Profit Margin ImprovementThe improvement in net profit margin indicates enhanced operational efficiency and cost management, contributing to better profitability.

Revenue GrowthConsistent revenue growth reflects strong market demand and effective business strategies, supporting long-term financial stability.

Conservative LeverageA low debt-to-equity ratio indicates prudent financial management, reducing risk and enhancing the company's ability to invest in growth.

Bears Say

Incomplete Cash Flow DataIncomplete cash flow data hinders accurate assessment of liquidity and cash management, potentially impacting financial planning and stability.

Equity Ratio DeclineA declining equity ratio suggests a reduction in equity as a proportion of total assets, which may affect the company's financial resilience.

Revenue Below 2020 LevelsRevenue not recovering to 2020 levels indicates potential challenges in regaining market share or adapting to industry changes.

First Reliance Bancshares News

FSRL Upcoming Earnings Report: What to Expect?

First Reliance Bancshares (FSRL) is scheduled to report 4th quarter earnings on 01/22/2026. Regarding Q4 estimates, Wall Street...

1M ago

FSRL

OTC Markets welcomes First Reliance Bancshares to OTCQX

OTC Markets Group announced First Reliance (FSRL) Bancshares has qualified to trade on the OTCQX Best Market. First...

4M ago

FSRL

Carter Bank completes purchase of two First Reliance Bank branches

Carter Bankshares (CARE) announced Purchase and Assumption for the deposits associated with two branches in Mooresville and Winston-Salem,...

9M ago

CARE

FSRL

FSRL Earnings Report this Week: Is It a Buy, Ahead of Earnings?

First Reliance Bancshares (FSRL) is scheduled to report 1st quarter earnings on 04/23/2025. Regarding Q1 estimates, Wall Street...

11M ago

FSRL

First Reliance Bancshares (FSRL) Q4 Earnings Cheat Sheet

First Reliance Bancshares (FSRL) is scheduled to report 4th quarter earnings on 01/24/2025. Regarding Q4 estimates, Wall Street...

1y ago

FSRL

First Reliance Bancshares (FSRL) Q4 Earnings Cheat Sheet

First Reliance Bancshares (FSRL) is scheduled to report 4th quarter earnings on 01/25/2024. Regarding Q4 estimates, Wall Street...

2y ago

FSRL

FSRL FAQ

What was First Reliance Bancshares Inc’s price range in the past 12 months?

First Reliance Bancshares Inc lowest stock price was $9.00 and its highest was $16.03 in the past 12 months.

What is First Reliance Bancshares Inc’s market cap?

First Reliance Bancshares Inc’s market cap is $121.95M.

When is First Reliance Bancshares Inc’s upcoming earnings report date?

First Reliance Bancshares Inc’s upcoming earnings report date is Apr 29, 2026 which is in 56 days.

How were First Reliance Bancshares Inc’s earnings last quarter?

First Reliance Bancshares Inc released its earnings results on Jan 29, 2026. The company reported $0.35 earnings per share for the quarter, beating the consensus estimate of $0.31 by $0.04.

Is First Reliance Bancshares Inc overvalued?

According to Wall Street analysts First Reliance Bancshares Inc’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does First Reliance Bancshares Inc pay dividends?

First Reliance Bancshares Inc does not currently pay dividends.

What is First Reliance Bancshares Inc’s EPS estimate?

First Reliance Bancshares Inc’s EPS estimate is 0.32.

How many shares outstanding does First Reliance Bancshares Inc have?

First Reliance Bancshares Inc has 8,130,000 shares outstanding.

What happened to First Reliance Bancshares Inc’s price movement after its last earnings report?

First Reliance Bancshares Inc reported an EPS of $0.35 in its last earnings report, beating expectations of $0.31. Following the earnings report the stock price went up 1.971%.

Which hedge fund is a major shareholder of First Reliance Bancshares Inc?

Currently, no hedge funds are holding shares in FSRL

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

First Reliance Bancshares Stock Smart Score

Neutral

Technicals

Fundamentals

Return on Equity

10.47%

Trailing 12-Months

Asset Growth

2.46%

Trailing 12-Months

Top Smart Score Stocks >

Company Description

First Reliance Bancshares Inc

First Reliance Bancshares, Inc. operates as the bank holding company for First Reliance Bank that provides banking products and services in the United States. The company offers checking, savings, money market, and individual retirement accounts; certificates of deposit; and insurance products. It also provides personal loans, including unsecured, auto, real estate, overdraft protection, and other loans, as well as home equity line of credit; business loans, such as business installment, commercial real estate, and overdraft protection loans, as well as business lines of credit; mortgage loans; and debit and credit card services. In addition, the company offers treasury; indirect dealer; online, mobile, and business banking; and other services. First Reliance Bancshares, Inc. was founded in 1999 and is based in Florence, South Carolina.