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FinVolution Group (FINV)
NYSE:FINV
Earnings Data
Report Date
Aug 25, 2025TBA Not Confirmed
Period Ending
2025 (Q2)Consensus EPS Forecast
―Last Year’s EPS
0.41Same Quarter Last Year
Strong Buy
Based on 3 Analysts Ratings
Earnings Call Summary
Earnings Call Date:May 20, 2025
|% Change Since: 7.18%
|Next Earnings Date:Aug 25, 2025
Earnings Call Sentiment|Positive
The earnings call reflected a strong performance by FinVolution in Q1 2025, highlighted by record-breaking profits and robust international growth. Despite ongoing macroeconomic uncertainties and seasonal impacts in Indonesia, the company demonstrated resilience and adaptability. Highlights such as increased borrower acquisition, international expansion, and technological advancements in risk assessment outweigh the lowlights.Company Guidance
During the first quarter of 2025, FinVolution Group reported a 10% year-over-year revenue growth, driven by an increased take rate in China and a 36% rise in international transaction volume. The company achieved a record net profit of RMB 738 million, marking a 39% year-over-year and 8% quarter-over-quarter increase. FinVolution's international business contributed 20.4% of total net revenue, up from 18.8% in the previous year, with international transaction volume reaching RMB 3 billion. The company onboarded 1.2 million new borrowers, a 62% increase year-over-year, with international acquisitions surpassing those in China. FinVolution aims to have international business contribute 50% of total revenue by 2030. The company is leveraging large language models for risk assessment and improving operational efficiency through technology initiatives. Despite macroeconomic uncertainties, FinVolution maintains a cautiously optimistic outlook, reiterating its 2025 full-year revenue guidance of RMB 14.4 billion to RMB 15 billion, representing 10% to 15% growth year-over-year.Record-Breaking Net Profit
FinVolution reported a record-breaking quarterly net profit of RMB 738 million, the highest since transitioning to a loan facilitation model in 2019, representing a 39% year-over-year increase and an 8% quarter-over-quarter increase.
International Business Growth
International transaction volume grew 36% year-over-year, with an outstanding loan balance increase of 46% to RMB 1.9 billion. The international business contributed 20.4% of total net revenue in Q1 2025, up from 18.8% the previous year.
Strong Borrower Acquisition
FinVolution onboarded 1.2 million new borrowers in Q1 2025, up 62% year-over-year. International markets saw a 90% year-over-year increase in new borrowers, marking the fourth consecutive quarter where international acquisitions exceeded those in China.
Improved Risk Assessment
The company reported statistically significant improvements in risk assessment effectiveness through the use of large language models, enhancing their ability to evaluate user default probabilities.
FINV Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
FINV Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
May 20, 2025 | $8.63 | $8.59 | -0.46% |
Mar 17, 2025 | $8.81 | $10.36 | +17.59% |
Nov 18, 2024 | $5.83 | $6.02 | +3.26% |
Aug 20, 2024 | $5.51 | $5.31 | -3.63% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does FinVolution Group (FINV) report earnings?
FinVolution Group (FINV) is schdueled to report earning on Aug 25, 2025, TBA Not Confirmed.
What is FinVolution Group (FINV) earnings time?
FinVolution Group (FINV) earnings time is at Aug 25, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is FINV EPS forecast?
Currently, no data Available