March 2026 at prices between 140.00p and 146.00p, with a volume-weighted average price of 143.9863p. The company intends to hold these shares in treasury, bringing its treasury holding to 4,473,277 shares and leaving 300,268,299 shares in issue, which now represents the total voting rights used for regulatory disclosure thresholds.
By reducing the free float and consolidating voting rights among remaining shareholders, the buy-back may support earnings per share and signal management’s confidence in the company’s valuation and long-term prospects. The detailed disclosure of trade execution, in line with Market Abuse Regulation requirements, underscores Funding Circle’s adherence to regulatory standards and provides transparency for investors tracking the impact of the capital management programme.
The most recent analyst rating on (GB:FCH) stock is a Buy with a £192.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.
Funding Circle Holdings has continued its share buyback programme, repurchasing 63,124 ordinary shares on 3 March on the London Stock Exchange via Investec Bank at a volume-weighted average price of 141.1976p, within a trading range of 137.80p to 142.80p. The company will hold these shares in treasury, taking its treasury stock to 4,410,269 shares and leaving 300,331,307 shares in issue, a figure that defines the current total voting rights for shareholders under UK disclosure rules.
The most recent analyst rating on (GB:FCH) stock is a Buy with a £192.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.
Funding Circle Holdings plc continued its ongoing share buyback programme with the repurchase of 48,912 ordinary shares on 2 March 2026 via Investec Bank on the London Stock Exchange, at prices ranging from 140.40p to 145.00p and a volume-weighted average price of 143.1199p. The company will hold these shares in treasury, bringing its treasury holdings to 4,347,145 shares and leaving 300,394,431 ordinary shares in issue, a figure that sets the current base for shareholder voting rights and regulatory disclosure thresholds.
By shrinking the free float and increasing treasury stock, Funding Circle is returning capital to shareholders and potentially supporting its share price, while preserving flexibility for future use of treasury shares in corporate actions or employee incentive schemes. The updated share count and voting-rights denominator also provide investors with clarity for monitoring changes in significant holdings under UK transparency rules.
The most recent analyst rating on (GB:FCH) stock is a Buy with a £192.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.
Funding Circle Holdings plc continued executing its share buyback programme on 27 February 2026, repurchasing 46,179 ordinary shares on the London Stock Exchange from Investec Bank at a volume‑weighted average price of 146.9767 pence. The company intends to hold these shares in treasury, bringing its treasury stock to 4,298,233 shares and leaving 300,443,343 ordinary shares in issue carrying voting rights.
The transaction marginally reduces Funding Circle’s free float and outstanding voting share capital, incrementally enhancing earnings per share and ownership concentration for remaining investors. The updated voting rights figure also provides a new reference point for shareholders monitoring disclosure thresholds under UK transparency rules, underscoring ongoing capital management by the company through its buyback programme.
The most recent analyst rating on (GB:FCH) stock is a Buy with a £192.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.
Funding Circle Holdings has continued to execute its share buyback programme, repurchasing 26,886 ordinary shares on the London Stock Exchange on 26 February 2026 at a volume-weighted average price of 147.91p per share. The move reflects ongoing capital management efforts and results in the company holding 4.25 million shares in treasury, leaving 300.49 million shares in issue and defining the current base for shareholder voting rights.
By increasing its treasury stock, Funding Circle marginally reduces the free float, which can support earnings per share and signals confidence in the company’s valuation. The updated share count also gives investors clarity on their percentage holdings for regulatory disclosure purposes under the UK’s transparency rules.
The most recent analyst rating on (GB:FCH) stock is a Buy with a £192.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.
Funding Circle Holdings has continued its share buyback programme, repurchasing 47,544 ordinary shares on the London Stock Exchange on 25 February 2026 at a volume-weighted average price of 149.3532 pence. The shares, acquired from Investec Bank, will be held in treasury, bringing the company’s treasury holding to 4,225,168 shares and leaving 300,516,408 shares in issue, which now represents the total voting rights for investors.
