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Savencia SA (FR:SAVE)
:SAVE
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Savencia (SAVE) AI Stock Analysis

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FR:SAVE

Savencia

(SAVE)

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Neutral 56 (OpenAI - 5.2)
Rating:56Neutral
Price Target:
€67.00
▲(8.06% Upside)
Action:Downgraded
Date:03/20/26
Overall score is driven mainly by financial performance: 2025 showed weaker revenue, margin compression, and notably poorer free-cash-flow conversion, which limits flexibility. Technicals are slightly negative with weak momentum and price below the 200-day average, while valuation (moderate P/E and ~2.7% yield) offers some offsetting support.
Positive Factors
Diversified Business Model
Savencia’s combination of branded consumer products and specialty/professional cheeses across retail and foodservice in multiple international markets creates diversified revenue streams. This reduces single-channel cyclicality, supports steadier demand, and strengthens resilience versus single-market peers over time.
Negative Factors
Thin Net Margins
A net margin near 1.1% in 2025 leaves minimal room to absorb input cost increases or fund growth internally. Persistently thin bottom-line profitability constrains retained earnings and shareholder returns, elevating the company’s vulnerability to further margin pressure and limiting strategic flexibility.
Read all positive and negative factors
Positive Factors
Negative Factors
Diversified Business Model
Savencia’s combination of branded consumer products and specialty/professional cheeses across retail and foodservice in multiple international markets creates diversified revenue streams. This reduces single-channel cyclicality, supports steadier demand, and strengthens resilience versus single-market peers over time.
Read all positive factors

Savencia (SAVE) vs. iShares MSCI France ETF (EWQ)

Savencia Business Overview & Revenue Model

Company Description
Savencia SA is a French-headquartered enterprise, established in 1956, specializing in the production of dairy items for both domestic and international markets. The company's product portfolio encompasses a diverse range of cheeses, along with bu...
How the Company Makes Money
Savencia makes money primarily by producing and selling dairy and cheese products through two main routes: (1) branded consumer products sold to retail channels and (2) specialty/ingredient products sold to professional customers. In its consumer ...

Savencia Financial Statement Overview

Summary
Results indicate stable scale but weakening near-term fundamentals: 2025 revenue declined (-2.8% YoY), EBIT/EBITDA margins compressed, and net margin remains very thin (~1.1%). Leverage is manageable (debt-to-equity ~0.74) but returns are modest (ROE ~4.4%), while cash conversion weakened materially with lower operating cash flow and sharply reduced free cash flow (FCF ~19% of net income).
Income Statement
56
Neutral
Balance Sheet
62
Positive
Cash Flow
50
Neutral
BreakdownDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue6.96B7.14B6.79B6.55B5.61B
Gross Profit2.36B2.41B2.21B279.49M291.00M
EBITDA405.54M464.55M412.74M373.25M372.31M
Net Income74.70M106.97M96.48M68.05M82.94M
Balance Sheet
Total Assets4.88B4.95B4.65B4.58B4.32B
Cash, Cash Equivalents and Short-Term Investments684.84M753.34M636.14M572.63M572.62M
Total Debt1.24B1.21B1.19B1.08B1.09B
Total Liabilities2.94B2.96B2.83B2.76B2.62B
Stockholders Equity1.68B1.74B1.58B1.59B1.48B
Cash Flow
Free Cash Flow59.45M138.77M81.70M66.65M72.36M
Operating Cash Flow313.85M386.89M260.61M255.05M301.79M
Investing Cash Flow-427.70M-243.88M-236.29M-196.95M-230.59M
Financing Cash Flow-108.28M-10.74M28.18M-59.01M-120.07M

Savencia Technical Analysis

Technical Analysis Sentiment
Negative
Last Price62.00
Price Trends
50DMA
67.70
Negative
100DMA
63.55
Positive
200DMA
61.16
Positive
Market Momentum
MACD
-0.79
Positive
RSI
38.80
Neutral
STOCH
48.74
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For FR:SAVE, the sentiment is Negative. The current price of 62 is below the 20-day moving average (MA) of 67.45, below the 50-day MA of 67.70, and above the 200-day MA of 61.16, indicating a neutral trend. The MACD of -0.79 indicates Positive momentum. The RSI at 38.80 is Neutral, neither overbought nor oversold. The STOCH value of 48.74 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for FR:SAVE.

Savencia Peers Comparison

Overall Rating
UnderperformOutperform
Sector (55)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
75
Outperform
€4.22B12.7211.24%1.76%15.18%31.55%
64
Neutral
€46.86B25.5311.27%2.80%-0.34%-9.82%
57
Neutral
€91.94M21.735.18%3.64%-71.49%
56
Neutral
€907.93M11.415.22%2.73%-2.56%-28.90%
55
Neutral
$6.65B3.83-15.92%6.20%10.91%7.18%
54
Neutral
€257.89M4.153.16%1.98%-3.63%
* General Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
FR:SAVE
Savencia
65.40
1.85
2.90%
FR:BON
Bonduelle
8.06
0.14
1.82%
FR:BN
DANONE SA
72.42
6.87
10.48%
FR:ALFLE
Fleury Michon
21.90
-3.26
-12.96%
FR:LOUP
Societe LDC Societe Anonyme
116.80
21.91
23.09%
FR:SABE
Saint Jean Groupe SA
21.20
1.70
8.72%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Mar 20, 2026