Want to see FUNC full AI Analyst Report?
Total Valuation
First United has a market cap or net worth of $286.94M. The enterprise value is $200.33.
Market Cap$286.94M
Enterprise Value$200.33
Share Statistics
First United has 6,446,717 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding6,446,717
Owned by Insiders5.23%
Owned by Institutions0.99%
Financial Efficiency
First United’s return on equity (ROE) is 0.12 and return on invested capital (ROIC) is 7.01%.
Return on Equity (ROE)0.12
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)7.01%
Return on Capital Employed (ROCE)0.10
Revenue Per Employee347.47K
Profits Per Employee71.47K
Employee Count343
Asset Turnover0.06
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of First United is 11.5. First United’s PEG ratio is 0.50.
PE Ratio11.5
PS Ratio2.04
PB Ratio1.19
Price to Fair Value1.19
Price to FCF15.77
Price to Operating Cash Flow11.04
PEG Ratio0.50
Income Statement
In the last 12 months, First United had revenue of 119.18M and earned 24.52M in profits. Earnings per share was 3.78.
Revenue119.18M
Gross Profit83.70M
Operating Income32.53M
Pretax Income32.53M
Net Income24.52M
EBITDA35.59M
Earnings Per Share (EPS)3.78
Cash Flow
In the last 12 months, operating cash flow was 26.33M and capital expenditures -4.00M, giving a free cash flow of 22.32M billion.
Operating Cash Flow26.33M
Free Cash Flow22.32M
Free Cash Flow per Share3.46
Dividends & Yields
First United pays an annual dividend of $0.26, resulting in a dividend yield of 2.38%
Dividend Per Share$0.26
Dividend Yield2.38%
Payout Ratio24.02%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.80
52-Week Price Change34.29%
50-Day Moving Average40.71
200-Day Moving Average37.82
Relative Strength Index (RSI)61.24
Average Volume (3m)23.53K
Important Dates
First United upcoming earnings date is Jul 27, 2026, TBA (Confirmed).
Last Earnings DateApr 20, 2026
Next Earnings DateJul 27, 2026
Ex-Dividend Date―
Financial Position
First United as a current ratio of 0.09, with Debt / Equity ratio of 25.14%
Current Ratio0.09
Quick Ratio0.09
Debt to Market Cap0.47
Net Debt to EBITDA-0.47
Interest Coverage Ratio0.99
Taxes
In the past 12 months, First United has paid 8.02M in taxes.
Income Tax8.02M
Effective Tax Rate0.25
Enterprise Valuation
First United EV to EBITDA ratio is 6.35, with an EV/FCF ratio of 14.68.
EV to Sales1.90
EV to EBITDA6.35
EV to Free Cash Flow14.68
EV to Operating Cash Flow11.67
Balance Sheet
First United has $372.56M in cash and marketable securities with $51.61M in debt, giving a net cash position of $320.95M billion.
Cash & Marketable Securities$372.56M
Total Debt$51.61M
Net Cash$320.95M
Net Cash Per Share$49.78
Tangible Book Value Per Share$29.61
Margins
Gross margin is 70.98%, with operating margin of 27.30%, and net profit margin of 20.57%.
Gross Margin70.98%
Operating Margin27.30%
Pretax Margin27.30%
Net Profit Margin20.57%
EBITDA Margin29.87%
EBIT Margin27.30%
Analyst Forecast
The average price target for First United is $47.25, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$47.25
Price Target Upside28.50% Upside
Analyst ConsensusModerate Buy
Analyst Count2
Revenue Growth Forecast6.69%
EPS Growth Forecast11.73%