The transaction marginally reduces the free float and may support earnings per share over time, while clarifying the new share capital and voting rights figure for regulatory disclosure purposes. The move underscores the company’s ongoing capital management strategy announced in 2025 and provides stakeholders with updated parameters for monitoring ownership thresholds under UK transparency rules.
The most recent analyst rating on (GB:FCH) stock is a Buy with a £192.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.
Funding Circle Holdings has continued executing its previously announced share buy-back programme, repurchasing 61,188 ordinary shares on the London Stock Exchange on 23 February 2026 at prices between 147.80p and 150.40p, with a volume-weighted average price of 149.6597p. The company will hold these shares in treasury, bringing its treasury holding to 4,112,624 shares and leaving 300,628,952 shares in issue, a move that marginally reduces the free float and may enhance earnings per share while clarifying the current total voting rights for investors under UK disclosure rules.
The most recent analyst rating on (GB:FCH) stock is a Buy with a £192.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.
Funding Circle Holdings has continued its share buy-back programme, repurchasing 46,363 ordinary shares on the London Stock Exchange from Investec Bank at prices between 151.00p and 154.80p, with a volume-weighted average of 153.2074p. The transaction, part of the capital return plan launched in May 2025, signals ongoing efforts to manage the company’s capital structure and potentially enhance earnings per share and shareholder value.
The company will hold the repurchased stock in treasury, bringing its treasury holding to 4,051,436 shares and leaving 300,690,140 ordinary shares in issue that carry voting rights. The updated share count refines the denominator used by investors to calculate disclosure thresholds under U.K. transparency rules, while also modestly concentrating ownership among remaining shareholders.
The most recent analyst rating on (GB:FCH) stock is a Buy with a £192.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.
Funding Circle Holdings plc has repurchased 35,843 of its ordinary shares on the London Stock Exchange as part of the share buy-back programme launched in May 2025, paying a volume-weighted average price of 153.6461 pence and a price range between 151.80 pence and 155.60 pence per share. The repurchased stock will be held in treasury, bringing treasury shares to 4,005,073 and leaving 300,736,503 shares in issue carrying voting rights, a figure that investors must now use when calculating disclosure thresholds under UK transparency rules.
The transaction underscores the company’s ongoing capital management strategy, which can support metrics such as earnings per share while signalling confidence in the business to the market. For shareholders and prospective investors, the updated total of voting rights clarifies the denominator for regulatory reporting of holdings and changes in ownership stakes in line with Financial Conduct Authority requirements.
The most recent analyst rating on (GB:FCH) stock is a Buy with a £192.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.
Funding Circle Holdings has continued its share buy-back programme, repurchasing 17,891 ordinary shares on the London Stock Exchange on 18 February 2026 at a volume-weighted average price of 153.8452 pence. The transaction, executed via Investec Bank, forms part of the capital management initiative first announced in May 2025.
The company will hold the repurchased shares in treasury, bringing its treasury stock to 3,969,230 shares and leaving 300,772,346 ordinary shares in issue carrying voting rights. The updated share count provides the new denominator for investors assessing disclosure thresholds under UK transparency rules, modestly enhancing earnings per share potential for remaining shareholders over time.
The most recent analyst rating on (GB:FCH) stock is a Buy with a £192.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.
Funding Circle Holdings has continued to execute its previously announced share buy-back programme, purchasing 27,636 ordinary shares on the London Stock Exchange on 17 February at prices between 150.40p and 156.20p, with a volume-weighted average of 151.7264p. The shares will be held in treasury, bringing treasury holdings to 3,951,339 shares and leaving 300,790,237 shares in issue, a figure the company highlighted as the current total voting rights for regulatory disclosure purposes.
The transaction underscores Funding Circle’s ongoing capital management strategy and may be interpreted as a signal of confidence in its valuation, while modestly increasing earnings per share potential by reducing the free float over time. For shareholders and prospective investors, the updated voting rights figure is relevant for assessing disclosure thresholds under UK transparency rules and tracking the impact of the buy-back programme on the company’s capital structure.
The most recent analyst rating on (GB:FCH) stock is a Buy with a £192.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.
