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Finance of America Companies (FOA)
NYSE:FOA
US Market

Finance of America Companies (FOA) Earnings Dates, Call Summary & Reports

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Earnings Data

Report Date
Aug 12, 2025
After Close (Confirmed)
Period Ending
2025 (Q2)
Consensus EPS Forecast
0.61
Last Year’s EPS
-0.05
Same Quarter Last Year
Based on 1 Analysts Ratings

Earnings Call Summary

Q1 2025
Earnings Call Date:May 06, 2025|
% Change Since: 21.29%|
Earnings Call Sentiment|Positive
The earnings call highlighted Finance of America's strong financial performance in the first quarter of 2025, with significant improvements in funded volume, net income, and operational efficiency. The company's strategic initiatives and cost management efforts have yielded positive results, although some challenges remain with revenue margins and rate environment. Overall, the company appears to be on a positive trajectory with a balanced outlook.
Company Guidance -
Q2 2025
During the Finance of America First Quarter 2025 Earnings Call, the company reported strong performance metrics, with $561 million in funded volume surpassing their guidance range of $525 million to $550 million, marking a 32% increase over the previous year and their fourth consecutive quarter of volume growth. The company achieved a GAAP net income of $80 million, translating to $3.17 basic earnings per share, while adjusted net income reached $13 million or $0.52 per share, reflecting a $20 million improvement year-over-year. Additionally, the company maintained full-year guidance targets of $2.4 billion to $2.7 billion in funded volume and adjusted earnings per share of $2.60 to $3. Operational efficiencies were evident as they doubled the percentage of retail loans funded within 30 days, increased initial 30-day sales conversion rates by 40%, and reduced cost per opportunity by 12% quarter-over-quarter. Adjusted EBITDA improved to $29 million, up from $18 million in the previous quarter, with significant cost reductions achieved through disciplined vendor management. The company continues to focus on expanding its reverse mortgage offerings, targeting homeowners aged 55 and up, as part of a strategic campaign to reposition the product in the financial planning landscape.
Exceeding Funded Volume Guidance
Finance of America delivered $561 million in funded volume during the first quarter, surpassing the guidance range of $525 million to $550 million and marking a 32% improvement over the first quarter of 2024.
GAAP Net Income Turnaround
Generated $80 million in GAAP net income or $3.17 basic earnings per share, compared to a GAAP net loss of $16 million or $0.58 per basic share in the first quarter of 2024.
Operational Improvements
Doubled the percentage of retail loans funded within the first 30 days from submission, increased initial 30-day sales conversion rates by 40%, and reduced cost per opportunity by 12% quarter-over-quarter.
Adjusted Net Income Improvement
Adjusted net income improved by $20 million year-over-year, reaching $13 million or $0.52 per share, up from an adjusted net loss of $7 million in the first quarter of 2024.
Cost Management Success
General and administrative expenses declined by $4.3 million, a 25% year-over-year reduction, and a 35% decrease in communication and data processing expenses.

Finance of America Companies (FOA) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

FOA Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Aug 12, 2025
2025 (Q2)
0.61 / -
-0.05
May 06, 2025
2025 (Q1)
0.42 / 0.52
-0.3273.33% (+0.82)
Mar 11, 2025
2024 (Q4)
0.46 / 0.21
-0.9123.33% (+1.11)
Nov 06, 2024
2024 (Q3)
0.10 / 0.67
-1.1160.91% (+1.77)
Aug 06, 2024
2024 (Q2)
-0.17 / -0.05
-1.295.83% (+1.15)
May 06, 2024
2024 (Q1)
-0.60 / -0.30
-0.862.50% (+0.50)
Mar 06, 2024
2023 (Q4)
-0.87 / -0.90
-370.00% (+2.10)
Nov 07, 2023
2023 (Q3)
-0.80 / -1.10
-1-10.00% (-0.10)
Aug 08, 2023
2023 (Q2)
0.58 / -1.20
-1.20.00% (0.00)
May 08, 2023
2023 (Q1)
-0.25 / -0.80
2-140.00% (-2.80)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

FOA Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
May 06, 2025
$19.45$21.29+9.46%
Mar 11, 2025
$21.20$21.75+2.59%
Nov 06, 2024
$14.48$14.00-3.31%
Aug 06, 2024
$7.21$7.14-0.97%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Finance of America Companies (FOA) report earnings?
Finance of America Companies (FOA) is schdueled to report earning on Aug 12, 2025, After Close (Confirmed).
    What is Finance of America Companies (FOA) earnings time?
    Finance of America Companies (FOA) earnings time is at Aug 12, 2025, After Close (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is FOA EPS forecast?
          FOA EPS forecast for the fiscal quarter 2025 (Q2) is 0.61.
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