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Fair Isaac Corporation (FICO)
NYSE:FICO
US Market
FICO
Fair Isaac
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Fair Isaac (FICO) Ratios

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Fair Isaac Ratios

FICO's free cash flow for Q2 2026 was $0.87. For the 2026 fiscal year, FICO's free cash flow was decreased by $ and operating cash flow was $0.58. See a summary of the company’s cash flow.
Ratios
TTM
Sep 25Sep 24Sep 23Sep 22
Liquidity Ratios
Current Ratio
 2.22 0.83 1.62 1.51 1.46
Quick Ratio
 2.22 0.83 1.62 1.51 1.46
Cash Ratio
 0.54 0.16 0.40 0.37 0.40
Solvency Ratio
 0.19 0.18 0.20 0.20 0.18
Operating Cash Flow Ratio
 2.24 0.92 1.66 1.28 1.54
Short-Term Operating Cash Flow Coverage
 0.00 1.95 42.20 9.38 16.98
Net Current Asset Value
$ -3.25B$ -2.91B$ -2.06B$ -1.71B$ -1.76B
Leverage Ratios
Debt-to-Assets Ratio
 1.79 1.65 1.31 1.21 1.33
Debt-to-Equity Ratio
 -1.74 -1.76 -2.33 -2.76 -2.38
Debt-to-Capital Ratio
 2.35 2.31 1.75 1.57 1.72
Long-Term Debt-to-Capital Ratio
 2.37 2.92 1.78 1.61 1.78
Financial Leverage Ratio
 -0.97 -1.07 -1.78 -2.29 -1.80
Debt Service Coverage Ratio
 5.87 1.50 5.24 3.71 4.68
Interest Coverage Ratio
 7.13 6.92 6.94 6.73 7.86
Debt to Market Cap
 0.14 0.08 0.05 0.09 0.17
Interest Debt Per Share
 161.50 132.37 95.16 79.94 76.08
Net Debt to EBITDA
 2.96 3.09 2.75 2.66 3.17
Profitability Margins
Gross Profit Margin
84.16%82.23%79.73%79.45%78.06%
EBIT Margin
50.84%47.03%43.53%42.89%39.23%
EBITDA Margin
51.54%47.78%44.34%43.86%40.71%
Operating Profit Margin
50.37%46.45%42.71%42.47%39.38%
Pretax Profit Margin
43.77%40.31%37.38%36.58%34.22%
Net Profit Margin
33.67%32.75%29.86%28.37%27.12%
Continuous Operations Profit Margin
33.67%32.75%29.86%28.37%27.12%
Net Income Per EBT
76.93%81.23%79.87%77.56%79.26%
EBT Per EBIT
86.91%86.78%87.51%86.12%86.89%
Return on Assets (ROA)
37.09%34.90%29.85%27.26%25.90%
Return on Equity (ROE)
-43.08%-37.34%-53.27%-62.41%-46.58%
Return on Capital Employed (ROCE)
69.15%90.77%54.85%53.23%48.84%
Return on Invested Capital (ROIC)
53.20%52.96%42.96%39.14%37.06%
Return on Tangible Assets
59.96%60.10%54.84%53.60%55.02%
Earnings Yield
2.93%1.80%1.07%1.98%3.48%
Efficiency Ratios
Receivables Turnover
 3.64 3.76 4.03 3.90 4.27
Payables Turnover
 9.83 10.95 15.49 16.36 17.49
Inventory Turnover
 0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
 21.56 21.20 25.24 41.28 25.38
Asset Turnover
 1.10 1.07 1.00 0.96 0.96
Working Capital Turnover Ratio
 10.20 42.78 8.07 8.85 18.99
Cash Conversion Cycle
 63.18 63.67 67.11 71.25 64.58
Days of Sales Outstanding
 100.31 97.01 90.67 93.55 85.44
Days of Inventory Outstanding
 0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
 37.13 33.35 23.56 22.31 20.86
Operating Cycle
 100.31 97.01 90.67 93.55 85.44
Cash Flow Ratios
Operating Cash Flow Per Share
 38.40 32.13 25.65 18.77 19.56
Free Cash Flow Per Share
 37.78 31.76 24.62 18.60 19.33
CapEx Per Share
 0.62 0.37 1.04 0.17 0.23
Free Cash Flow to Operating Cash Flow
 0.98 0.99 0.96 0.99 0.99
Dividend Paid and CapEx Coverage Ratio
 61.95 87.29 24.77 110.67 84.50
Capital Expenditure Coverage Ratio
 61.95 87.29 24.77 110.67 84.50
Operating Cash Flow Coverage Ratio
 0.25 0.25 0.28 0.25 0.27
Operating Cash Flow to Sales Ratio
 0.40 0.39 0.37 0.31 0.37
Free Cash Flow Yield
3.50%2.12%1.27%2.14%4.69%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
 34.17 55.64 93.52 50.54 28.72
Price-to-Sales (P/S) Ratio
 11.29 18.22 27.92 14.34 7.79
Price-to-Book (P/B) Ratio
 -12.35 -20.78 -49.82 -31.54 -13.38
Price-to-Free Cash Flow (P/FCF) Ratio
 28.54 47.12 78.96 46.70 21.31
Price-to-Operating Cash Flow Ratio
 28.61 46.58 75.77 46.28 21.06
Price-to-Earnings Growth (PEG) Ratio
 0.98 1.89 4.46 2.55 5.68
Price-to-Fair Value
 -12.35 -20.78 -49.82 -31.54 -13.38
Enterprise Value Multiple
 24.87 41.23 65.73 35.35 22.31
Enterprise Value
 28.91B 39.22B 50.05B 23.47B 12.51B
EV to EBITDA
 24.87 41.23 65.73 35.35 22.31
EV to Sales
 12.82 19.70 29.14 15.50 9.08
EV to Free Cash Flow
 32.39 50.94 82.40 50.50 24.85
EV to Operating Cash Flow
 31.87 50.35 79.07 50.04 24.55
Tangible Book Value Per Share
 -122.02 -104.34 -70.73 -58.52 -60.10
Shareholders’ Equity Per Share
 -88.95 -72.02 -39.01 -27.54 -30.79
Tax and Other Ratios
Effective Tax Rate
 0.23 0.19 0.20 0.22 0.21
Revenue Per Share
 95.47 82.13 69.60 60.58 52.89
Net Income Per Share
 32.15 26.90 20.78 17.18 14.34
Tax Burden
 0.77 0.81 0.80 0.78 0.79
Interest Burden
 0.86 0.86 0.86 0.85 0.87
Research & Development to Revenue
 0.09 0.09 0.10 0.11 0.11
SG&A to Revenue
 0.24 0.26 0.27 0.00 0.00
Stock-Based Compensation to Revenue
 0.07 0.08 0.09 0.08 0.08
Income Quality
 1.19 1.19 1.23 1.09 1.36
Currency in USD