Funding Circle Holdings has repurchased 64,651 ordinary shares on the London Stock Exchange as part of its ongoing buyback programme, paying a volume-weighted average price of 155.94p per share. The company intends to hold these shares in treasury, reflecting continued execution of a capital management strategy aimed at optimising its balance sheet.
Following this transaction, Funding Circle now holds 3,923,703 ordinary shares in treasury and has 300,817,873 ordinary shares in issue excluding treasury, giving total issued share capital of 304,741,576 shares. The updated total voting rights figure provides shareholders with a new denominator for regulatory disclosure calculations under the FCA’s transparency rules.
The most recent analyst rating on (GB:FCH) stock is a Buy with a £192.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.
Funding Circle Holdings has repurchased 61,151 ordinary shares on the London Stock Exchange as part of its ongoing share buy-back programme that began in May 2025, paying a volume-weighted average price of 153.1313 pence. The company intends to hold these shares in treasury, bringing its treasury holding to 3,859,052 shares and leaving 300,882,524 shares in issue that constitute the total voting rights, a key figure for investors monitoring their disclosure thresholds under UK transparency rules.
The transaction underscores Funding Circle’s continued use of buy-backs as a capital management tool, which can signal confidence in the company’s valuation while incrementally increasing earnings and net asset value per share for remaining shareholders. By clarifying the updated share count and voting rights, the company also provides greater visibility to market participants and supports compliance with the Financial Conduct Authority’s disclosure guidance, which is particularly relevant for institutional investors managing reportable stakes.
The most recent analyst rating on (GB:FCH) stock is a Buy with a £192.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.
Funding Circle Holdings has continued its share buy-back programme, repurchasing 64,699 ordinary shares on the London Stock Exchange on 12 February 2026 at prices between 148.00p and 158.00p, with a volume-weighted average price of 153.5493p. The company will hold these shares in treasury, bringing its treasury stock to 3,797,901 shares and leaving 300,943,675 ordinary shares in issue, a figure that defines the current voting rights base for shareholders under UK disclosure rules.
The most recent analyst rating on (GB:FCH) stock is a Buy with a £192.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.
Funding Circle has signed a new £700 million forward flow deal with Waterfall Asset Management, with senior financing from Citi, to fund its shorter-term SME loan product over the next two years. As part of the transaction, Waterfall will also acquire an existing loan portfolio of around £120 million, enabling Funding Circle to shift these assets from its balance sheet to institutional investors.
The move supports Funding Circle’s strategy of incubating new products on its own balance sheet before scaling them with external partners, bolstering its funding base as a platform lender. By deepening a long-standing partnership under which Waterfall has already channelled more than £3 billion through its platform, Funding Circle gains added capacity to meet rising demand for quick SME credit and reinforces confidence in its underwriting and technology capabilities.
The most recent analyst rating on (GB:FCH) stock is a Buy with a £192.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.
Funding Circle Holdings plc has continued executing its share buyback programme, repurchasing 54,721 ordinary shares on the London Stock Exchange on 11 February 2026 at a volume-weighted average price of 147.0838p, within a price range of 144.60p to 151.20p. The company will hold these shares in treasury, bringing its treasury holding to 3,733,202 shares and leaving 301,008,374 ordinary shares in issue, a figure that defines the current voting rights base for shareholders under UK disclosure rules.
By routing the buyback through Investec Bank and retaining the repurchased stock in treasury rather than cancelling it, Funding Circle preserves flexibility for future capital management options such as potential re-issuance or employee share schemes. The updated capital structure and clarified voting rights denominator are relevant for investors tracking ownership thresholds and regulatory disclosure obligations in the UK market.
The most recent analyst rating on (GB:FCH) stock is a Buy with a £192.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.
Funding Circle Holdings plc has continued its share buyback programme, repurchasing 52,389 ordinary shares on the London Stock Exchange on 10 February 2026 at a volume-weighted average price of 154.4420 pence. The company intends to hold these shares in treasury, contributing to a total of 3,678,481 treasury shares and leaving 301,063,095 ordinary shares in issue, which now represents the total voting rights for shareholders.
