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STOCKS

Fiserv (FISV)

NASDAQ:FISV

FISV

Fiserv

RESEARCH TOOLSreports

Fiserv (FISV) Ratios

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4,744 Followers

Fiserv Ratios

FISV's free cash flow for Q3 2025 was $0.59. For the 2025 fiscal year, FISV's free cash flow was decreased by $ and operating cash flow was $0.26. See a summary of the company’s cash flow.

Ratios	TTM	Dec 24	Dec 23	Dec 22	Dec 21
Liquidity Ratios
Current Ratio	1.08	1.06	1.04	1.04	1.03
Quick Ratio	1.08	1.06	1.04	1.04	1.03
Cash Ratio	0.05	0.06	0.04	0.03	0.05
Solvency Ratio	0.12	0.13	0.10	0.11	0.10
Operating Cash Flow Ratio	0.28	0.30	0.15	0.17	0.22
Short-Term Operating Cash Flow Coverage	4.79	8.46	11.68	23.32	10.67
Net Current Asset Value	$ -30.07B	$ -26.01B	$ -25.41B	$ -24.64B	$ -25.43B
Leverage Ratios
Debt-to-Assets Ratio	0.38	0.32	0.26	0.26	0.28
Debt-to-Equity Ratio	1.20	0.92	0.80	0.69	0.69
Debt-to-Capital Ratio	0.55	0.48	0.44	0.41	0.41
Long-Term Debt-to-Capital Ratio	0.52	0.46	0.42	0.40	0.40
Financial Leverage Ratio	3.16	2.85	3.04	2.72	2.46
Debt Service Coverage Ratio	2.88	4.05	4.88	6.54	4.70
Interest Coverage Ratio	4.21	4.75	4.83	5.10	3.30
Debt to Market Cap	0.80	0.20	0.28	0.32	0.30
Interest Debt Per Share	58.45	45.26	40.71	34.49	33.10
Net Debt to EBITDA	3.29	2.68	2.91	3.09	3.78
Profitability Margins
Gross Profit Margin	60.48%	60.83%	59.83%	54.94%	49.91%
EBIT Margin	28.14%	28.08%	25.60%	20.52%	14.46%
EBITDA Margin	41.80%	43.21%	40.92%	37.41%	33.23%
Operating Profit Margin	29.28%	28.74%	25.41%	21.09%	14.10%
Pretax Profit Margin	20.92%	18.68%	20.42%	16.42%	10.27%
Net Profit Margin	17.05%	15.31%	16.07%	14.26%	8.22%
Continuous Operations Profit Margin	17.13%	15.55%	16.47%	14.56%	8.65%
Net Income Per EBT	81.48%	81.94%	78.71%	86.85%	80.07%
EBT Per EBIT	71.46%	64.99%	80.35%	77.89%	72.81%
Return on Assets (ROA)	4.54%	4.06%	3.38%	3.02%	1.75%
Return on Equity (ROE)	13.97%	11.57%	10.28%	8.21%	4.31%
Return on Capital Employed (ROCE)	10.87%	10.69%	8.46%	6.51%	3.95%
Return on Invested Capital (ROIC)	8.70%	8.70%	6.74%	5.23%	3.05%
Return on Tangible Assets	9.74%	10.21%	7.22%	7.30%	5.17%
Earnings Yield	10.25%	2.63%	3.78%	3.90%	1.94%
Efficiency Ratios
Receivables Turnover	5.35	5.49	5.33	4.95	5.67
Payables Turnover	1.80	15.68	17.08	12.26	13.71
Inventory Turnover	0.00	0.00	0.00	0.00	0.00
Fixed Asset Turnover	7.13	8.62	6.85	9.06	9.31
Asset Turnover	0.27	0.27	0.21	0.21	0.21
Working Capital Turnover Ratio	10.75	15.86	16.28	21.36	28.05
Cash Conversion Cycle	-134.43	43.19	47.11	44.00	37.71
Days of Sales Outstanding	68.26	66.47	68.48	73.77	64.34
Days of Inventory Outstanding	0.00	0.00	0.00	0.00	0.00
Days of Payables Outstanding	202.69	23.28	21.37	29.78	26.63
Operating Cycle	68.26	66.47	68.48	73.77	64.34
Cash Flow Ratios
Operating Cash Flow Per Share	11.70	11.46	8.44	7.19	6.09
Free Cash Flow Per Share	8.53	8.75	6.17	4.89	4.34
CapEx Per Share	3.17	2.71	2.27	2.30	1.75
Free Cash Flow to Operating Cash Flow	0.73	0.76	0.73	0.68	0.71
Dividend Paid and CapEx Coverage Ratio	3.69	4.23	3.72	3.12	3.48
Capital Expenditure Coverage Ratio	3.69	4.23	3.72	3.12	3.48
Operating Cash Flow Coverage Ratio	0.21	0.27	0.22	0.22	0.19
Operating Cash Flow to Sales Ratio	0.30	0.32	0.27	0.26	0.25
Free Cash Flow Yield	13.08%	4.26%	4.64%	4.84%	4.18%
Valuation Ratios
Price-to-Earnings (P/E) Ratio	9.83	37.97	26.49	25.66	51.55
Price-to-Sales (P/S) Ratio	1.68	5.81	4.26	3.66	4.24
Price-to-Book (P/B) Ratio	1.41	4.39	2.72	2.11	2.22
Price-to-Free Cash Flow (P/FCF) Ratio	7.70	23.48	21.53	20.68	23.93
Price-to-Operating Cash Flow Ratio	5.59	17.93	15.74	14.06	17.05
Price-to-Earnings Growth (PEG) Ratio	1.23	4.89	0.97	0.27	1.27
Price-to-Fair Value	1.41	4.39	2.72	2.11	2.22
Enterprise Value Multiple	7.31	16.13	13.31	12.87	16.54
Enterprise Value	64.44B	142.60B	103.96B	85.43B	89.17B
EV to EBITDA	7.29	16.13	13.31	12.87	16.54
EV to Sales	3.05	6.97	5.44	4.82	5.50
EV to Free Cash Flow	13.95	28.17	27.55	27.22	31.03
EV to Operating Cash Flow	10.17	21.50	20.14	18.50	22.11
Tangible Book Value Per Share	-31.74	-32.55	-29.01	-27.30	-27.91
Shareholders’ Equity Per Share	46.37	46.77	48.81	48.00	46.71
Tax and Other Ratios
Effective Tax Rate	0.18	0.17	0.19	0.19	0.22
Revenue Per Share	39.06	35.35	31.21	27.61	24.49
Net Income Per Share	6.66	5.41	5.02	3.94	2.01
Tax Burden	0.81	0.82	0.79	0.87	0.80
Interest Burden	0.74	0.67	0.80	0.80	0.71
Research & Development to Revenue	0.00	0.00	0.00	0.00	0.00
SG&A to Revenue	0.00	0.00	0.00	0.00	0.00
Stock-Based Compensation to Revenue	0.02	0.02	0.02	0.02	0.01
Income Quality	1.75	2.09	1.68	1.79	2.88

Currency in USD