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Finance of America Companies (FOA)
NYSE:FOA
US Market
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Finance of America Companies (FOA) Earnings Dates, Call Summary & Reports

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Earnings Data

Report Date
Mar 17, 2026
After Close (Confirmed)
Period Ending
2025 (Q4)
Consensus EPS Forecast
0.65
Last Year’s EPS
0.21
Same Quarter Last Year
Based on 1 Analysts Ratings

Earnings Call Summary

Q3 2025
Earnings Call Date:Nov 04, 2025|
% Change Since:
|
Earnings Call Sentiment|Positive
The earnings call revealed strong financial performance with significant improvements in adjusted net income and EBITDA, bolstered by record-breaking securitization and strategic partnerships. However, the company reported a GAAP net loss for the quarter due to external market factors, and is tracking toward the lower end of its full-year guidance.
Company Guidance
During the Finance of America's third quarter 2025 earnings call, the company provided several key metrics and guidance for future performance. Finance of America reported a year-to-date GAAP net income of $131 million, translating to $5.78 per basic share. The adjusted net income for the quarter was $33 million or $1.33 per share, reflecting more than double the level from the previous year. Funded volumes increased by over 28% compared to the first nine months of 2024, reaching $1.8 billion in originations, and adjusted net income grew fivefold from $9 million in 2024 to $60 million in 2025. Additionally, the company generated adjusted EBITDA of $114 million for the first nine months of 2025, a 171% improvement year-over-year. Finance of America also strengthened its liquidity position with $110 million in cash as of September 30, 2025, and announced a strategic partnership with Better.com to expand its product offerings. The company reaffirmed its full-year 2025 adjusted EPS target of $2.60 to $3 and anticipates a 20% to 25% volume growth year-over-year in 2026, with adjusted EPS guidance increasing to $4.25 to $4.75 per share.
Significant Sequential Improvement in Adjusted Net Income
Adjusted net income for Q3 2025 was $33 million or $1.33 per share, more than double from the same period last year, driven by increasing revenues across the business and stronger origination fee income.
Record-Breaking Securitization
Closed the largest proprietary securitization in company history in September 2025, with a nearly $2 billion issuance, enhancing liquidity and balance sheet flexibility.
Strong Origination and Submission Volumes
Funded volume reached $603 million and submission volume reached $887 million for Q3 2025, with reverse mortgages surpassing the entire 2024 production by the end of October 2025.
Strategic Partnership and Technological Advancements
Entered a strategic partnership with Better.com and advanced digital transformation efforts, resulting in a 32% increase in monthly submission volume and 206% increase in leads generated through e-mail nurture quarter-over-quarter.
Robust Adjusted EBITDA Growth
Generated $114 million in adjusted EBITDA for the first 9 months of 2025, marking a 171% improvement compared to the previous year.

Finance of America Companies (FOA) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

FOA Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Mar 17, 2026
2025 (Q4)
0.65 / -
0.21
Nov 04, 2025
2025 (Q3)
0.67 / 1.33
0.6798.51% (+0.66)
Aug 05, 2025
2025 (Q2)
0.61 / 0.55
-0.051200.00% (+0.60)
May 06, 2025
2025 (Q1)
0.42 / 0.52
-0.3273.33% (+0.82)
Mar 11, 2025
2024 (Q4)
0.46 / 0.21
-0.9123.33% (+1.11)
Nov 06, 2024
2024 (Q3)
0.10 / 0.67
-1.1160.91% (+1.77)
Aug 06, 2024
2024 (Q2)
-0.17 / -0.05
-1.295.83% (+1.15)
May 06, 2024
2024 (Q1)
-0.60 / -0.30
-0.862.50% (+0.50)
Mar 06, 2024
2023 (Q4)
-0.87 / -0.90
-370.00% (+2.10)
Nov 07, 2023
2023 (Q3)
-0.80 / -1.10
-1-10.00% (-0.10)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

FOA Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Nov 04, 2025
$21.94$23.01+4.88%
Aug 05, 2025
$22.89$24.68+7.82%
May 06, 2025
$19.45$21.29+9.46%
Mar 11, 2025
$21.20$21.75+2.59%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Finance of America Companies (FOA) report earnings?
Finance of America Companies (FOA) is schdueled to report earning on Mar 17, 2026, After Close (Confirmed).
    What is Finance of America Companies (FOA) earnings time?
    Finance of America Companies (FOA) earnings time is at Mar 17, 2026, After Close (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is FOA EPS forecast?
          FOA EPS forecast for the fiscal quarter 2025 (Q4) is 0.65.
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