The transaction, executed by Investec Bank as part of the buyback initiated in May 2025, marginally reduces the free float and can enhance earnings per share over time if profits remain stable. For investors, the updated voting rights figure provides a new basis for calculating disclosure thresholds under the Financial Conduct Authority’s transparency rules, underlining the governance and regulatory context of the ongoing capital management exercise.
The most recent analyst rating on (GB:FCH) stock is a Buy with a £192.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.
Funding Circle Holdings has continued its previously announced share buy-back programme, repurchasing 63,306 ordinary shares on the London Stock Exchange on 9 February 2026 at a volume-weighted average price of 155.5930 pence. The transaction, executed via Investec Bank, forms part of the group’s broader capital management strategy and reflects ongoing efforts to adjust its share capital.
The company will hold the repurchased shares in treasury, bringing its treasury holding to 3,626,092 shares and leaving 301,115,484 ordinary shares in issue excluding treasury stock. The updated figure for voting rights provides an important reference point for investors assessing their holdings and disclosure obligations under UK transparency rules.
The most recent analyst rating on (GB:FCH) stock is a Buy with a £192.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.
Funding Circle Holdings plc has continued its previously announced share buy-back programme by purchasing 59,365 ordinary shares on the London Stock Exchange from Investec Bank plc on 6 February 2026, at a volume-weighted average price of 156.1099p per share. The company will hold these shares in treasury, bringing its treasury holding to 3,562,786 ordinary shares and leaving 301,178,790 ordinary shares in issue carrying voting rights, a figure that shareholders should use when assessing disclosure and transparency thresholds under UK regulatory rules.
The most recent analyst rating on (GB:FCH) stock is a Buy with a £192.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.
Funding Circle Holdings plc has continued its share buyback programme, repurchasing 64,123 ordinary shares on the London Stock Exchange on 5 February 2026 at prices between 154.40p and 158.60p, with a volume-weighted average price of 155.5081p. The shares will be held in treasury, bringing the company’s treasury holding to 3,503,421 shares and leaving 301,238,155 ordinary shares in issue, a figure that sets the current base for shareholder voting rights and regulatory disclosure thresholds under UK transparency rules.
The most recent analyst rating on (GB:FCH) stock is a Buy with a £192.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.
Funding Circle repurchased 65,000 shares on 4 February 2026 under its May 2025 buyback, paying a volume-weighted 161.24p and placing the stock in treasury, which now totals 3.44 million shares. The transaction keeps 301.3 million shares outstanding for voting rights, signaling ongoing capital management aimed at supporting shareholder returns and transparency around ownership thresholds.
The most recent analyst rating on (GB:FCH) stock is a Buy with a £192.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.
Funding Circle Holdings plc has continued its share buy-back programme, purchasing 55,767 ordinary shares on the London Stock Exchange on 3 February 2026 from Investec Bank at a volume-weighted average price of 161.8391p, with prices ranging between 159.00p and 165.40p. The company will hold these shares in treasury, bringing its treasury holding to 3,374,298 shares and leaving 301,367,278 ordinary shares in issue, a figure that now represents the total voting rights and will be used by shareholders to assess disclosure obligations under UK transparency rules.
The most recent analyst rating on (GB:FCH) stock is a Buy with a £192.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.
Funding Circle Holdings plc has continued its share buy-back programme, repurchasing 65,000 ordinary shares on 2 February 2026 via Investec Bank at a volume-weighted average price of 160.6427 pence per share. The repurchased shares will be held in treasury, bringing the company’s treasury holding to 3,318,531 shares and leaving 301,423,045 ordinary shares in issue that constitute the total voting rights, a figure shareholders can use to assess disclosure thresholds under UK transparency rules.
The most recent analyst rating on (GB:FCH) stock is a Buy with a £192.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.
Funding Circle Holdings plc has reported that as of the close of business on 30 January 2026 its issued listed share capital totals 304,741,576 ordinary shares, of which 3,069,239 are held in treasury, leaving 301,672,337 ordinary shares carrying voting rights. This updated total voting rights figure provides the benchmark shareholders must use to assess whether they need to disclose the acquisition or disposal of a major holding in the company under UK Disclosure Guidance and Transparency Rules, ensuring continued transparency around significant shareholdings in the SME lender.
