SEB SA (SK) AI Stock Analysis

• Market Cap: €4.47B
• Dividend Yield: 3.45%
• Average Volume (3M): 42.50K
• Price to Earnings (P/E): 19.1
• Beta (1Y): 1.34
• Revenue Growth: 3.25%
• EPS Growth: -39.33%
• Country: FR
• Employees: 32,237
• Sector: Financial
• Sector Strength: 75
• Industry: Furnishings, Fixtures & Appliances
• EPS (TTM): 2.42
• Shares Outstanding: 55,337,770
• 10 Day Avg. Volume: 39,403
• 30 Day Avg. Volume: 42,499
• PEG Ratio: -0.46
• Price to Book (P/B): 1.38
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 12.55
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: €128.00
• Price Target Upside: 57.73% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 2

• Rating: 69 Neutral
• Price Target: €90.00 ▲(10.91%Upside)

SEB SA's overall stock score is primarily driven by its financial performance, which shows revenue growth but faces profitability challenges. Technical analysis suggests neutral momentum, and valuation metrics indicate reasonable stock pricing with a decent dividend yield. The lack of earnings call and corporate events data limits further insights.

SEB SA Business Overview & Revenue Model

Company Description

SEB SA (SK) is a leading global manufacturer and marketer of small domestic appliances and cookware. The company operates in both the consumer goods and industrial sectors, with a diverse portfolio that includes kitchen appliances, home care products, and personal care items. SEB is renowned for its innovative and high-quality products, catering to a broad spectrum of consumer needs across various markets worldwide.

How the Company Makes Money

SEB SA (SK) generates revenue primarily through the sale of its small domestic appliances and cookware. The company's key revenue streams include direct sales to consumers through retail channels and partnerships with major retailers and distributors globally. SEB also benefits from a diversified product line that allows it to cater to different market segments, including premium and mass-market consumers. Additionally, the company invests heavily in research and development to introduce innovative products, which helps maintain its competitive edge and drive sales growth. Strategic acquisitions and partnerships further enhance its market presence and contribute to its revenue generation.

SEB SA Financial Statement Overview

Summary

SEB SA shows solid revenue growth but faces profitability pressure with decreased gross and net profit margins. The balance sheet indicates moderate leverage and stable equity ratios, though declining ROE suggests challenges in generating returns. Cash flow is mixed with strong operational performance but declining free cash flow.

Income Statement

SEB SA has shown consistent revenue growth over the years, with a modest increase from 2023 to 2024. Gross profit margin decreased significantly in 2024, likely affecting profitability. EBIT and EBITDA margins remain relatively stable, though the net profit margin has declined, indicating potential cost pressures or increased expenses.

Balance Sheet

The company's debt-to-equity ratio indicates moderate leverage, with a slight reduction in total debt over the recent period. Return on Equity has seen a decline, reflecting on reduced profitability or increased equity. The equity ratio remains stable, suggesting a balanced asset structure.

Cash Flow

Free cash flow decreased significantly in 2024, raising concerns over cash generation capabilities. However, operating cash flow remains healthy compared to net income, suggesting efficient operational performance. The decline in free cash flow growth rate needs to be monitored closely.

Breakdown	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	8.27B	8.01B	7.96B	8.06B	6.94B
Gross Profit	3.36B	3.18B	3.00B	3.07B	2.63B
EBITDA	804.00M	913.60M	775.70M	959.90M	752.80M
Net Income	232.00M	386.20M	316.20M	453.80M	300.50M
Balance Sheet
Total Assets	9.32B	9.25B	9.13B	10.12B	9.27B
Cash, Cash Equivalents and Short-Term Investments	1.14B	1.53B	1.34B	2.33B	2.43B
Total Debt	3.05B	3.29B	3.31B	3.84B	3.96B
Total Liabilities	5.78B	5.79B	5.68B	6.83B	6.54B
Stockholders Equity	3.28B	3.20B	3.17B	2.99B	2.47B
Cash Flow
Free Cash Flow	359.00M	845.30M	43.20M	360.50M	780.00M
Operating Cash Flow	532.50M	1.02B	276.00M	573.40M	962.50M
Investing Cash Flow	-361.10M	-355.40M	-366.40M	357.80M	-868.70M
Financing Cash Flow	-592.30M	-420.80M	-909.50M	-488.50M	905.10M

SEB SA Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 81.15
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For FR:SK, the sentiment is Negative. The current price of 81.15 is below the 20-day moving average (MA) of 81.59, below the 50-day MA of 82.85, and below the 200-day MA of 85.77, indicating a bearish trend. The MACD of 0.04 indicates Negative momentum. The RSI at 45.60 is Neutral, neither overbought nor oversold. The STOCH value of 21.79 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for FR:SK.

SEB SA Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
Sector *	70 Neutral	€21.75B	28.54	10.88%	5.05%	4.57%	1.35%
RBO	69 Neutral	€384.97M	24.66	15.82%	3.29%	-3.64%	-50.51%
SK	69 Neutral	€4.47B	19.07	7.17%	3.45%	3.25%	-39.33%
ALU10	64 Neutral	€23.95M	38.08		―	6.63%	292.55%