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First Merchants Corp. (FRME)
NASDAQ:FRME
Earnings Data
Report Date
Jan 22, 2026After Close (Confirmed)
Period Ending
2025 (Q4)Consensus EPS Forecast
0.95Last Year’s EPS
1.1Same Quarter Last Year
Moderate Buy
Based on 4 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The earnings call demonstrated strong financial performance with significant loan and revenue growth, as well as a strategic acquisition. However, there are concerns about rising deposit costs and potential interest rate impacts. Overall, the positive aspects significantly outweigh the negative trends.Company Guidance
Strong Loan Growth
First Merchants Corporation reported a 9% loan growth quarter and $0.98 of earnings per share. Year-to-date net income increased by 23.5% compared to the same period last year.
Successful Acquisition
The acquisition of First Savings Financial Group was announced, adding approximately $2.4 billion in assets and expanding the company's presence into Southern Indiana. The acquisition is expected to close in mid-first quarter 2026.
Revenue and Earnings Growth
Total revenues in Q3 were strong, with net interest income growing by $0.7 million and noninterest income by $1.2 million. Year-to-date, total revenue increased by 4.5% compared to the previous year.
Improved Asset Quality
Nonperforming loans declined by 3 basis points from $72 million to $68.9 million, and the allowance for credit losses coverage ratio remained robust at 1.43%.
FRME Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
FRME Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Oct 22, 2025 | $36.61 | $36.42 | -0.52% |
Jul 23, 2025 | $40.90 | $39.40 | -3.67% |
Apr 24, 2025 | $36.24 | $35.83 | -1.13% |
Jan 30, 2025 | $40.16 | $41.58 | +3.54% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does First Merchants Corp. (FRME) report earnings?
First Merchants Corp. (FRME) is schdueled to report earning on Jan 22, 2026, After Close (Confirmed).
What is First Merchants Corp. (FRME) earnings time?
First Merchants Corp. (FRME) earnings time is at Jan 22, 2026, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is FRME EPS forecast?
FRME EPS forecast for the fiscal quarter 2025 (Q4) is 0.95.