The most recent analyst rating on (GB:FCH) stock is a Hold with a £177.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.
Funding Circle Holdings plc has continued its previously announced share buyback programme, repurchasing 64,217 ordinary shares on the London Stock Exchange on 30 January 2026 at prices between 163.80p and 169.80p, with a volume-weighted average price of 165.9902p per share. The shares will be held in treasury, bringing the company’s treasury holdings to 3,253,531 shares and leaving 301,488,045 ordinary shares in issue, a figure that now represents the total voting rights and provides an updated reference point for investors monitoring their disclosure obligations under UK transparency rules.
The most recent analyst rating on (GB:FCH) stock is a Hold with a £177.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.
Funding Circle Holdings plc has continued its previously announced share buy-back programme, repurchasing 65,000 ordinary shares on the London Stock Exchange on 29 January 2026 at prices between 166.20p and 170.00p, with a volume-weighted average price of 168.2474p. The repurchased shares will be held in treasury, bringing the company’s treasury holding to 3,189,314 shares and leaving 301,552,262 ordinary shares in issue carrying voting rights, a figure that will be used by investors to calculate disclosure thresholds under UK transparency rules and that underscores the company’s ongoing efforts to actively manage its share capital.
The most recent analyst rating on (GB:FCH) stock is a Buy with a £192.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.
Funding Circle Holdings plc has repurchased 55,075 of its ordinary shares on the London Stock Exchange as part of the ongoing share buyback programme launched in May 2025, paying a volume-weighted average price of 174.2371p per share. The shares will be held in treasury, bringing treasury holdings to 3,124,314 shares and leaving 301,617,262 ordinary shares in issue that represent the company’s total voting rights, a figure shareholders are advised to use when assessing disclosure obligations under UK transparency rules.
The most recent analyst rating on (GB:FCH) stock is a Buy with a £192.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.
Funding Circle reported an exceptionally strong 2025 trading performance, with revenue rising 28% to about £204 million and profit before tax jumping to around £20 million, both ahead of market expectations and delivering its 2026 revenue target a year early. The group extended £2.5 billion of credit over the year and increased balances under management to £3.0 billion, driven by resilient SME demand, product innovation and growth in its FlexiPay and Cashback card offerings, while the core Term Loans business maintained robust loan books and funding pipelines, underpinned by £2.0 billion of new forward flow agreements and a continuing share buyback that has already retired 16.5% of the company’s issued capital, reinforcing its capital-light, UK-focused growth strategy.
The most recent analyst rating on (GB:FCH) stock is a Hold with a £134.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.
Funding Circle Holdings plc has repurchased 45,262 of its own ordinary shares on the London Stock Exchange as part of the share buy-back programme launched in May 2025, at a volume-weighted average price of 127.1925 pence per share, with the shares acquired from Investec Bank plc. The shares will be held in treasury, taking the company’s treasury holding to 3,069,239 shares and leaving 301,672,337 ordinary shares in issue carrying voting rights, a figure that will be used by investors to calculate notifiable holdings under UK disclosure and transparency rules.
The most recent analyst rating on (GB:FCH) stock is a Hold with a £134.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.
Funding Circle Holdings plc has repurchased 63,113 of its ordinary shares on the London Stock Exchange as part of its ongoing share buy-back programme initiated in May 2025, at prices ranging between 126.00p and 128.40p and a volume-weighted average price of 126.9709p. The shares will be held in treasury, bringing treasury holdings to 2,960,146 shares and leaving 301,781,430 shares in issue carrying voting rights, a change that slightly reduces the free float and provides an updated denominator for investors’ disclosure calculations under UK transparency rules.
The most recent analyst rating on (GB:FCH) stock is a Hold with a £134.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.
