Want to see GB:APTD full AI Analyst Report?
Top Page
Aptitude Software Group plc
(LSE:APTD)
Select Model
Select Model
Rating:58Neutral
Price Target:
215.00 p
▼(-26.87% Downside)
Action:Downgraded
Date:04/09/26
The score is held up by a conservatively financed balance sheet and consistently positive operating/free cash flow, but is weighed down by two years of revenue contraction and declining profits. Technicals also detract due to the price sitting below key longer-term moving averages with a negative MACD, while valuation remains only fair given a 33.6 P/E despite a modest ~2.36% dividend yield.
Positive Factors
Conservative balance sheet
Low absolute debt and a modest debt-to-equity profile give the company financial flexibility and lower refinancing risk. This durable capitalization supports multi-year enterprise deals, funding of implementations, and resilience through cyclical pressure without needing large external capital.
Negative Factors
Revenue contraction
Two consecutive years of top-line decline weaken scale economics for product development and services. Persistent revenue erosion pressures long-term margin sustainability, reduces ability to invest in new features and sales capacity, and may indicate structural customer acquisition or retention issues.
Read all positive and negative factors
Positive Factors
Negative Factors
Conservative balance sheet
Low absolute debt and a modest debt-to-equity profile give the company financial flexibility and lower refinancing risk. This durable capitalization supports multi-year enterprise deals, funding of implementations, and resilience through cyclical pressure without needing large external capital.
Read all positive factors
Aptitude Software Group plc (APTD) vs. iShares MSCI United Kingdom ETF (EWC)
Market Cap
£120.48M
Dividend Yield1.92%
Average Volume (3M)42.53K
Price to Earnings (P/E)29.9
Beta (1Y)-0.27
Revenue Growth-7.27%
EPS Growth-15.76%
CountryUK
Employees317
SectorTechnology
Sector Strength88
IndustrySoftware - Application
Share Statistics
EPS (TTM)0.07
Shares Outstanding55,519,066
10 Day Avg. Volume22,421
30 Day Avg. Volume42,532
Financial Highlights & Ratios
PEG Ratio-2.38
Price to Book (P/B)3.00
Price to Sales (P/S)2.51
P/FCF Ratio17.15
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)0.15
Revenue Forecast (FY)£72.70M
Aptitude Software Group plc Business Overview & Revenue Model
Company Description
Aptitude Software Group Plc provides information technology consulting services and software solutions. It provides a series of financial management software applications, which have the capability of processing complex, business event-driven tran...
How the Company Makes Money
Aptitude Software Group plc makes money primarily by licensing its enterprise financial software and related services. Key revenue streams typically include: (1) Software licensing/subscription fees: customers pay for the right to use Aptitude’s s...
Aptitude Software Group plc Financial Statement Overview
Summary
Income Statement
56
Neutral
Balance Sheet
72
Positive
Cash Flow
63
Positive
| Breakdown | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 64.95M | 70.04M | 74.69M | 74.39M | 59.33M |
| Gross Profit | 36.18M | 33.51M | 34.11M | 21.09M | 18.73M |
| EBITDA | 11.24M | 10.75M | 10.00M | 8.64M | 9.06M |
| Net Income | 4.02M | 4.98M | 4.13M | 2.60M | 5.07M |
Balance Sheet | |||||
| Total Assets | 106.38M | 114.78M | 119.41M | 118.19M | 117.25M |
| Cash, Cash Equivalents and Short-Term Investments | 29.56M | 30.40M | 34.09M | 29.25M | 29.06M |
| Total Debt | 8.34M | 10.12M | 11.40M | 13.35M | 12.94M |
| Total Liabilities | 52.17M | 56.87M | 59.10M | 57.65M | 60.06M |
| Stockholders Equity | 54.21M | 57.92M | 60.31M | 60.54M | 57.19M |
Cash Flow | |||||
| Free Cash Flow | 9.49M | 5.17M | 10.39M | 2.36M | 10.69M |
| Operating Cash Flow | 10.23M | 6.77M | 10.99M | 3.19M | 11.92M |
| Investing Cash Flow | -736.00K | -1.23M | -319.00K | -831.00K | -34.34M |
| Financing Cash Flow | -9.86M | -8.98M | -5.11M | -3.79M | 7.04M |
Aptitude Software Group plc Technical Analysis
Neutral
294.00
Price Trends
223.32
Negative
225.86
Negative
256.75
Negative
Market Momentum
-4.02
Positive
48.73
Neutral
23.74
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For GB:APTD, the sentiment is Neutral. The current price of 294 is above the 20-day moving average (MA) of 218.90, above the 50-day MA of 223.32, and above the 200-day MA of 256.75, indicating a bearish trend. The MACD of -4.02 indicates Positive momentum. The RSI at 48.73 is Neutral, neither overbought nor oversold. The STOCH value of 23.74 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for GB:APTD.
