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Fulton Financial Corp (FULT)
NASDAQ:FULT
US Market
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Fulton Financial (FULT) Earnings Dates, Call Summary & Reports

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Earnings Data

Report Date
Jan 20, 2026
After Close (Confirmed)
Period Ending
2025 (Q4)
Consensus EPS Forecast
0.48
Last Year’s EPS
0.36
Same Quarter Last Year
Moderate Buy
Based on 2 Analysts Ratings

Earnings Call Summary

Q3 2025
Earnings Call Date:Oct 21, 2025|
% Change Since:
|
Earnings Call Sentiment|Positive
The earnings call highlights strong operating results, record revenue, and positive credit trends, indicating solid financial health and strategic management. However, challenges remain in loan growth and deposit volatility, which management is addressing through strategic actions.
Company Guidance
During the Fulton Financial Corporation Third Quarter 2025 Results Conference Call, the company provided several key financial metrics and guidance updates for the year. Fulton reported operating earnings of $101.3 million, equating to $0.55 per share, and highlighted a strong efficiency ratio of 56.5%. The company also achieved an operating return on assets (ROA) of 1.29% and an operating return on tangible common equity (ROTCE) of 15.79%. Fulton repurchased 1,650,000 shares at an average cost of $18.67 per share, leading to an 18% increase in tangible book value per share on a linked quarter annualized basis. Looking ahead, Fulton updated its 2025 guidance, projecting net interest income between $1.025 billion and $1.035 billion, provision expenses ranging from $45 million to $55 million, and fee income between $270 million and $280 million. The company also expects operating expenses between $750 million and $760 million, with an effective tax rate of 19% to 20%.
Strong Operating Results
Operating earnings of $101.3 million or $0.55 per share, indicating strong profitability and positive operating leverage. Efficiency ratio improved to 56.5%, and an operating ROA of 1.29% with an operating ROTCE of 15.79%.
Record Revenue
Achieved an all-time high in quarterly revenue with strong net interest margin and non-interest income contributing significantly.
Positive Credit Trends
Improvement in non-performing loans and charge-offs with a stable allowance ratio. ACL to non-performing loan coverage increased to 189%.
Share Repurchase
Repurchased 1,650,000 shares at a weighted average cost of $18.67 per share, contributing to an 18% growth in tangible book value per share on a linked quarter annualized basis.
Deposit Growth
Deposits grew by $194 million, primarily driven by a $387 million increase in demand and savings products, offsetting declines in brokered and time deposits.
Increased Net Interest Income Guidance
Revised net interest income guidance for 2025 upwards to a range of $1.025 billion to $1.035 billion, reflecting confidence in future financial performance.

Fulton Financial (FULT) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

FULT Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Jan 20, 2026
2025 (Q4)
0.48 / -
0.36
Oct 21, 2025
2025 (Q3)
0.49 / 0.53
0.3360.61% (+0.20)
Jul 15, 2025
2025 (Q2)
0.42 / 0.53
0.521.92% (+0.01)
Apr 15, 2025
2025 (Q1)
0.41 / 0.49
0.3636.11% (+0.13)
Jan 21, 2025
2024 (Q4)
0.38 / 0.36
0.37-2.70% (-0.01)
Oct 15, 2024
2024 (Q3)
0.43 / 0.33
0.42-21.43% (-0.09)
Jul 17, 2024
2024 (Q2)
0.13 / 0.52
0.4613.04% (+0.06)
Apr 16, 2024
2024 (Q1)
0.39 / 0.36
0.39-7.69% (-0.03)
Jan 16, 2024
2023 (Q4)
0.40 / 0.37
0.47-21.28% (-0.10)
Oct 17, 2023
2023 (Q3)
0.41 / 0.42
0.45.00% (+0.02)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

FULT Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Oct 21, 2025
$17.88$17.63-1.40%
Jul 15, 2025
$18.84$18.82-0.11%
Apr 15, 2025
$15.72$15.66-0.38%
Jan 21, 2025
$20.49$20.02-2.29%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Fulton Financial Corp (FULT) report earnings?
Fulton Financial Corp (FULT) is schdueled to report earning on Jan 20, 2026, After Close (Confirmed).
    What is Fulton Financial Corp (FULT) earnings time?
    Fulton Financial Corp (FULT) earnings time is at Jan 20, 2026, After Close (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is FULT EPS forecast?
          FULT EPS forecast for the fiscal quarter 2025 (Q4) is 0.48.
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