Funding Circle Holdings plc has continued its share buyback programme with the repurchase of 49,609 ordinary shares on 14 January 2026 on the London Stock Exchange, at prices ranging between 123.60p and 126.60p and a volume-weighted average price of 124.7112p. The company intends to hold these shares in treasury, bringing its treasury holding to 2,897,033 shares and leaving 301,844,543 ordinary shares in issue carrying voting rights, a figure that will be used by investors to calculate disclosure thresholds under UK transparency rules.
The most recent analyst rating on (GB:FCH) stock is a Hold with a £134.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.
Funding Circle Holdings plc has repurchased 64,398 of its ordinary shares on the London Stock Exchange as part of a share buyback programme initiated in May 2025, paying a volume-weighted average price of 127.4018 pence per share. The company will hold these shares in treasury, bringing its treasury holding to 2,847,424 shares and leaving 301,894,152 ordinary shares in issue that carry voting rights, a figure shareholders can use to assess disclosure thresholds under UK transparency rules.
The most recent analyst rating on (GB:FCH) stock is a Hold with a £134.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.
Funding Circle Holdings plc has continued its share buy-back programme, purchasing 56,944 ordinary shares on the London Stock Exchange on 12 January 2026 at a volume-weighted average price of 126.2877p per share. The repurchased shares will be held in treasury, bringing the company’s treasury holding to 2,783,026 shares and leaving 301,958,550 ordinary shares in issue that constitute the total voting rights, a figure shareholders can use for regulatory disclosure calculations under the Financial Conduct Authority’s transparency rules.
The most recent analyst rating on (GB:FCH) stock is a Hold with a £134.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.
Funding Circle Holdings plc has continued its share buy-back programme, purchasing 34,154 ordinary shares on the London Stock Exchange on 8 January 2026 from Investec Bank at a volume-weighted average price of 128.2480p per share, with prices ranging between 127.20p and 129.40p. The repurchased shares will be held in treasury, bringing the company’s treasury holding to 2,664,115 shares and leaving 302,077,461 ordinary shares in issue that constitute the total voting rights, a move that can support earnings per share and signals ongoing capital management activity relevant for shareholders monitoring their disclosure thresholds.
The most recent analyst rating on (GB:FCH) stock is a Hold with a £134.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.
Funding Circle Holdings plc has continued its previously announced share buyback programme by purchasing 65,000 ordinary shares on the London Stock Exchange on 7 January 2026, at prices ranging between 128.00p and 132.00p per share and a volume-weighted average price of 130.7417p. The shares acquired from Investec Bank plc will be held in treasury, taking the company’s treasury holding to 2,629,961 shares and leaving 302,111,615 ordinary shares in issue (excluding treasury), a figure that defines the current total voting rights for shareholders under UK disclosure rules and modestly enhances earnings per share for remaining investors by reducing the effective free float.
The most recent analyst rating on (GB:FCH) stock is a Hold with a £134.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.
Funding Circle Holdings has continued executing its previously announced share buy-back programme, purchasing 65,000 ordinary shares on 6 January 2026 on the London Stock Exchange from Investec Bank at prices ranging between 127.00p and 131.40p, with a volume‑weighted average of 129.8341p per share. The company will hold these shares in treasury, bringing its treasury holdings to 2,564,961 shares and leaving 302,176,615 ordinary shares in issue with voting rights, a move that marginally reduces the free float and provides an updated denominator for investors monitoring their notifiable positions under UK disclosure rules.
The most recent analyst rating on (GB:FCH) stock is a Hold with a £134.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.
Funding Circle Holdings plc has repurchased 53,970 of its ordinary shares on the London Stock Exchange from Investec Bank as part of its ongoing share buy-back programme launched in May 2025, paying a volume-weighted average price of 125.4951 pence per share. The company will hold these shares in treasury, bringing its treasury holding to 2,499,961 shares and leaving 302,241,615 ordinary shares in issue that constitute the total voting rights, a move that slightly reduces the free float and may enhance earnings per share while providing shareholders with updated figures for regulatory disclosure thresholds under UK transparency rules.
The most recent analyst rating on (GB:FCH) stock is a Hold with a £134.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.
