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Farmers and Merchants Bank of Long Beach (FMBL)
OTHER OTC:FMBL
US Market

Farmers and Merchants Bank of Long Beach (FMBL) Ratios

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Farmers and Merchants Bank of Long Beach Ratios

FMBL's free cash flow for Q4 2024 was $1.00. For the 2024 fiscal year, FMBL's free cash flow was decreased by $ and operating cash flow was $0.11. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
0.02 0.10 0.02 0.17 0.20
Quick Ratio
0.02 0.10 0.02 0.17 0.20
Cash Ratio
0.02 0.10 0.02 0.16 0.18
Solvency Ratio
0.17 <0.01 0.17 0.01 0.01
Operating Cash Flow Ratio
0.02 0.02 0.02 0.02 0.02
Short-Term Operating Cash Flow Coverage
0.00 0.00 0.00 0.21 0.13
Net Current Asset Value
$ -523.16M$ -10.06B$ -523.16M$ -8.75B$ -7.56B
Leverage Ratios
Debt-to-Assets Ratio
0.06 0.08 0.06 0.08 0.11
Debt-to-Equity Ratio
0.53 0.74 0.53 0.74 0.94
Debt-to-Capital Ratio
0.35 0.43 0.35 0.43 0.48
Long-Term Debt-to-Capital Ratio
0.35 0.43 0.35 0.00 0.00
Financial Leverage Ratio
9.18 8.91 9.18 9.21 8.63
Debt Service Coverage Ratio
3.77 0.52 3.77 0.13 0.08
Interest Coverage Ratio
5.33 0.60 5.33 11.82 3.87
Debt to Market Cap
0.75 1.58 0.75 0.91 1.25
Interest Debt Per Share
5.88K 9.35K 5.88K 7.41K 8.55K
Net Debt to EBITDA
3.87 4.13 3.87 -2.47 0.55
Profitability Margins
Gross Profit Margin
100.00%101.32%100.00%100.00%100.00%
EBIT Margin
41.30%29.32%41.30%45.58%34.12%
EBITDA Margin
43.97%32.62%43.97%48.41%37.47%
Operating Profit Margin
50.83%32.61%50.83%45.58%34.12%
Pretax Profit Margin
41.30%29.32%41.30%45.58%34.12%
Net Profit Margin
33.28%25.05%33.28%36.33%28.31%
Continuous Operations Profit Margin
33.28%25.05%33.28%36.33%28.31%
Net Income Per EBT
80.58%85.45%80.58%79.71%82.96%
EBT Per EBIT
81.24%89.93%81.24%100.00%100.00%
Return on Assets (ROA)
0.90%0.58%0.90%1.01%0.81%
Return on Equity (ROE)
8.30%5.18%8.30%9.28%6.98%
Return on Capital Employed (ROCE)
6.15%1.62%6.15%4.71%2.33%
Return on Invested Capital (ROIC)
-3.24%0.83%-3.24%-8.37%-60.27%
Return on Tangible Assets
1.54%0.58%1.54%1.68%1.22%
Earnings Yield
11.74%11.09%11.74%11.38%9.41%
Efficiency Ratios
Receivables Turnover
0.00 0.00 0.00 0.00 0.00
Payables Turnover
0.00 0.00 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
2.77 2.11 2.77 2.74 2.72
Asset Turnover
0.03 0.02 0.03 0.03 0.03
Working Capital Turnover Ratio
-0.04 -0.04 -0.04 -0.06 -0.07
Cash Conversion Cycle
0.00 0.00 0.00 0.00 0.00
Days of Sales Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 0.00 0.00 0.00 0.00
Operating Cycle
0.00 0.00 0.00 0.00 0.00
Cash Flow Ratios
Operating Cash Flow Per Share
1.53K 879.73 1.53K 1.54K 1.12K
Free Cash Flow Per Share
1.44K 742.51 1.44K 1.37K 1.07K
CapEx Per Share
89.83 137.22 89.83 168.30 42.16
Free Cash Flow to Operating Cash Flow
0.94 0.84 0.94 0.89 0.96
Dividend Paid and CapEx Coverage Ratio
7.09 3.33 7.09 5.28 6.76
Capital Expenditure Coverage Ratio
17.08 6.41 17.08 9.13 26.45
Operating Cash Flow Coverage Ratio
0.27 0.11 0.27 0.21 0.13
Operating Cash Flow to Sales Ratio
0.58 0.39 0.58 0.61 0.51
Free Cash Flow Yield
19.35%14.49%19.35%17.03%16.20%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
8.52 9.02 8.52 8.79 10.63
Price-to-Sales (P/S) Ratio
2.84 2.26 2.84 3.19 3.01
Price-to-Book (P/B) Ratio
0.71 0.47 0.71 0.82 0.74
Price-to-Free Cash Flow (P/FCF) Ratio
5.17 6.90 5.17 5.87 6.17
Price-to-Operating Cash Flow Ratio
4.87 5.83 4.87 5.23 5.94
Price-to-Earnings Growth (PEG) Ratio
-2.08 -0.26 -2.08 0.19 -1.83
Price-to-Fair Value
0.71 0.47 0.71 0.82 0.74
Enterprise Value Multiple
10.32 11.06 10.32 4.13 8.58
Enterprise Value
1.49B 1.01B 1.49B 633.58M 906.28M
EV to EBITDA
10.32 11.06 10.32 4.13 8.58
EV to Sales
4.54 3.61 4.54 2.00 3.22
EV to Free Cash Flow
8.27 11.02 8.27 3.67 6.60
EV to Operating Cash Flow
7.78 9.30 7.78 3.27 6.35
Tangible Book Value Per Share
91.27K 10.97K 91.27K 9.79K 8.88K
Shareholders’ Equity Per Share
10.55K 10.97K 10.55K 9.85K 8.94K
Tax and Other Ratios
Effective Tax Rate
0.19 0.15 0.19 0.20 0.17
Revenue Per Share
2.63K 2.27K 2.63K 2.51K 2.20K
Net Income Per Share
876.17 568.23 876.17 913.61 623.42
Tax Burden
0.81 0.85 0.81 0.80 0.83
Interest Burden
1.00 1.00 1.00 1.00 1.00
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.38 0.46 0.38 0.36 0.40
Stock-Based Compensation to Revenue
0.02 0.03 0.02 0.02 0.02
Income Quality
1.75 1.55 1.75 1.68 1.79
Currency in USD
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