Company DescriptionSAF-Holland SE manufactures and supplies chassis-related assemblies and components for trailers, trucks, semi-trailers, and buses. The company offers axle and suspension systems, fifth wheels, coupling systems, kingpins, and landing gears, as well as ball races, braking and EBS systems, lighting systems, and disc brakes. It markets its products under the SAF, Holland, Neway, KLL, V.Orlandi, TrailerMaster, and York brands. The company serves original equipment manufacturers. It primarily operates in Europe, the Middle East, Africa, the Americas, and the Asia Pacific. The company was founded in 1881 and is headquartered in Bessenbach, Germany.

How the Company Makes Money

SAF-HOLLAND SE Financial Statement Overview

Summary

SAF-HOLLAND SE demonstrates solid financial health with strong cash generation and operational efficiency, despite recent revenue decline. The company's balance sheet is stable, although high leverage is a concern. Overall, the company is positioned well for stability, but revenue growth needs attention.

Income Statement

Positive

The income statement shows a solid performance with a healthy gross profit margin of 22.73% TTM, indicative of efficient cost management. The net profit margin TTM of 3.52% is modest, but consistent with industry norms. Revenue has decreased by 14.26% from the previous year, which is a concern for growth trajectory. The EBIT margin of 8.44% and EBITDA margin of 14.46% TTM reflect strong operational efficiency.

Balance Sheet

Positive

The balance sheet reveals a balanced approach to leverage, with a debt-to-equity ratio of 1.40, indicating moderate leverage. The equity ratio of 30.93% highlights a stable capital structure. Return on equity stands at 11.98% TTM, reflecting reasonable profitability. However, the high debt level could pose risks if revenue declines continue.

Cash Flow

Positive

Cash flow analysis shows robust operating cash flow to net income ratio of 3.49 TTM, highlighting strong cash generation capability. Free cash flow growth is 15.46% year over year, signaling efficient capital management. The free cash flow to net income ratio of 2.58 TTM underscores ample liquidity for investment and debt servicing.

TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Breakdown
Income Statement		Total Revenue
1.82B	1.88B	2.11B	1.57B	1.25B	959.52M
	Gross Profit
413.88M	417.73M	412.76M	259.55M	209.09M	168.85M
	EBIT
153.69M	161.18M	162.59M	99.61M	70.52M	30.16M
	EBITDA
263.21M	248.32M	234.75M	150.61M	115.61M	74.62M
	Net Income Common Stockholders
64.17M	77.35M	79.93M	61.08M	36.74M	13.79M
Balance Sheet		Cash, Cash Equivalents and Short-Term Investments
281.77M	311.18M	251.65M	248.60M	167.32M	173.15M
	Total Assets
1.73B	1.71B	1.66B	1.50B	1.01B	920.49M
	Total Debt
748.45M	774.21M	710.54M	769.47M	370.07M	375.01M
	Net Debt
477.69M	473.48M	464.27M	526.01M	204.85M	204.03M
	Total Liabilities
1.19B	1.18B	1.19B	1.06B	643.20M	620.02M
	Stockholders Equity
535.59M	523.46M	473.05M	440.54M	370.22M	297.82M
Cash Flow		Free Cash Flow
165.37M	143.21M	141.04M	117.14M	15.00M	113.46M
	Operating Cash Flow
223.96M	200.65M	202.73M	153.39M	39.65M	137.92M
	Investing Cash Flow
-90.40M	-97.42M	-13.78M	-431.68M	-21.86M	-21.95M
	Financing Cash Flow
-91.44M	-49.04M	-180.87M	353.30M	-31.59M	-64.90M

SAF-HOLLAND SE Peers Comparison

Overall Rating

UnderperformOutperform

Sector (66)

Financial Indicators

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
0O4N		€744.47M	11.57	12.40%	5.20%	―	―
Sector *	66 Neutral	$4.50B	12.28	5.32%	248.52%	4.13%	-12.36%
0MG5		€276.57M	―	-19.89%	3.34%	―	―
0R3U		€9.67B	31.47	10.12%	1.08%	―	―
0RBK		€3.95B	21.23	-19.48%	5.97%	―	―
KBX	71 Outperform	€14.31B	33.58	13.95%	1.97%	-1.57%	-26.71%
CTTAF		$17.34B	12.68	10.07%	3.02%	―	―

* Industrials Sector Average

Performance Comparison

GB:0O4N

SAF-HOLLAND SE

16.35

0.39

2.44%

GB:0MG5

ElringKlinger

4.50

-1.11

-19.79%

GB:0R3U

Hella KGaA Hueck & Co

88.10

4.03

4.79%

GB:0RBK

Schaeffler

4.19

-1.29

-23.54%

DE:KBX

Knorr-Bremse AG

88.80

17.80

25.07%

CTTAF

Continental Aktiengesellschaft

88.27

24.30

37.99%

Glossary

OutperformA stock rated as "Outperform" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests that the stock is likely to deliver higher returns compared to the average returns of other stocks in the same sector or market index. Investors might consider this stock a good buying opportunity.

NeutralA stock rated as "Neutral" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly attractive nor unattractive for investment. Investors may consider holding onto the stock, as it is not expected to either significantly outperform or underperform the market.

UnderperformA stock rated as "Underperform" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests that the stock may deliver lower returns compared to the average returns of other stocks in the same sector or market index. Investors might consider selling the stock or avoiding it as an investment.

Disclaimer

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