Finvolution Group (FINV)
NYSE:FINV
Earnings Data
Report Date
Jun 03, 2026Before Open (Confirmed)
Period Ending
2026 (Q1)Consensus EPS Forecast
0.23Last Year’s EPS
0.41Same Quarter Last Year
Based on 0 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The call presented a resilient performance with modest group revenue and profit growth, strong and fast-growing international results (notably higher revenue share and profitability in Indonesia/Philippines and a strategic entry into Australia), meaningful shareholder returns, and improved funding costs. Offsetting these positives are regulatory headwinds in China that drove moderated origination and higher short-term credit metrics, plus guidance for a 5%–15% revenue decline in 2026. Overall, the company emphasizes diversification and execution to offset China uncertainty.Company Guidance
Full-Year Revenue and Net Profit Growth
Group full year revenue of RMB 13.6 billion, up 3.8% year-over-year; net profit rose to RMB 2.5 billion, up 6.6% year-over-year.
Strong International Expansion
International transaction volume increased 38.6% year-over-year and international revenue rose 32.0% year-over-year; international contributed 31% of revenue for the quarter (vs. 21% a year ago); Q4 international transaction volume RMB 4.1 billion (USD 0.6 billion), up 41% YoY; unique borrowers reached 3.8 million, up 133.8% YoY; Indonesia and the Philippines delivered combined operating profit > USD 15 million and unique users across those markets doubled to 5.9 million for the full year.
Successful Entry into a Developed Market via M&A
Acquired Australian lending platform Fundo (holds ACL license) to enter Australia’s unsecured personal loan market (~AUD 33 billion); Fundo described as profitable and relatively digitalized, providing a fast, compliant path into a developed market.
Shareholder Returns and Management Confidence
Executed USD 107 million in share buybacks in 2025 (USD 40.7 million in Q4); additional USD 38 million repurchased in Q1 so far; Chairman and management repurchased USD 1.9 million personally; announced ~USD 74.5 million dividend for 2025 and increased dividend per share by 10.5% to USD 0.306; total shareholder return ~USD 182 million (~50% payout).
Funding Cost Improvement and Stable Take Rate
Funding cost reduced by 20 basis points quarter-over-quarter to 3.4%; overall take rate held steady at ~3%; China revenue for the quarter RMB 2.1 billion and group Q4 net revenue RMB 3.0 billion.
Customer Acquisition and Product Traction
Added 1.6 million new borrowers in the quarter, up 26% quarter-over-quarter; new borrower growth in key markets (e.g., Indonesia new borrower base grew >3x YoY); Buy Now, Pay Later and embedded e-commerce partnerships drove deeper penetration (Philippines embedded e-commerce contribution cited at ~43% of that market's volume vs ~30% a year ago).
Operational and ESG Wins
Launched tech-driven UX improvements that improved completion/conversion rates; executed humanitarian response in Indonesia benefiting ~1,800 residents; S&P CSA score improved for seven consecutive years, reinforcing ESG progress.
FINV Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
FINV Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Mar 16, 2026 | $5.49 | $6.18 | +12.57% |
Nov 19, 2025 | $5.54 | $4.77 | -13.90% |
Aug 20, 2025 | $8.65 | $9.13 | +5.55% |
May 20, 2025 | $8.63 | $8.59 | -0.46% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Finvolution Group (FINV) report earnings?
Finvolution Group (FINV) is schdueled to report earning on Jun 03, 2026, Before Open (Confirmed).
What is Finvolution Group (FINV) earnings time?
Finvolution Group (FINV) earnings time is at Jun 03, 2026, Before Open (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is FINV EPS forecast?
FINV EPS forecast for the fiscal quarter 2026 (Q1) is 0.23.