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Arbuthnot Banking Group PLC (GB:ARBB)
LSE:ARBB
UK Market

Arbuthnot Banking (ARBB) Ratios

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Arbuthnot Banking Ratios

GB:ARBB's free cash flow for Q2 2025 was £1.00. For the 2025 fiscal year, GB:ARBB's free cash flow was decreased by £ and operating cash flow was £0.13. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
0.17 0.29 -0.41 0.32 0.38
Quick Ratio
0.17 0.29 -4.15 0.66 0.75
Cash Ratio
0.17 0.29 3.85 0.34 0.36
Solvency Ratio
0.01 <0.01 0.01 <0.01 <0.01
Operating Cash Flow Ratio
0.02 0.12 -0.11 0.01 0.02
Short-Term Operating Cash Flow Coverage
0.00 1.90 -0.12 0.12 0.15
Net Current Asset Value
£ -3.99B£ -3.55B£ -4.18B£ -2.61B£ -2.23B
Leverage Ratios
Debt-to-Assets Ratio
0.02 0.06 0.07 0.08 0.09
Debt-to-Equity Ratio
0.35 1.07 1.13 1.33 1.49
Debt-to-Capital Ratio
0.26 0.52 0.53 0.57 0.60
Long-Term Debt-to-Capital Ratio
0.26 0.12 0.13 0.14 0.15
Financial Leverage Ratio
18.67 17.72 17.21 17.05 16.72
Debt Service Coverage Ratio
0.00 -0.03 -0.04 0.11 0.06
Interest Coverage Ratio
0.00 0.29 0.49 1.18 -0.35
Debt to Market Cap
0.67 1.61 1.46 2.17 2.26
Interest Debt Per Share
5.79 25.94 23.94 20.13 20.73
Net Debt to EBITDA
-26.85 0.00 0.00 -17.76 -46.82
Profitability Margins
Gross Profit Margin
69.71%100.00%123.57%80.34%84.28%
EBIT Margin
10.12%-5.15%-5.51%15.41%4.40%
EBITDA Margin
10.12%0.00%0.00%19.89%11.95%
Operating Profit Margin
21.23%17.28%26.39%15.38%-4.33%
Pretax Profit Margin
10.12%15.27%26.43%12.47%4.40%
Net Profit Margin
6.59%10.82%19.85%10.26%6.44%
Continuous Operations Profit Margin
6.59%10.82%19.85%10.26%6.44%
Net Income Per EBT
65.14%70.83%75.09%82.25%146.31%
EBT Per EBIT
47.64%88.39%100.16%81.07%-101.64%
Return on Assets (ROA)
0.33%0.53%0.81%0.46%0.20%
Return on Equity (ROE)
6.10%9.31%14.01%7.76%3.38%
Return on Capital Employed (ROCE)
12.80%2.51%1.14%2.20%-0.49%
Return on Invested Capital (ROIC)
8.34%1.58%0.82%1.49%-0.39%
Return on Tangible Assets
0.33%0.53%0.82%0.46%0.20%
Earnings Yield
11.55%17.21%22.17%12.89%5.41%
Efficiency Ratios
Receivables Turnover
0.00 29.61 7.97 11.33 8.05
Payables Turnover
0.00 22.09 5.14 4.23 2.56
Inventory Turnover
0.00 0.00 0.12 -0.02 -0.01
Fixed Asset Turnover
0.67 0.64 0.54 0.88 0.74
Asset Turnover
0.05 0.05 0.04 0.04 0.03
Working Capital Turnover Ratio
-0.07 -0.18 -0.18 -0.10 -0.08
Cash Conversion Cycle
0.00 -4.20 3.06K -15.10K -25.35K
Days of Sales Outstanding
0.00 12.33 45.79 32.21 45.36
Days of Inventory Outstanding
0.00 0.00 3.08K -15.04K -25.25K
Days of Payables Outstanding
0.00 16.53 71.08 86.38 142.31
Operating Cycle
0.00 12.33 3.13K -15.01K -25.21K
Cash Flow Ratios
Operating Cash Flow Per Share
6.64 22.62 -1.52 1.93 2.50
Free Cash Flow Per Share
6.36 0.47 -1.83 1.45 -0.24
CapEx Per Share
0.28 1.42 0.31 0.48 2.73
Free Cash Flow to Operating Cash Flow
0.96 0.02 1.20 0.75 -0.09
Dividend Paid and CapEx Coverage Ratio
11.58 10.81 -2.07 2.22 0.80
Capital Expenditure Coverage Ratio
23.40 15.91 -4.99 4.01 0.91
Operating Cash Flow Coverage Ratio
1.15 1.29 -0.08 0.10 0.13
Operating Cash Flow to Sales Ratio
0.44 1.61 -0.14 0.18 0.36
Free Cash Flow Yield
73.94%5.26%-18.19%17.07%-2.82%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
8.66 5.81 4.51 7.76 18.48
Price-to-Sales (P/S) Ratio
0.57 0.63 0.90 0.80 1.19
Price-to-Book (P/B) Ratio
0.53 0.54 0.63 0.60 0.62
Price-to-Free Cash Flow (P/FCF) Ratio
1.35 19.02 -5.50 5.86 -35.45
Price-to-Operating Cash Flow Ratio
1.31 0.39 -6.60 4.40 3.35
Price-to-Earnings Growth (PEG) Ratio
-0.25 -0.18 0.04 0.05 -0.03
Price-to-Fair Value
0.53 0.54 0.63 0.60 0.62
Enterprise Value Multiple
-21.26 0.00 0.00 -13.76 -36.87
Enterprise Value
-533.75M -481.73M -382.08M -439.33M -464.32M
EV to EBITDA
-21.26 0.00 0.00 -13.76 -36.87
EV to Sales
-2.15 -2.10 -2.14 -2.74 -4.41
EV to Free Cash Flow
-5.14 -63.44 13.16 -20.16 131.24
EV to Operating Cash Flow
-4.92 -1.30 15.80 -15.13 -12.38
Tangible Book Value Per Share
14.60 14.48 14.03 11.60 11.04
Shareholders’ Equity Per Share
16.49 16.36 15.90 14.11 13.37
Tax and Other Ratios
Effective Tax Rate
0.35 0.29 0.25 0.18 -0.46
Revenue Per Share
15.20 14.08 11.23 10.68 7.02
Net Income Per Share
1.00 1.52 2.23 1.10 0.45
Tax Burden
0.65 0.71 0.75 0.82 1.46
Interest Burden
1.00 -2.97 -4.80 0.81 1.00
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.09 0.10 0.21 0.19 0.24
Stock-Based Compensation to Revenue
0.00 0.00 <0.01 >-0.01 >-0.01
Income Quality
6.63 14.85 -0.68 1.76 5.52
Currency in GBP