CBO TERRITORIA (CBOT) AI Stock Analysis

• Market Cap: €136.95M
• Dividend Yield: 6.63%
• Average Volume (3M): 15.88K
• Price to Earnings (P/E): 7.4
• Beta (1Y): 0.26
• Revenue Growth: -26.37%
• EPS Growth: 16.47%
• Country: FR
• Employees: 43
• Sector: Real Estate
• Sector Strength: 53
• Industry: Real Estate - Diversified
• EPS (TTM): 0.25
• Shares Outstanding: 35,500,000
• 10 Day Avg. Volume: 12,357
• 30 Day Avg. Volume: 15,881
• PEG Ratio: 0.51
• Price to Book (P/B): 0.52
• Price to Sales (P/S): 1.91
• P/FCF Ratio: 4.42
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): 0.47
• Revenue Forecast (FY): €58.90M

• Rating: 59 Neutral
• Price Target: €4.00 ▲(8.70% Upside)
• Action: Reiterated Date: 10/28/25
• Date: Action: Reiterated 10/28/25

The overall score of 59 for CBO TERRITORIA is driven primarily by mixed financial performance, with strong cash flow growth and debt management offset by revenue declines. A favorable valuation with a low P/E and high dividend yield provides a positive lift, while neutral technical indicators suggest limited near-term momentum. Financial health remains the key factor in this assessment.

Positive Factors

Strong Equity Position

A strong equity position indicates financial stability and resilience, providing a buffer against economic downturns and enabling strategic investments.

Manageable Leverage

Manageable leverage suggests the company can comfortably meet its debt obligations, reducing financial risk and supporting long-term growth initiatives.

Efficient Cost Management

Efficient cost management enhances profitability by maximizing the margin on sales, allowing the company to reinvest in growth and innovation.

Negative Factors

Declining Revenue

Declining revenue indicates challenges in market demand or competitive positioning, which could hinder future growth and profitability if not addressed.

Zero Free Cash Flow

Zero free cash flow limits the company's ability to invest in new projects, pay down debt, or return capital to shareholders, potentially impacting long-term growth.

Cash Flow Weaknesses

Weak cash flow management can strain operations and limit strategic flexibility, making it difficult to respond to market opportunities or economic changes.

CBO TERRITORIA Business Overview & Revenue Model

Company Description

CBo Territoria SA engages in the urban planning and development, property development, and property investment activities in France. It develops and sells residential and commercial properties. The company also owns approximately 3,000 hectares of land in Réunion Island. CBo Territoria SA is based in Sainte-Marie, France.

How the Company Makes Money

CBO TERRITORIA generates revenue through several key streams. Primarily, the company earns money from the sale and leasing of developed real estate properties, including residential and commercial spaces. Additionally, CBOT engages in land management services, which include the development and optimization of agricultural lands, resulting in revenues from land leasing and agricultural production. The company may also benefit from partnerships with local governments and private developers for joint ventures on urban development projects. Furthermore, CBOT could potentially generate income through consulting services related to real estate and agribusiness, leveraging its expertise in land use and development strategies.

CBO TERRITORIA Financial Statement Overview

Summary

Financial performance is mixed with a strong cash flow growth of 22.13% and improved debt-to-equity ratio of 0.67, reflecting better leverage management. However, a 15.25% revenue decline and moderate profitability with a 5.93% return on equity temper the outlook. The score balances these strengths and concerns.

Income Statement

The income statement reflects mixed performance for CBO TERRITORIA. Revenue declined by 15.25% in 2024, indicating challenges in top-line growth. Gross Profit Margin at 36.33% and Net Profit Margin at 21.87% are decent but have weakened compared to prior years. EBIT Margin (36.34%) and EBITDA Margin (36.58%) remain stable, showing consistent operational efficiency. The score reflects concerns over revenue contraction, balanced by reasonable profitability margins.

Balance Sheet

The balance sheet shows moderate strength with a Debt-to-Equity Ratio of 0.67 in 2024, an improvement from 0.74 in 2023, indicating reduced leverage risk. Return on Equity at 5.93% is steady but not exceptional, reflecting limited profitability relative to equity. Equity Ratio stands at 51.74%, suggesting a balanced capital structure. The score acknowledges improved debt management but highlights room for better returns on equity.

Cash Flow

Cash flow performance is a highlight, with Free Cash Flow Growth of 22.13% in 2024, signaling strong cash generation improvement. Operating Cash Flow to Net Income Ratio at 2.06 and Free Cash Flow to Net Income Ratio at 1.98 demonstrate robust conversion of earnings to cash. The score reflects strong cash flow trends, though sustained growth will be key to maintaining this strength.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	57.06M	66.59M	84.89M	82.09M	85.72M	103.62M
Gross Profit	23.09M	24.20M	39.23M	40.25M	38.92M	42.78M
EBITDA	23.32M	24.36M	26.06M	29.09M	24.80M	24.35M
Net Income	14.76M	14.56M	14.10M	15.96M	15.72M	14.24M
Balance Sheet
Total Assets	467.36M	474.67M	488.32M	497.76M	496.52M	511.30M
Cash, Cash Equivalents and Short-Term Investments	17.20M	27.64M	34.71M	35.21M	27.58M	44.65M
Total Debt	156.50M	165.40M	178.93M	195.36M	213.03M	230.90M
Total Liabilities	222.47M	229.12M	246.48M	260.16M	271.58M	294.30M
Stockholders Equity	244.89M	245.56M	241.82M	237.50M	225.15M	216.63M
Cash Flow
Free Cash Flow	20.82M	28.82M	26.50M	51.44M	17.58M	23.43M
Operating Cash Flow	21.44M	30.07M	26.80M	40.49M	18.21M	23.54M
Investing Cash Flow	4.41M	-6.29M	-2.21M	-600.00K	910.00K	-4.96M
Financing Cash Flow	-32.67M	-30.84M	-25.09M	-32.16M	-36.22M	-16.96M

CBO TERRITORIA Technical Analysis

• Technical Analysis Sentiment: Neutral
• Last Price: 3.68
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For FR:CBOT, the sentiment is Neutral. The current price of 3.68 is below the 20-day moving average (MA) of 4.00, below the 50-day MA of 3.87, and below the 200-day MA of 3.70, indicating a neutral trend. The MACD of 0.03 indicates Positive momentum. The RSI at 49.99 is Neutral, neither overbought nor oversold. The STOCH value of 18.12 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for FR:CBOT.

CBO TERRITORIA Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
Sector *	65 Neutral	$2.17B	12.19	3.79%	4.94%	3.15%	1.96%
CBOT	59 Neutral	€136.95M	7.44	6.91%	6.63%	-26.37%	16.47%
INEA	53 Neutral	€374.00M	75.52	―	8.06%	10.30%	―
NXI	46 Neutral	€437.35M	-2.64	-19.97%	―	-16.43%	-371.45%