Fnac Darty SA (FNAC) AI Stock Analysis

• Market Cap: €871.97M
• Dividend Yield: 3.4%
• Average Volume (3M): 29.82K
• Price to Earnings (P/E): 38.8
• Beta (1Y): 1.37
• Revenue Growth: 17.97%
• EPS Growth: -81.24%
• Country: FR
• Employees: 26,465
• Sector: Consumer Cyclical
• Sector Strength: 79
• Industry: Specialty Retail
• EPS (TTM): -3.19
• Shares Outstanding: 29,682,146
• 10 Day Avg. Volume: 22,162
• 30 Day Avg. Volume: 29,823
• PEG Ratio: N/A
• Price to Book (P/B): 0.00
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 0.00
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: €35.50
• Price Target Upside: 20.54% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 2

• Rating: 61 Neutral
• Price Target: €31.00 ▲(5.26% Upside)

Fnac Darty SA's overall stock score is driven primarily by its strong financial performance, particularly in revenue growth and cash generation. However, technical analysis indicates potential short-term weakness, and the high P/E ratio suggests overvaluation, which could limit future stock price appreciation. The dividend yield provides some support, but the lack of earnings call and corporate events data means these factors do not influence the score.

Fnac Darty SA Business Overview & Revenue Model

Company Description

Fnac Darty SA engages in the retail of entertainment and leisure products, consumer electronics, and domestic appliances in France and Switzerland, Belgium and Luxembourg, and the Iberian Peninsula. The company offers consumer electronics, including desktop computers, laptops, tablets, software, printers, e-readers, telephones and office products, and accessories, as well as various connected products; cameras and photography accessories; televisions and video accessories, such as DVD players, Blu-Ray players, and other accessories; and audio items and accessories comprising MP3 players, headphones, docking stations, and related accessories. It also provides editorial products that include hard copy and digital books; discs comprising music CDs, and video DVDs, and Blu-Ray discs; video games and gaming consoles; and gadgets, T-shirts, musical instruments, and others. In addition, the company offers refrigerators/freezers, cooking equipment, dishwashers, and washing machines/dryers; vacuum cleaners, food processors, and body care and water/air treatment appliances; and kitchen units, home and design products, games and toys, urban mobility, stationery, and wellbeing products. Further, it provides warranty extension, product insurance sale, repair-related subscription sale, after-sale, and delivery and installation services; rental services for consumer electronics and delivery services; ticketing and gift boxes; and membership cards for the company's loyalty programs. The company sells its products through its stores and e-commerce websites. It operates 957 points of sale, including 390 franchises. The company was founded in 1954 and is headquartered in Ivry-sur-Seine, France.

How the Company Makes Money

Fnac Darty generates revenue through multiple streams, primarily from the sale of physical and digital products across its extensive retail network and online platforms. Key revenue streams include sales of consumer electronics, home appliances, and cultural goods, which are complemented by service offerings such as product repair, delivery, and installation. The company also benefits from strategic partnerships with various brands and suppliers, allowing it to offer exclusive products and promotions. Additionally, Fnac Darty leverages its loyalty program to enhance customer retention and increase sales volume, contributing significantly to its overall revenue.

Fnac Darty SA Financial Statement Overview

Summary

Fnac Darty SA demonstrates strong revenue growth and cash generation capabilities, with efficient cost management leading to improved gross margins. While net income conversion remains an area for improvement, the company maintains moderate leverage and good liquidity. Despite some profitability challenges, the firm is relatively stable and positioned for further growth.

Income Statement

Fnac Darty SA shows a solid revenue growth with a 4.8% increase from 2023 to 2024. The gross profit margin improved slightly to 30.06% in 2024, indicating efficient cost management. However, the net profit margin decreased to 0.43%, reflecting challenges in converting revenue to profit. The EBIT margin improved to 1.91%, but the EBITDA margin was negative due to high depreciation and amortization, suggesting room for operational efficiency improvements.

Balance Sheet

The company's balance sheet reveals a moderate debt-to-equity ratio of 1.51, indicating moderate leverage. The return on equity for 2024 is 2.23%, showing modest profitability for shareholders. The equity ratio stands at 18.97%, suggesting a reasonable proportion of assets financed by shareholders' equity, though there's potential risk due to high liabilities.

Cash Flow

Fnac Darty SA's cash flow is strong, with a free cash flow growth of -13.06% from 2023 to 2024, reflecting a decline but still maintaining positive free cash flow. The operating cash flow to net income ratio is high at 13.96, showing excellent cash generation relative to net income. The free cash flow to net income ratio of 10.51 indicates strong liquidity and ability to cover net income with free cash flow.

Breakdown	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	8.25B	7.87B	7.95B	8.04B	7.49B
Gross Profit	2.48B	2.38B	857.90M	851.70M	779.20M
EBITDA	679.30M	22.90M	311.30M	610.70M	199.40M
Net Income	35.90M	49.70M	-32.00M	160.30M	1.20M
Balance Sheet
Total Assets	8.49B	7.01B	6.75B	6.96B	7.15B
Cash, Cash Equivalents and Short-Term Investments	1.09B	1.14B	931.70M	1.18B	1.57B
Total Debt	2.43B	2.07B	2.08B	2.06B	2.57B
Total Liabilities	6.75B	5.48B	5.22B	5.40B	5.78B
Stockholders Equity	1.61B	1.52B	1.51B	1.56B	1.37B
Cash Flow
Free Cash Flow	377.20M	433.90M	184.00M	384.80M	413.20M
Operating Cash Flow	501.10M	573.10M	322.40M	501.60M	521.20M
Investing Cash Flow	-104.40M	-130.00M	-261.70M	-110.80M	-142.10M
Financing Cash Flow	-459.10M	-342.00M	-312.40M	-779.20M	194.60M

Fnac Darty SA Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 29.45
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For FR:FNAC, the sentiment is Negative. The current price of 29.45 is below the 20-day moving average (MA) of 29.55, below the 50-day MA of 31.32, and above the 200-day MA of 29.03, indicating a neutral trend. The MACD of -0.36 indicates Negative momentum. The RSI at 44.84 is Neutral, neither overbought nor oversold. The STOCH value of 37.41 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for FR:FNAC.

Fnac Darty SA Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
Sector *	61 Neutral	$17.64B	14.17	-5.23%	3.04%	1.43%	-15.11%
FNAC	61 Neutral	€871.97M	38.84	1.54%	3.40%	17.97%	-81.24%
0RCC	―	€57.83M	―	-21.71%	―	―	―
7ZP	―	€7.16M	―	-5.76%	―	―	―
CAA	―	€92.59M	6.05	10.47%	―	―	―
6JF	―	€18.82M	15.61	2.82%	―	―	―
ALVU	79 Outperform	€148.71M	20.04		2.45%	8.59%	-22.37%