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SEB SA (FR:SK)
:SK
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SEB SA (SK) AI Stock Analysis

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FR:SK

SEB SA

(SK)

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Neutral 58 (OpenAI - 5.2)
Rating:58Neutral
Price Target:
€60.00
▲(13.85% Upside)
Action:Reiterated
Date:07/29/26
Overall score reflects a tug-of-war between pressured fundamentals and strong price trend. Financial performance is weighed down by a sharp 2025 cash flow and free-cash-flow deterioration plus softer margins/ROE, while technicals are supportive with the stock trading well above all major moving averages. Valuation is neutral-to-slightly supportive due to the solid dividend yield, partially offset by a higher P/E.
Positive Factors
Scale and workforce
A workforce of ~31,856 signals meaningful scale across manufacturing, distribution and retail channels. Persistent scale supports cost spread, sourcing leverage and multi-market coverage, helping sustain margins and competitive positioning over the medium term.
Negative Factors
Severe cash-flow deterioration
A sharp fall in operating cash flow and an 89% drop in free cash flow to ~€22m materially reduce financial flexibility. Persistent weak cash conversion raises risk for funding capex, dividends and working-capital needs absent operational improvements or external financing.
Read all positive and negative factors
Positive Factors
Negative Factors
Scale and workforce
A workforce of ~31,856 signals meaningful scale across manufacturing, distribution and retail channels. Persistent scale supports cost spread, sourcing leverage and multi-market coverage, helping sustain margins and competitive positioning over the medium term.
Read all positive factors

SEB SA (SK) vs. iShares MSCI France ETF (EWQ)

SEB SA Business Overview & Revenue Model

Company Description
SEB S.A. is a global enterprise that develops, produces, and distributes a wide array of compact home appliances across the world. Its product portfolio encompasses a comprehensive range of electrical kitchen and beverage preparation devices, incl...

SEB SA Financial Statement Overview

Summary
Income statement and balance sheet are acceptable but pressured: revenue has been largely flat with weaker margins (net margin ~3.0% in 2025 vs ~4.8% in 2023) and cooling ROE (~7.6% in 2025). The main drag is cash flow: operating cash flow fell sharply in 2025 and free cash flow dropped to ~€22m with weak cash conversion (~11% of net income), raising near-term quality-of-earnings and flexibility concerns.
Income Statement
55
Neutral
Balance Sheet
60
Neutral
Cash Flow
35
Negative
BreakdownTTMDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue8.17B8.17B8.27B8.01B7.96B8.06B
Gross Profit3.29B3.27B3.36B3.18B3.00B3.07B
EBITDA991.60M749.30M804.00M913.60M775.70M959.90M
Net Income119.70M244.60M232.00M386.20M316.20M453.80M
Balance Sheet
Total Assets9.41B9.51B9.32B9.25B9.13B10.12B
Cash, Cash Equivalents and Short-Term Investments966.70M1.12B1.14B1.53B1.34B2.33B
Total Debt3.47B3.46B3.05B3.29B3.31B3.84B
Total Liabilities6.13B6.03B5.78B5.79B5.68B6.83B
Stockholders Equity3.06B3.24B3.28B3.20B3.17B2.99B
Cash Flow
Free Cash Flow510.20M-17.20M359.00M845.30M43.20M360.50M
Operating Cash Flow659.30M204.40M532.50M1.02B276.00M573.40M
Investing Cash Flow-230.40M-295.50M-361.10M-355.40M-366.40M357.80M
Financing Cash Flow-226.70M107.50M-592.30M-420.80M-909.50M-488.50M

SEB SA Technical Analysis

Technical Analysis Sentiment
Positive
Last Price52.70
Price Trends
50DMA
52.78
Positive
100DMA
50.22
Positive
200DMA
48.00
Positive
Market Momentum
MACD
2.28
Positive
RSI
58.58
Neutral
STOCH
21.06
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For FR:SK, the sentiment is Positive. The current price of 52.7 is below the 20-day moving average (MA) of 57.05, below the 50-day MA of 52.78, and above the 200-day MA of 48.00, indicating a bullish trend. The MACD of 2.28 indicates Positive momentum. The RSI at 58.58 is Neutral, neither overbought nor oversold. The STOCH value of 21.06 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for FR:SK.

SEB SA Peers Comparison

Overall Rating
UnderperformOutperform
Sector (55)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
68
Neutral
€2.68B22.835.14%3.99%-3.80%-32.31%
61
Neutral
€135.05M-34.91-0.86%3.14%-12.33%-113.67%
58
Neutral
€3.23B26.343.80%5.31%-1.31%-9.96%
55
Neutral
$6.65B3.83-15.92%6.20%10.91%7.18%
52
Neutral
€72.75M7.4210.64%3.67%
52
Neutral
€1.02B-6.31-11.85%2.89%10.31%-833.15%
40
Underperform
€77.09M-0.20-23.05%-2.50%27.06%
* General Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
FR:SK
SEB SA
57.95
-4.22
-6.79%
FR:CO
Casino, Guichard Perrachon
0.19
-0.38
-66.20%
FR:EXE
EXEL INDUSTRIES
19.90
-18.03
-47.53%
FR:FNAC
Fnac Darty SA
34.60
6.76
24.30%
FR:ALLDL
Groupe LDLC
12.24
1.49
13.86%
FR:BB
Societe BIC SA
66.20
15.38
30.26%

SEB SA Corporate Events

Groupe SEB Releases 2026 Half-Year Financial Report and Sets Key Results Dates
Jul 28, 2026
Groupe SEB has published its 2026 half-year financial report, which includes summarized consolidated financial statements as of June 30, a half-year activity report, management’s responsibility statement and the statutory auditors’ lim...
Groupe SEB’s Rebound Plan Drives Profit Recovery and Cash Flow Turnaround
Jul 22, 2026
Groupe SEB reported first-half 2026 revenue of €3.743bn, up 1.7% like-for-like and flat on a reported basis, driven by consumer segment growth and strong momentum in North America. Western Europe and several emerging markets showed solid sel...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Jul 29, 2026