First Resource Bank (FRSB)
OTHER OTC:FRSB
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FRSB Stock Chart & Stats
$19.83
$0.00(0.00%)
At close: 4:00 PM EST
$19.83
$0.00(0.00%)
Day’s Range― - ―
52-Week Range$14.75 - $22.47
Previous CloseN/A
Volume2.98K
Average Volume (3M)653.00
Market Cap
$69.27M
Enterprise Value$40.95M
Total Cash (Recent Filing)$35.02M
Total Debt (Recent Filing)$36.69M
Price to Earnings (P/E)6.3
Beta0.24
Next Earnings
Jul 23, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)2.06
Shares Outstanding3,085,612
10 Day Avg. Volume1,126
30 Day Avg. Volume653
Financial Highlights & Ratios
PEG Ratio0.13
Price to Book (P/B)1.01
Price to Sales (P/S)1.34
P/FCF Ratio7.54
Enterprise Value/Market Cap0.59
Enterprise Value/Revenue1.34
Enterprise Value/Gross Profit1.87
Enterprise Value/Ebitda5.57
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Sustained Profitability And ROEConsistent mid-teens ROE indicates the bank converts capital into earnings reliably over time. That level of profitability supports internal capital formation, dividend capacity and reinvestment for lending growth, underpinning durable earnings power across cycles.
Meaningful Leverage ImprovementA marked decline in leverage materially improves financial flexibility and reduces interest burden and default risk. Lower leverage increases capacity to absorb credit losses, support lending activity, and maintain capital ratios through adverse cycles.
Consistent Cash Generation And ConversionReliable operating and free cash flow, often close to net income, demonstrate strong cash conversion and earnings quality. This supports dividend payments, internal funding for growth, and reduces dependence on volatile external financing over the medium term.
Bears Say
Revenue VolatilityMaterial swings in revenue complicate forecasting and capital planning. Volatility can reflect concentrations, sensitivity to interest or credit cycles, or one-time items, and may pressure margins and balance-sheet planning during downturns even if recent growth is strong.
2025 Cash-flow Data InconsistencyInconsistent reporting of cash-flow coverage undermines assessment of cash quality and coverage of earnings. That opacity impedes reliable stress testing, credit assessment and investor confidence until reconciled, posing a medium-term information risk.
Historic Elevated Leverage And Asset SensitivityEven with current de-leveraging, a prior history of elevated leverage and a large loan book means the bank remains exposed to credit losses and interest-rate swings. That structural sensitivity can amplify earnings and capital volatility in adverse macro scenarios.
FRSB FAQ
What was First Resource Bank’s price range in the past 12 months?
First Resource Bank lowest stock price was $14.75 and its highest was $22.47 in the past 12 months.
What is First Resource Bank’s market cap?
First Resource Bank’s market cap is $69.27M.
When is First Resource Bank’s upcoming earnings report date?
First Resource Bank’s upcoming earnings report date is Jul 23, 2026 which is in 75 days.
How were First Resource Bank’s earnings last quarter?
First Resource Bank released its earnings results on Apr 29, 2026. The company reported $0.82 earnings per share for the quarter, beating the consensus estimate of N/A by $0.82.
Is First Resource Bank overvalued?
According to Wall Street analysts First Resource Bank’s price is currently Overvalued.
Does First Resource Bank pay dividends?
First Resource Bank pays a Annually dividend of $0.036 which represents an annual dividend yield of N/A. See more information on First Resource Bank dividends here
What is First Resource Bank’s EPS estimate?
First Resource Bank’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does First Resource Bank have?
First Resource Bank has 3,085,612 shares outstanding.
What happened to First Resource Bank’s price movement after its last earnings report?
First Resource Bank reported an EPS of $0.82 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 2.802%.
Which hedge fund is a major shareholder of First Resource Bank?
Currently, no hedge funds are holding shares in FRSB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
First Resource Bank Stock Smart Score
Neutral
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Technicals
SMA
Positive
20 days / 200 days
Momentum
27.57%
12-Months-Change
Fundamentals
Return on Equity
15.54%
Trailing 12-Months
Asset Growth
20.10%
Trailing 12-Months
Company Description
First Resource Bank
First Resources Bancorp, Inc. operates as the bank holding for First Resource Bank that provides personal and business banking products and services to businesses and personal primarily in the southeastern area of Pennsylvania. The company's deposit products include checking, money market, and escrow accounts, as well as certificate deposit account registry services, insured cash sweeps, certificates of deposit, and IRAs. Its loan products include commercial mortgages, construction loans, working capital credit lines, small business administration loans, commercial term loans, home equity lines of credit, fixed payment home equity loans, residential construction loans, land loans, overdraft protection, vehicle loans, unsecured installment loans, certificate of deposit secured installment loans, and swing loans. The company also provides credit and debit cards; and cash management, positive pay, ACH origination, sweep/transfer, ATM, over the counter checks, bill payment, wire transfer, guarantee/notary, safe deposit box, drive-up banking, night depository, foreign currency exchange, cashier's check, and stop payments, as well as telephone, text, online, and mobile banking services. It operates three full-service branches serving the banking needs of businesses, professionals, and individuals in the Delaware Valley. The company was founded in 2005 and is based in Exton, Pennsylvania.