Aptitude Software Group plc Peers Comparison
UnderperformOutperform
Sector (61)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
76 Outperform | £105.60M | 14.47 | 5.57% | ― | -1.34% | 20.88% | |
68 Neutral | £198.75M | 81.47 | 5.22% | 0.80% | 19.00% | -53.85% | |
68 Neutral | £187.57M | -913.79 | -2.11% | ― | 31.86% | -115.22% | |
67 Neutral | £127.51M | 13.92 | 8.80% | 1.68% | 3.82% | -18.43% | |
61 Neutral | $37.18B | 12.37 | -10.20% | 1.83% | 8.50% | -7.62% | |
58 Neutral | £120.48M | 29.89 | 7.38% | 1.92% | -7.27% | -15.76% | |
48 Neutral | £280.63M | -11.75 | -26.32% | ― | -1.15% | -1047.06% |
* Technology Sector Average
GB:APTD
Aptitude Software Group plc
220.00
-103.53
-32.00%
GB:ACSO
accesso Technology
321.00
-219.00
-40.56%
GB:DOTD
Dotdigital
41.90
-30.76
-42.33%
GB:NET
Netcall
116.50
2.47
2.17%
GB:AOM
ActiveOps plc
265.00
120.00
82.76%
GB:BIG
Big Technologies PLC
94.00
1.00
1.08%
Aptitude Software Group plc Corporate Events
Business Operations and StrategyFinancial Disclosures
Aptitude Software wins $5.54m Fynapse deal to power new Canadian bank
Positive
Jun 25, 2026
Aptitude Software has secured a three-year, USD $5.54 million Fynapse contract with a major Canadian financial services group managing more than C$100 billion in assets. The deal adds to the company’s recurring revenue base, with revenue rec...
Regulatory Filings and Compliance
Aptitude Software Updates Share Capital and Voting Rights Figure
Neutral
Jun 1, 2026
Aptitude Software Group plc has reported that as of 31 May 2026 its issued share capital consists of 55,246,064 ordinary shares, of which 725,000 are held in treasury. This leaves 54,521,064 exercisable voting rights, a key reference figure for sh...
Executive/Board Changes
Aptitude Software CEO Exercises Deferred Bonus Share Awards
Neutral
May 29, 2026
Aptitude Software Group plc has confirmed that Deferred Bonus Share awards granted to executives in April 2024 under its 2020 Deferred Bonus Plan have vested after a two-year holding period. The awards, structured as nil-cost options with dividend...
Business Operations and StrategyExecutive/Board ChangesStock BuybackDividendsShareholder Meetings
Aptitude Software Wins Full Shareholder Backing at 2026 AGM
Positive
May 27, 2026
Shareholders of Aptitude Software Group plc approved all resolutions at the company’s 2026 annual general meeting, including the adoption of the 2025 annual report and accounts and a final dividend of 3.6 pence per share. The meeting also co...
Business Operations and StrategyExecutive/Board ChangesFinancial Disclosures
Aptitude doubles down on Fynapse as Strategic Review and sale process advance
Positive
May 27, 2026
Aptitude Software reported continued operational progress, underpinned by a strong recurring revenue base and solid cash generation, as it sharpens its strategy around Fynapse as its primary growth engine in the fast-evolving Finance ERP market. T...
Regulatory Filings and Compliance
Aptitude Software Updates Total Voting Rights After Treasury Share Adjustment
Neutral
May 1, 2026
Aptitude Software Group plc reported that as of 30 April 2026 its issued share capital consisted of 55,246,064 ordinary shares, of which 725,000 are held in treasury and therefore do not carry voting rights. This leaves a total of 54,521,064 exerc...
Executive/Board ChangesRegulatory Filings and Compliance
Aptitude Software Grants Deferred Bonus Share Options to CEO
Positive
Apr 30, 2026
Aptitude Software Group plc has granted nil-cost share options under its 2020 Deferred Bonus Plan to Chief Executive Officer Alex Curran, reflecting bonuses earned for the financial year ended 31 December 2025. The award, covering 6,050 ordinary s...
