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Ally Financial (GB:0HD0)
LSE:0HD0
Earnings Data
Report Date
Apr 17, 2025TBA Not Confirmed
Period Ending
2025 (Q1)Consensus EPS Forecast
0.42Last Year’s EPS
0.45Same Quarter Last Year
Moderate Buy
Based on 13 Analysts Ratings
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Earnings Call Summary
Earnings Call Date:Apr 17, 2025
|% Change Since: 2.50%
|Next Earnings Date:Jul 16, 2025
Earnings Call Sentiment|Neutral
The earnings call highlighted strong growth in key areas such as auto finance and corporate finance, and emphasized the strength of the company's brand and digital bank. However, challenges such as the impact of the credit card business sale, elevated delinquencies in retail auto, and significant weather-related losses in insurance presented noteworthy concerns.Company Guidance
During the Ally Financial First Quarter 2025 Earnings Conference Call, leadership provided guidance on several key financial metrics. The company reported an adjusted earnings per share of $0.58 and a core pre-tax income of $247 million. Additionally, adjusted net revenue was stated at $2.1 billion, with a net interest margin of 3.35%, which increased by two basis points compared to the previous quarter. The call also highlighted that consumer originations in the auto finance business reached $10.2 billion, with originated yields of 9.8%. The deposit franchise was noted to serve 3.3 million customers, with total balances of $146 billion, up nearly $3 billion from the previous quarter. Lastly, corporate finance pre-tax income was $76 million, reflecting a 25% return on equity, while written premiums in the insurance segment increased by 9% to $385 million year over year.Record Application Volume in Auto Finance
Consumer originations in the auto finance business reached $10.2 billion, driven by 3.8 billion applications, marking the highest quarterly application volume ever.
Net Promoter Scores and Brand Strength
Ally's Net Promoter Scores are well ahead of industry averages, and positive brand social sentiment is nearly ninety percent, almost double compared to banking peers.
Strong Performance in Corporate Finance
Corporate finance delivered a strong quarter with pre-tax income of $76 million and a 25% ROE, ending the quarter with zero net charge-offs.
Growth in Insurance Premiums
Insurance written premiums increased by 9% year over year, supported by growth in P&C exposure and new relationships.
Digital Bank Customer Growth
The digital bank now serves 3.3 million customers, with balances reaching $146 billion at the end of the quarter, up nearly $3 billion quarter over quarter.
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GB:0HD0 Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
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GB:0HD0 Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
| Apr 17, 2025 | $32.17 | $31.54 | -1.95% |
| Jan 22, 2025 | $37.81 | $39.16 | +3.55% |
| Oct 18, 2024 | $35.31 | $34.77 | -1.53% |
| Jul 17, 2024 | $43.30 | $42.00 | -2.99% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
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FAQ
When does Ally Financial (GB:0HD0) report earnings?
Ally Financial (GB:0HD0) is schdueled to report earning on Apr 17, 2025, TBA Not Confirmed.
What is Ally Financial (GB:0HD0) earnings time?
Ally Financial (GB:0HD0) earnings time is at Apr 17, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is the P/E ratio of Ally Financial stock?
The P/E ratio of Ally Financial is N/A.
What is GB:0HD0 EPS forecast?
GB:0HD0 EPS forecast for the fiscal quarter 2025 (Q1) is 0.42.
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