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Fidelis Insurance Holdings Ltd. (FIHL)
NYSE:FIHL
Earnings Data
Report Date
May 07, 2026After Close (Confirmed)
Period Ending
2026 (Q1)Consensus EPS Forecast
0.99Last Year’s EPS
-0.41Same Quarter Last Year
Based on 5 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The call presented multiple strong operational and financial positives—material combined ratio improvement (47 points YoY), robust premium growth (7% full year), high quarterly ROAE (18.3%), expanding high‑quality underwriting partnerships, meaningful share repurchases and strengthened reinsurance protection. Headwinds include legacy Russia‑Ukraine aviation litigation impacts (previous adverse development), a strategic 50% reduction in aviation premium, a 13% decline in quarter net earned premium, and a shift toward longer-duration earning lines that reduce near-term earned premium visibility. On balance, management showed resolution of legacy issues, clear capital discipline, and a pathway for mid-single-digit top-line growth in 2026, so the highlights significantly outweigh the lowlights.Company Guidance
Significant Combined Ratio Improvement
Fourth quarter combined ratio of 80.6%, a 47-point improvement year-over-year, and second consecutive quarter exceeding through-the-cycle targets.
Strong Premium Growth
Gross premiums written grew 7% for the full year to $4.7 billion, with fourth-quarter top-line premium growth of 3% and Insurance segment GWP up ~6% in 2025.
High Return on Equity and Quarterly Profit
Annualized operating ROAE of 18.3% for the quarter; operating net income of $110 million ($1.09 per diluted share) in Q4 and full-year operating net income of $205 million ($1.92 per diluted share).
Book Value and Shareholder Returns
Book value per diluted share of $24.61; including dividends, book value grew 15.2% during the year. Repurchased 15.2 million common shares in 2025 (avg price $17.22), contributing $0.90 to book value per share in 2025 and $1.24 since program inception; board increased buyback authorization to $400 million.
Portfolio Diversification and New Partnerships
Expanded underwriting partnerships (examples: Euclid Mortgage, Bamboo Insurance, Oak Global) and ongoing long-term ROFR with The Fidelis Partnership; asset-backed finance and portfolio credit grew by $132 million and now comprise over 11% of total premium.
Improved Loss Experience and Prior-Year Development
Catastrophe and large losses improved to $51 million (9.1 pts of combined ratio) from $133 million (21 pts) a year earlier; recognized $35 million of favorable prior-year development in Q4 after prior adverse development tied to Russia-Ukraine aviation litigation.
Disciplined Capital and Risk Management
Delivered 11% premium growth in reinsurance for the year, strengthened outwards reinsurance (including a $75 million Herbie Re cat bond for U.S. earthquake protection), reported moderate PMLs (1-in-250 CA quake mid-single-digit % of shareholder equity; 1-in-100 SE Gulf/Caribbean <10% of SHE).
FIHL Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
FIHL Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Feb 25, 2026 | $20.11 | $19.26 | -4.23% |
Nov 12, 2025 | $18.98 | $18.53 | -2.37% |
Aug 13, 2025 | $17.15 | $16.83 | -1.87% |
May 14, 2025 | $16.68 | $16.78 | +0.60% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Fidelis Insurance Holdings Ltd. (FIHL) report earnings?
Fidelis Insurance Holdings Ltd. (FIHL) is schdueled to report earning on May 07, 2026, After Close (Confirmed).
What is Fidelis Insurance Holdings Ltd. (FIHL) earnings time?
Fidelis Insurance Holdings Ltd. (FIHL) earnings time is at May 07, 2026, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is FIHL EPS forecast?
FIHL EPS forecast for the fiscal quarter 2026 (Q1) is 0.99.