Funding Circle Holdings plc has continued its previously announced share buy-back programme with the purchase of 61,206 ordinary shares on 2 January 2026 on the London Stock Exchange, at prices ranging between 121.20p and 126.20p per share and a volume-weighted average price of 122.7058p. The company will hold these shares in treasury, bringing its treasury holding to 2,445,991 ordinary shares and leaving 302,295,585 ordinary shares in issue carrying voting rights, a figure that clarifies the current capital and voting structure for investors and supports the ongoing execution of its capital management strategy.
The most recent analyst rating on (GB:FCH) stock is a Hold with a £134.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.
Funding Circle Holdings plc has continued its share buyback programme, purchasing 13,013 ordinary shares on the London Stock Exchange on 31 December 2025 at a volume-weighted average price of 125.9560p per share. The shares will be held in treasury, bringing the company’s treasury holding to 2,384,785 shares and leaving 302,356,791 ordinary shares in issue carrying voting rights, a figure that will be used by shareholders for regulatory disclosure calculations under the FCA’s transparency rules.
The most recent analyst rating on (GB:FCH) stock is a Hold with a £134.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.
Funding Circle Holdings plc has confirmed that as of the close of business on 31 December 2025, its issued listed share capital consisted of 304,741,576 ordinary shares, of which 2,288,332 are held in treasury, leaving 302,453,244 ordinary shares in circulation with voting rights. This updated share and voting-rights figure is intended to guide shareholders in assessing and reporting any holdings that cross disclosure thresholds under UK transparency rules, reinforcing the company’s ongoing compliance with regulatory requirements governing major shareholdings and market transparency.
The most recent analyst rating on (GB:FCH) stock is a Hold with a £134.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.
Funding Circle Holdings plc has repurchased 38,588 of its own ordinary shares on the London Stock Exchange from Investec Bank plc as part of the share buy-back programme launched in May 2025, at a volume-weighted average price of 126.1024 pence per share. The company will hold these shares in treasury, bringing its treasury holdings to 2,371,772 shares and leaving 302,369,804 ordinary shares in issue carrying voting rights, a move that marginally consolidates the capital base and provides a reference point for shareholders monitoring their notifiable interests under UK disclosure and transparency rules.
The most recent analyst rating on (GB:FCH) stock is a Hold with a £134.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.
Funding Circle Holdings plc has repurchased 44,852 ordinary shares on the London Stock Exchange from Investec Bank as part of the share buyback programme launched in May 2025, paying a volume-weighted average price of 125.7446 pence per share. The shares will be held in treasury, bringing its treasury holding to 2,333,184 shares and leaving 302,408,392 ordinary shares in issue carrying voting rights, a structure that may modestly enhance earnings per share and alter voting dynamics for existing shareholders under UK disclosure and transparency rules.
The most recent analyst rating on (GB:FCH) stock is a Hold with a £134.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.
Funding Circle Holdings plc has continued its previously announced share buy-back programme, repurchasing 34,373 ordinary shares on the London Stock Exchange on 23 December 2025 at prices between 123.00p and 124.40p, with a volume-weighted average price of 123.7008p. The company will hold these shares in treasury, bringing its treasury holding to 2,288,332 shares and leaving 302,453,244 ordinary shares in issue and carrying voting rights, a figure shareholders should now use to calculate disclosure thresholds under UK transparency rules.
The most recent analyst rating on (GB:FCH) stock is a Hold with a £134.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.
Funding Circle Holdings plc has continued executing its share buyback programme, repurchasing 36,439 ordinary shares on 22 December 2025 on the London Stock Exchange via Investec Bank at prices between 121.20p and 123.80p, with a volume-weighted average price of 122.2124p. The shares will be held in treasury, bringing total treasury shares to 2,253,959 and leaving 302,487,617 ordinary shares in issue carrying voting rights, a move that marginally reduces the free float and may enhance earnings per share while providing updated reference figures for investors’ disclosure and voting-rights calculations under UK market regulations.
The most recent analyst rating on (GB:FCH) stock is a Hold with a £134.00 price target. To see the full list of analyst forecasts on Funding Circle Holdings stock, see the GB:FCH Stock Forecast page.