The Cardiff Property (CDFF) AI Stock Analysis

• Market Cap: £26.11M
• Dividend Yield: 0.94%
• Average Volume (3M): 8.00
• Price to Earnings (P/E): 25.5
• Beta (1Y): -0.03
• Revenue Growth: -1.79%
• EPS Growth: -10.25%
• Country: UK
• Employees: 6
• Sector: Real Estate
• Sector Strength: 65
• Industry: Real Estate - Services
• EPS (TTM): 0.58
• Shares Outstanding: 1,004,420
• 10 Day Avg. Volume: 15
• 30 Day Avg. Volume: 8
• PEG Ratio: N/A
• Price to Book (P/B): N/A
• Price to Sales (P/S): 0.00
• P/FCF Ratio: N/A
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0

• Rating: 69 Neutral
• Price Target: ―

The Cardiff Property demonstrates strong financial stability with low leverage and high profitability, which are key positives. However, challenges in revenue growth and potentially overbought technical indicators pose risks. The high P/E ratio indicates that the stock may be overvalued, limiting its appeal from a valuation perspective. Overall, the strengths in financial health are somewhat balanced by valuation and technical concerns.

The Cardiff Property Business Overview & Revenue Model

Company Description

The Cardiff Property (CDFF) is a United Kingdom-based company that operates in the real estate sector. The company is primarily involved in the development and investment of commercial and residential properties. Its portfolio includes a mixture of retail, office, and residential properties, with a focus on long-term growth and value enhancement. The Cardiff Property also engages in property management and other related services to maximize the value of its holdings.

How the Company Makes Money

The Cardiff Property makes money through a variety of revenue streams centered around its real estate assets. The primary source of income is rental revenue generated from leasing its commercial and residential properties. Additionally, the company engages in the acquisition and development of properties, which can lead to capital gains upon their sale. The company also benefits from property management services, providing a steady income stream through fees. Strategic partnerships and joint ventures in property development projects further enhance its revenue potential, while market appreciation contributes to the overall value of its investment portfolio.

The Cardiff Property Financial Statement Overview

Summary

The Cardiff Property exhibits a solid financial foundation with strong profitability and low leverage. While the income statement reveals some concerns regarding revenue decline, the company maintains impressive profit margins. The balance sheet strength, characterized by low debt and high equity, outweighs the revenue challenges, and the cash flow position indicates potential for future stability and growth.

Income Statement

The Cardiff Property's income statement reveals a decline in total revenue from the previous year, resulting in a negative revenue growth rate. Despite this, the company maintains a robust net profit margin of 156.83% for the latest year, indicating effective cost control and profitability. However, the decrease in revenue is a concern, reflecting potential challenges in market demand or competitive position.

Balance Sheet

The balance sheet of The Cardiff Property is strong, with a very low debt-to-equity ratio of 0.0052, indicating minimal leverage and financial risk. The equity ratio stands at a solid 96.80%, showcasing a healthy financial structure with significant asset backing. The high return on equity of 35.20% suggests that the company effectively generates profits from its equity base.

Cash Flow

The cash flow statement shows a positive free cash flow growth rate of 33.92%, reflecting improved cash generation capability. The operating cash flow to net income ratio is 0.36, suggesting that a significant portion of net income is supported by actual cash flows. However, the free cash flow to net income ratio is 0.35, which indicates room for improvement in converting income into free cash flow.

Breakdown
Income Statement
Total Revenue
Gross Profit
EBITDA
Net Income
Balance Sheet
Total Assets
Cash, Cash Equivalents and Short-Term Investments
Total Debt
Total Liabilities
Stockholders Equity
Cash Flow
Free Cash Flow
Operating Cash Flow
Investing Cash Flow
Financing Cash Flow

The Cardiff Property Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 2600.00
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Negative
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For GB:CDFF, the sentiment is Positive. The current price of 2600 is above the 20-day moving average (MA) of 2600.00, above the 50-day MA of 2599.55, and above the 200-day MA of 2518.48, indicating a bullish trend. The MACD of 0.20 indicates Positive momentum. The RSI at 100.00 is Negative, neither overbought nor oversold. The STOCH value of 25.93 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for GB:CDFF.

The Cardiff Property Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
CDFF	69 Neutral	£26.11M	25.49	3.49%	0.94%	-1.79%	-10.25%
FPO	67 Neutral	£22.18M	8.98	5.09%	―	-3.81%	―
PNS	67 Neutral	£50.33M	7.55	5.86%	413.79%	2.20%	51.62%
Sector *	66 Neutral	£955.68M	13.97	2.04%	5.00%	10.96%	51.18%
LAS	51 Neutral	£7.47M	―	-1.32%	―	3.26%	90.27%

The Cardiff Property Corporate Events

Cardiff Property plc Announces Share Buyback and Cancellation

The Cardiff Property plc has announced the purchase of 4,599 of its own ordinary shares at £25.95 per share, which will subsequently be cancelled. This transaction maintains the unchanged holding of J R and Mrs L S Wollenberg at 55.75% of the company’s issued share capital, with the total number of voting rights now standing at 1,004,420.

Cardiff Property plc Announces Share Buyback and Cancellation

The Cardiff Property plc, a company engaged in property investment and development, has announced the purchase and cancellation of 3,001 of its own ordinary shares at £25.07 per share. This transaction leaves the unchanged holding of J R and Mrs L S Wollenberg at 559,984 ordinary shares, representing 55.5% of the company’s issued share capital. The total number of voting rights in the company now stands at 1,009,019, which is relevant for shareholders under the FCA’s Disclosure and Transparency Rules.

Cardiff Property Adjusts Share Capital with Recent Buyback

The Cardiff Property plc announced the purchase and cancellation of 3,250 of its own ordinary shares at £25.20 per share, impacting the company’s share capital structure. This transaction leaves J R and Mrs L S Wollenberg with an unchanged holding of 559,984 shares, representing 55.33% of the company’s issued share capital, and adjusts the total number of voting rights to 1,012,020, which is crucial for shareholder notifications under FCA rules.

The Cardiff Property PLC Reports Stable Financial Performance Amid Market Uncertainties

The Cardiff Property PLC reported its financial results for the six months ending March 31, 2025, highlighting a profit before tax of £0.76 million, a slight decrease from the previous year. Despite economic uncertainties affecting the UK commercial property market, the company maintains a primarily let and income-producing portfolio. The interim dividend was increased by 15.4% to 7.5p per share. The company is actively pursuing planning applications for developments and managing its retail portfolio, while maintaining a focus on environmental, social, and governance considerations.