SEB SA (SK) AI Stock Analysis

• Market Cap: €4.39B
• Dividend Yield: 3.05%
• Average Volume (3M): 41.26K
• Price to Earnings (P/E): 18.7
• Beta (1Y): 1.32
• Revenue Growth: 3.25%
• EPS Growth: -39.33%
• Country: FR
• Employees: 32,237
• Sector: Financial
• Sector Strength: 76
• Industry: Furnishings, Fixtures & Appliances
• EPS (TTM): 4.25
• Shares Outstanding: 55,337,770
• 10 Day Avg. Volume: 44,393
• 30 Day Avg. Volume: 41,255
• PEG Ratio: -0.43
• Price to Book (P/B): 1.36
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 99.72
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: €118.00
• Price Target Upside: 48.06% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 3

• Rating: 69 Neutral
• Price Target: €91.00 ▲(14.18%Upside)

The overall stock score of 69 reflects a balance between robust technical trends and moderate valuation. Financial performance indicates a need for caution due to profitability pressures, while the dividend yield provides an attractive income aspect. The absence of earnings call and corporate events data limits further insights.

SEB SA Business Overview & Revenue Model

Company Description

SEB SA (SK) is a prominent multinational company specializing in the design, manufacture, and sale of small domestic appliances. The company operates across various sectors including kitchen appliances, personal care products, and home comfort solutions. With a strong presence in both developed and emerging markets, SEB SA (SK) offers a diverse range of products under renowned brand names such as Tefal, Rowenta, Moulinex, Krups, and Lagostina.

How the Company Makes Money

SEB SA (SK) generates revenue primarily through the sale of its small domestic appliances. The company has a broad portfolio that caters to different consumer needs, including kitchen appliances like coffee makers, blenders, and cookware, as well as personal care products like hairdryers and electric shavers. Its revenue model is largely based on direct sales to retailers, distributors, and through e-commerce platforms. Additionally, the company benefits from strategic partnerships and licensing agreements that enhance its market reach and brand value. SEB SA (SK) also invests in innovation and product development to maintain a competitive edge and drive consumer demand, contributing significantly to its overall earnings.

SEB SA Financial Statement Overview

Summary

SEB SA demonstrates solid revenue growth but faces pressure on profit margins. The balance sheet shows moderate leverage and stable equity ratios, however, declining ROE indicates challenges in generating returns. Cash flow management is mixed, with strong operating cash flows but declining free cash flow.

Income Statement

SEB SA has shown consistent revenue growth over the years, with a modest increase from 2023 to 2024. Gross profit margin decreased significantly in 2024, likely affecting profitability. EBIT and EBITDA margins remain relatively stable, though the net profit margin has declined, indicating potential cost pressures or increased expenses.

Balance Sheet

The company's debt-to-equity ratio indicates moderate leverage, with a slight reduction in total debt over the recent period. Return on Equity has seen a decline, reflecting on reduced profitability or increased equity. The equity ratio remains stable, suggesting a balanced asset structure.

Cash Flow

Free cash flow decreased significantly in 2024, raising concerns over cash generation capabilities. However, operating cash flow remains healthy compared to net income, suggesting efficient operational performance. The decline in free cash flow growth rate needs to be monitored closely.

Breakdown
Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement		Total Revenue
8.27B	8.01B	7.96B	8.06B	6.94B
	Gross Profit
3.36B	3.18B	3.00B	3.07B	2.63B
	EBIT
540.00M	667.50M	602.70M	773.90M	581.20M
	EBITDA
804.00M	913.60M	775.70M	959.90M	752.80M
	Net Income Common Stockholders
232.00M	386.20M	316.20M	453.80M	300.50M
Balance Sheet		Cash, Cash Equivalents and Short-Term Investments
1.14B	1.53B	1.34B	2.33B	2.43B
	Total Assets
9.32B	9.25B	9.13B	10.12B	9.27B
	Total Debt
3.05B	3.29B	3.31B	3.84B	3.96B
	Net Debt
2.04B	1.86B	2.08B	1.57B	2.19B
	Total Liabilities
5.78B	5.79B	5.68B	6.83B	6.54B
	Stockholders Equity
3.28B	3.20B	3.17B	2.99B	2.47B
Cash Flow		Free Cash Flow
359.00M	845.30M	43.20M	360.50M	780.00M
	Operating Cash Flow
532.50M	1.02B	276.00M	573.40M	962.50M
	Investing Cash Flow
-361.10M	-355.40M	-366.40M	357.80M	-868.70M
	Financing Cash Flow
-592.30M	-420.80M	-909.50M	-488.50M	905.10M

SEB SA Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 79.70
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Neutral
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For FR:SK, the sentiment is Negative. The current price of 79.7 is below the 20-day moving average (MA) of 83.33, below the 50-day MA of 81.24, and below the 200-day MA of 86.67, indicating a bearish trend. The MACD of -0.39 indicates Positive momentum. The RSI at 35.63 is Neutral, neither overbought nor oversold. The STOCH value of 4.60 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for FR:SK.

SEB SA Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
RBO	71 Outperform	€381.93M	24.47	15.82%	6.63%	-3.64%	-50.51%
SK	69 Neutral	€4.39B	18.73	7.17%	3.05%	3.25%	-39.33%
ALU10	68 Neutral	€24.12M	38.35		―	6.63%	292.55%
Sector *	65 Neutral	$12.76B	9.91	7.89%	78.91%	12.06%	-7.95%