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First Mid-Illinois Bancshares, Inc. (FMBH)
NASDAQ:FMBH
US Market
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First Mid-Illinois Bancshares (FMBH) Stock Statistics & Valuation Metrics

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Total Valuation

First Mid-Illinois Bancshares has a market cap or net worth of $863.17M. The enterprise value is $1.34B.
Market Cap$863.17M
Enterprise Value$1.34B

Share Statistics

First Mid-Illinois Bancshares has 23,996,834 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding23,996,834
Owned by Insiders5.25%
Owned by Institutions8.13%

Financial Efficiency

First Mid-Illinois Bancshares’s return on equity (ROE) is 0.09 and return on invested capital (ROIC) is 5.41%.
Return on Equity (ROE)0.09
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)5.41%
Return on Capital Employed (ROCE)0.08
Revenue Per Employee374.61K
Profits Per Employee66.08K
Employee Count1,194
Asset Turnover0.06
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of First Mid-Illinois Bancshares is 9.9. First Mid-Illinois Bancshares’s PEG ratio is 2.52.
PE Ratio9.9
PS Ratio1.96
PB Ratio1.04
Price to Fair Value1.04
Price to FCF7.33
Price to Operating Cash Flow6.77
PEG Ratio2.52

Income Statement

In the last 12 months, First Mid-Illinois Bancshares had revenue of 447.28M and earned 78.90M in profits. Earnings per share was 3.31.
Revenue447.28M
Gross Profit313.00M
Operating Income104.40M
Pretax Income104.40M
Net Income78.90M
EBITDA125.17M
Earnings Per Share (EPS)3.31

Cash Flow

In the last 12 months, operating cash flow was 126.94M and capital expenditures -6.06M, giving a free cash flow of 120.89M billion.
Operating Cash Flow126.94M
Free Cash Flow120.89M
Free Cash Flow per Share5.04

Dividends & Yields

First Mid-Illinois Bancshares pays an annual dividend of $0.25, resulting in a dividend yield of 2.54%
Dividend Per Share$0.25
Dividend Yield2.54%
Payout Ratio26.85%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.95
52-Week Price Change-4.52%
50-Day Moving Average36.85
200-Day Moving Average36.45
Relative Strength Index (RSI)58.74
Average Volume (3m)61.24K

Important Dates

First Mid-Illinois Bancshares upcoming earnings date is Jan 22, 2026, Before Open (Confirmed).
Last Earnings DateOct 30, 2025
Next Earnings DateJan 22, 2026
Ex-Dividend DateNov 14, 2025

Financial Position

First Mid-Illinois Bancshares as a current ratio of 0.20, with Debt / Equity ratio of 0.00%
Current Ratio0.20
Quick Ratio0.20
Debt to Market Cap0.64
Net Debt to EBITDA3.58
Interest Coverage Ratio0.81

Taxes

In the past 12 months, First Mid-Illinois Bancshares has paid 25.50M in taxes.
Income Tax25.50M
Effective Tax Rate0.24

Enterprise Valuation

First Mid-Illinois Bancshares EV to EBITDA ratio is 10.58, with an EV/FCF ratio of 11.08.
EV to Sales2.96
EV to EBITDA10.58
EV to Free Cash Flow11.08
EV to Operating Cash Flow10.64

Balance Sheet

First Mid-Illinois Bancshares has $1.38B in cash and marketable securities with $0.00 in debt, giving a net cash position of $1.38B billion.
Cash & Marketable Securities$1.38B
Total Debt$0.00
Net Cash$1.38B
Net Cash Per Share$57.31
Tangible Book Value Per Share$25.42

Margins

Gross margin is 65.79%, with operating margin of 23.34%, and net profit margin of 17.64%.
Gross Margin65.79%
Operating Margin23.34%
Pretax Margin23.34%
Net Profit Margin17.64%
EBITDA Margin27.99%
EBIT Margin23.34%

Analyst Forecast

The average price target for First Mid-Illinois Bancshares is $48.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$48.00
Price Target Upside24.19% Upside
Analyst ConsensusModerate Buy
Analyst Count1
Revenue Growth Forecast3.54%
EPS Growth Forecast12.23%

Scores

Smart Score6
AI Score
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