Regulatory Filings and ComplianceShareholder Meetings
Aptitude Software Publishes 2026 AGM Notice and Confirms Meeting Date
Neutral
Apr 15, 2026
Aptitude Software Group plc has published its 2026 Notice of Annual General Meeting following the release of its 2025 Annual Report and Accounts. The AGM will take place at the company’s London offices on 27 May 2026 at 9:00 a.m., with key d...
Business Operations and StrategyFinancial Disclosures
Aptitude Software Wins £1m in New Fynapse Contracts Across Telecoms and Finance
Positive
Apr 8, 2026
Aptitude Software has secured two new Fynapse contracts worth a combined £1 million with a major UK telecommunications provider and a global insurance brokerage and financial services firm. These wins add to the Group’s Annual Recurring...
Business Operations and StrategyStock Buyback
Aptitude Software Adds to Treasury Stock Under Ongoing Buyback Programme
Positive
Apr 8, 2026
Aptitude Software Group plc, a market-leading provider of autonomous finance transformation software, offers its Fynapse platform to streamline finance data management, accounting, and analytics for global enterprises. The company targets efficien...
Business Operations and StrategyStock BuybackDividendsFinancial Disclosures
Aptitude Software leans on Fynapse growth and launches strategic review after resilient 2025
Positive
Apr 8, 2026
Aptitude Software Group reported a resilient 2025 performance, with annual recurring revenue slipping 1% to £49.8m but a higher-quality mix as recurring revenues rose to 83% of total and adjusted operating margin improved to 15%. Despite a 7%...
Business Operations and StrategyStock BuybackM&A Transactions
Aptitude Software launches strategic review and formal sale process to fuel AI finance growth
Positive
Apr 8, 2026
Aptitude Software Group has launched a strategic review, including a formal sale process, as it seeks additional resources to scale its AI-enabled finance platform Fynapse and accelerate growth in the emerging Finance ERP category. Backed by major...
Stock Buyback
Aptitude Software Buys Back 10,000 Shares for Treasury
Neutral
Apr 7, 2026
Aptitude Software Group plc has repurchased 10,000 ordinary shares on 2 April 2026 under its ongoing share buyback programme, paying between 211 and 212 pence per share on the London Stock Exchange. The shares will be held in treasury, bringing th...
Business Operations and StrategyStock Buyback
Aptitude Software Buys Back 10,000 Shares for Treasury
Positive
Apr 2, 2026
Aptitude Software Group plc has repurchased 10,000 ordinary shares at 217 pence each on the London Stock Exchange as part of its ongoing share buyback programme, with the shares to be held in treasury. Following this transaction, Aptitude now hold...
Regulatory Filings and Compliance
Aptitude Software Updates Total Voting Rights to 54.6 Million Shares
Neutral
Apr 1, 2026
Aptitude Software Group plc has confirmed that as of 31 March 2026 its issued share capital consists of 55,246,064 ordinary shares, of which 695,000 are held in treasury and do not carry voting rights. This leaves a total of 54,551,064 exercisable...
Business Operations and StrategyStock BuybackRegulatory Filings and Compliance
Aptitude Software Buys Back 10,000 Shares Under Ongoing Treasury Programme
Positive
Apr 1, 2026
Aptitude Software Group plc has repurchased 10,000 ordinary shares at 220 pence each on the London Stock Exchange as part of its ongoing share buyback programme, with the shares to be held in treasury. Following this transaction, Aptitude now hold...
Business Operations and StrategyStock Buyback
Aptitude Software Buys Back Further Shares, Trimming Free Float
Positive
Mar 30, 2026
Aptitude Software Group plc has repurchased 10,000 ordinary shares at 218 pence each on the London Stock Exchange as part of its ongoing share buyback programme, with the shares to be held in treasury. Following this transaction, Aptitude holds 67...
Regulatory Filings and Compliance
Aptitude Software Reports No Change in Share Scheme Allotments
Neutral
Mar 27, 2026
Aptitude Software Group plc has reported its latest six-month block listing update for its 2016 Performance Share Plan, confirming that the balance of unallotted securities remains at 50,330 ordinary shares of 7 1/3 pence each, with no new shares ...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.