The earnings call reflects a strong performance with significant growth in funded volume, improved financial metrics, and successful strategic initiatives, particularly in technology and capital markets. However, challenges remain in managing expenses.

Company Guidance -

Q3 2025

During the Finance of America Second Quarter 2025 earnings call, several key metrics and strategic updates were discussed. The company reported a funded volume of $602 million, marking a 35% increase from the same quarter in 2024 and a 7% rise from the previous quarter. GAAP net income was $80 million, equating to $3.16 basic earnings per share, while adjusted net income was $14 million, or $0.55 in adjusted earnings per share, with an adjusted EBITDA of $30 million. Year-to-date adjusted net income totaled $27 million, a significant improvement from a $7 million loss during the first half of the previous year. Finance of America also achieved a major milestone by completing its first $1 billion-plus HomeSafe securitization in July. The company maintained its full-year guidance of $2.4 billion to $2.7 billion in originations and $2.60 to $3 in adjusted EPS, with expected third-quarter funded volume ranging from $600 million to $630 million. Additionally, the company announced the payoff of a higher-cost working capital facility and a new agreement to acquire the remaining equity stake from Blackstone.

Record Volume Growth

Finance of America funded $602 million in volume, a 35% increase from the second quarter of 2024 and a 7% increase from the prior quarter, marking the fifth consecutive quarter of volume growth.

Strong Financial Results

Reported GAAP net income of $80 million or $3.16 per basic share compared to a loss of $5 million in the same period last year. Adjusted net income increased by 8% sequentially.

Significant Achievement in Capital Markets

Completed the first ever $1 billion-plus HomeSafe securitization in July, highlighting strong investor demand and ability to scale.

Technology Advancements

Launched the industry's first digital prequalification experience and AI-powered virtual call agent to improve customer engagement and operational efficiency.

Increased Market Share

Increased HMBS issuance market share in June to over 29%, the highest monthly share since January 2024.

Finance of America Companies (FOA) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

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FOA Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Nov 05, 2025	2025 (Q3)	0.79 / -	0.67	―	―	―
Aug 05, 2025	2025 (Q2)	0.61 / 0.55	-0.05	1200.00% (+0.60)	―
May 06, 2025	2025 (Q1)	0.42 / 0.52	-0.3	273.33% (+0.82)
Mar 11, 2025	2024 (Q4)	0.46 / 0.21	-0.9	123.33% (+1.11)
Nov 06, 2024	2024 (Q3)	0.10 / 0.67	-1.1	160.91% (+1.77)
Aug 06, 2024	2024 (Q2)	-0.17 / -0.05	-1.2	95.83% (+1.15)
May 06, 2024	2024 (Q1)	-0.60 / -0.30	-0.8	62.50% (+0.50)	―
Mar 06, 2024	2023 (Q4)	-0.87 / -0.90	-3	70.00% (+2.10)
Nov 07, 2023	2023 (Q3)	-0.80 / -1.10	-1	-10.00% (-0.10)
Aug 08, 2023	2023 (Q2)	0.58 / -1.20	-1.2	0.00% (0.00)	―

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

FOA Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Aug 05, 2025	$22.89	$24.68	+7.82%
May 06, 2025	$19.45	$21.29	+9.46%
Mar 11, 2025	$21.20	$21.75	+2.59%
Nov 06, 2024	$14.48	$14.00	-3.31%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Finance of America Companies (FOA) report earnings?

Finance of America Companies (FOA) is schdueled to report earning on Nov 05, 2025, After Close (Confirmed).

What is Finance of America Companies (FOA) earnings time?

Finance of America Companies (FOA) earnings time is at Nov 05, 2025, After Close (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is FOA EPS forecast?

FOA EPS forecast for the fiscal quarter 2025 (Q3) is 0.79.

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