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Flywire (FLYW)
NASDAQ:FLYW
Earnings Data
Report Date
May 12, 2026After Close (Confirmed)
Period Ending
2026 (Q1)Consensus EPS Forecast
0.03Last Year’s EPS
-0.03Same Quarter Last Year
Moderate Buy
Based on 12 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The call presented multiple strong operating and financial highlights: robust top-line growth (Q4 revenue +32.6% FX‑neutral), healthy transaction volume growth (+42%), expanded adjusted EBITDA margin and sustained free cash flow generation. The company signed significant new clients, showed strong SFS and pipeline momentum, and has a solid balance sheet with active buybacks. Notable near-term challenges include expected gross margin pressure in 2026 from payment-processing ramps, mix and FX effects, and conservative education assumptions tied to visa uncertainty. Management characterizes the margin pressure as temporary and provided multi-year targets that suggest margin recovery and continued profitability expansion. Overall, positives (strong growth, profitability, cash generation, and pipeline) outweigh the disclosed short-term operational and macro headwinds.Company Guidance
Strong Q4 Revenue Growth
Q4 revenue of $152.7M, up 32.6% FX-neutral year-over-year; FX provided a ~270 basis point reported tailwind. Organic FX-neutral growth excluding Sertifi was 20%.
Transaction Volume and Revenue Momentum
Transaction revenue increased 33% year-over-year driven by a 42% increase in transaction payment volume.
Platform Revenue Acceleration
Platform & Other revenues grew 50% year-over-year, with platform-related volumes up 11%, helped by Sertifi and healthcare patient affordability momentum.
Gross Profit and Margin Expansion
Adjusted gross profit was $93.7M, up nearly 24% year-over-year, with adjusted gross margin at 61.3% despite mix and FX settlement dynamics.
Profitability and Cash Generation
Adjusted EBITDA margin expanded to 16.6% in Q4 (up ~190 bps YoY) and full-year GAAP net income was $13.5M. Free cash flow grew from $5M in 2021 to $62M in 2025.
Client Wins and Low Churn
Signed ~750 net new clients in 2025; revenue churn in education and travel remained below 1%. Over 90% of education revenue and 70%+ of travel revenue came from enterprise clients (> $100k LTM).
Sales & Pipeline Momentum
Signed ARR grew over 35% YoY; pipeline creation entering 2026 increased ~35% YoY. SFS (Student Financial Software) ARR from signed deals grew more than threefold year-over-year.
Balance Sheet Strength and Buybacks
Net cash position was $200M. $118M of share repurchases deployed under the program with ~$180M remaining authorized; diluted shares declined year-over-year (negative net dilution for 2025).
2026–2027 Profitability Outlook
2026 guidance: FX-neutral revenue growth 15%–21%; adjusted EBITDA margin expansion of ~150–350 bps to reach ~22.5% at midpoint. Targeting 24%–25% adjusted EBITDA margin for 2027.
Capital Efficiency Targets
Expected 2026 free cash flow conversion of 70%–75%; GAAP net income expected to grow ~3–4x vs 2025. Target net dilution ~3% and stock-based compensation targeted ~10% of revenue in 2026.
FLYW Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
FLYW Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Feb 24, 2026 | $11.24 | $12.52 | +11.39% |
Nov 04, 2025 | $13.81 | $13.99 | +1.30% |
Aug 05, 2025 | $10.38 | $12.12 | +16.76% |
May 06, 2025 | $10.04 | $10.90 | +8.57% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Flywire (FLYW) report earnings?
Flywire (FLYW) is schdueled to report earning on May 12, 2026, After Close (Confirmed).
What is Flywire (FLYW) earnings time?
Flywire (FLYW) earnings time is at May 12, 2026, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is FLYW EPS forecast?
FLYW EPS forecast for the fiscal quarter 2026 (Q1) is 0.03.