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Franklin Financial Services Corporation (FRAF)
NASDAQ:FRAF
US Market

Franklin Financial Services (FRAF) Ratios

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Franklin Financial Services Ratios

FRAF's free cash flow for Q4 2024 was $1.00. For the 2024 fiscal year, FRAF's free cash flow was decreased by $ and operating cash flow was $-0.03. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
92.08 4.80 92.08 147.30 87.55
Quick Ratio
92.08 4.80 92.08 147.30 87.55
Cash Ratio
12.84 6.10 12.84 38.22 13.11
Solvency Ratio
0.01 <0.01 0.01 0.85 0.56
Operating Cash Flow Ratio
4.11 5.50 4.11 5.42 1.21
Short-Term Operating Cash Flow Coverage
0.00 0.20 0.00 5.42 0.00
Net Current Asset Value
$ -1.02B$ -1.68B$ -1.02B$ 691.01M$ 441.94M
Leverage Ratios
Debt-to-Assets Ratio
0.02 0.08 0.02 0.01 0.02
Debt-to-Equity Ratio
0.23 1.17 0.23 0.16 0.17
Debt-to-Capital Ratio
0.18 0.54 0.18 0.13 0.15
Long-Term Debt-to-Capital Ratio
0.15 0.13 0.15 0.11 0.12
Financial Leverage Ratio
14.88 13.90 14.88 11.29 10.57
Debt Service Coverage Ratio
3.37 -0.01 3.37 2.68 3.55
Interest Coverage Ratio
4.60 0.70 4.60 7.93 3.28
Debt to Market Cap
0.12 1.09 0.12 0.17 0.17
Interest Debt Per Share
6.93 40.60 6.93 6.19 6.62
Net Debt to EBITDA
-2.81 0.00 -2.81 -6.66 -3.13
Profitability Margins
Gross Profit Margin
100.00%100.00%100.00%100.00%100.00%
EBIT Margin
26.75%-3.07%26.75%37.68%23.34%
EBITDA Margin
28.94%0.00%28.94%39.65%25.71%
Operating Profit Margin
34.18%24.71%34.18%37.68%23.34%
Pretax Profit Margin
26.75%23.95%26.75%37.68%23.34%
Net Profit Margin
22.84%20.68%22.84%32.12%22.87%
Continuous Operations Profit Margin
22.84%20.68%22.84%32.12%22.87%
Net Income Per EBT
85.38%86.32%85.38%85.24%98.02%
EBT Per EBIT
78.25%96.95%78.25%100.00%100.00%
Return on Assets (ROA)
0.88%0.74%0.88%1.11%0.83%
Return on Equity (ROE)
13.08%10.29%13.08%12.49%8.82%
Return on Capital Employed (ROCE)
1.32%0.89%1.32%1.30%0.85%
Return on Invested Capital (ROIC)
1.75%0.71%1.75%1.53%1.44%
Return on Tangible Assets
0.88%0.74%0.88%1.11%0.84%
Earnings Yield
9.36%9.85%9.36%13.41%10.87%
Efficiency Ratios
Receivables Turnover
0.00 0.00 0.00 0.00 0.00
Payables Turnover
0.00 0.00 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
1.82 1.98 1.82 2.55 3.04
Asset Turnover
0.04 0.04 0.04 0.03 0.04
Working Capital Turnover Ratio
0.10 0.23 0.10 0.10 0.15
Cash Conversion Cycle
0.00 0.00 0.00 0.00 0.00
Days of Sales Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 0.00 0.00 0.00 0.00
Operating Cycle
0.00 0.00 0.00 0.00 0.00
Cash Flow Ratios
Operating Cash Flow Per Share
5.71 6.06 5.71 5.96 1.48
Free Cash Flow Per Share
2.95 5.94 2.95 3.97 1.37
CapEx Per Share
2.76 0.11 2.76 1.99 0.11
Free Cash Flow to Operating Cash Flow
0.52 0.98 0.52 0.67 0.92
Dividend Paid and CapEx Coverage Ratio
1.41 4.35 1.41 1.84 1.13
Capital Expenditure Coverage Ratio
2.07 53.10 2.07 2.99 13.30
Operating Cash Flow Coverage Ratio
0.98 0.17 0.98 1.08 0.26
Operating Cash Flow to Sales Ratio
0.39 0.40 0.39 0.43 0.11
Free Cash Flow Yield
8.16%18.84%8.16%11.99%5.05%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
10.68 10.15 10.68 7.46 9.20
Price-to-Sales (P/S) Ratio
2.44 2.10 2.44 2.40 2.10
Price-to-Book (P/B) Ratio
1.40 1.04 1.40 0.93 0.81
Price-to-Free Cash Flow (P/FCF) Ratio
12.25 5.31 12.25 8.34 19.79
Price-to-Operating Cash Flow Ratio
6.32 5.21 6.32 5.55 18.30
Price-to-Earnings Growth (PEG) Ratio
-0.45 -1.27 -0.45 0.15 -0.46
Price-to-Fair Value
1.40 1.04 1.40 0.93 0.81
Enterprise Value Multiple
5.62 0.00 5.62 -0.62 5.06
Enterprise Value
106.49M 263.11M 106.49M -14.89M 72.77M
EV to EBITDA
5.62 0.00 5.62 -0.62 5.06
EV to Sales
1.63 4.00 1.63 -0.24 1.30
EV to Free Cash Flow
8.18 10.12 8.18 -0.85 12.23
EV to Operating Cash Flow
4.22 9.93 4.22 -0.57 11.31
Tangible Book Value Per Share
21.75 28.15 21.75 391.70 342.46
Shareholders’ Equity Per Share
25.83 30.21 25.83 35.54 33.32
Tax and Other Ratios
Effective Tax Rate
0.15 0.14 0.15 0.15 0.02
Revenue Per Share
14.79 15.04 14.79 13.82 12.84
Net Income Per Share
3.38 3.11 3.38 4.44 2.94
Tax Burden
0.85 0.86 0.85 0.85 0.98
Interest Burden
1.00 -7.81 1.00 1.00 1.00
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.44 0.45 0.44 0.42 0.41
Stock-Based Compensation to Revenue
<0.01 <0.01 <0.01 <0.01 <0.01
Income Quality
1.69 1.95 1.69 1.34 0.50
Currency in USD
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