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Fair Isaac Corporation (FICO)
NYSE:FICO
US Market
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Fair Isaac (FICO) Ratios

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Fair Isaac Ratios

FICO's free cash flow for Q2 2025 was $0.82. For the 2025 fiscal year, FICO's free cash flow was decreased by $ and operating cash flow was $0.49. See a summary of the company’s cash flow.
Ratios
TTM
Sep 24Sep 23Sep 22Sep 21
Liquidity Ratios
Current Ratio
2.11 1.51 1.46 0.99 1.29
Quick Ratio
2.11 1.51 1.46 0.99 1.29
Cash Ratio
0.43 0.37 0.40 0.35 0.38
Solvency Ratio
0.20 0.20 0.18 0.26 0.22
Operating Cash Flow Ratio
2.06 1.28 1.54 0.76 0.88
Short-Term Operating Cash Flow Coverage
47.25 9.38 16.98 1.70 3.84
Net Current Asset Value
$ -2.23B$ -1.71B$ -1.76B$ -1.13B$ -741.08M
Leverage Ratios
Debt-to-Assets Ratio
1.39 1.20 1.31 0.84 0.57
Debt-to-Equity Ratio
-2.27 -2.74 -2.36 -11.83 2.74
Debt-to-Capital Ratio
1.79 1.57 1.74 1.09 0.73
Long-Term Debt-to-Capital Ratio
1.81 1.60 1.76 1.12 0.69
Financial Leverage Ratio
-1.63 -2.29 -1.80 -14.13 4.85
Debt Service Coverage Ratio
7.05 3.71 4.84 1.63 2.40
Interest Coverage Ratio
9.57 6.73 7.86 8.01 7.02
Debt to Market Cap
0.07 0.09 0.18 0.11 0.07
Interest Debt Per Share
107.99 79.29 75.33 47.08 32.68
Net Debt to EBITDA
2.90 2.63 3.05 2.01 2.15
Profitability Margins
Gross Profit Margin
80.82%79.45%78.06%74.75%72.10%
EBIT Margin
44.45%42.89%39.23%38.98%23.11%
EBITDA Margin
45.05%43.86%41.87%42.15%27.00%
Operating Profit Margin
44.15%42.47%39.38%24.39%22.86%
Pretax Profit Margin
38.14%36.58%34.22%35.94%19.85%
Net Profit Margin
31.36%28.37%27.12%29.78%18.26%
Continuous Operations Profit Margin
31.36%28.37%27.12%29.78%18.26%
Net Income Per EBT
82.22%77.56%79.26%82.87%91.99%
EBT Per EBIT
86.37%86.12%86.89%147.34%86.83%
Return on Assets (ROA)
31.44%27.26%25.90%25.01%14.72%
Return on Equity (ROE)
-56.94%-62.41%-46.58%-353.41%71.41%
Return on Capital Employed (ROCE)
54.45%53.23%48.84%31.84%24.84%
Return on Invested Capital (ROIC)
44.32%39.14%37.06%20.78%21.16%
Return on Tangible Assets
54.62%53.60%55.02%50.56%30.13%
Earnings Yield
1.57%1.98%3.48%3.43%1.91%
Efficiency Ratios
Receivables Turnover
3.74 3.90 4.27 4.22 3.87
Payables Turnover
14.67 16.36 17.49 16.02 15.68
Inventory Turnover
0.00 311.05M 302.17M 332.46M 361.14M
Fixed Asset Turnover
23.56 41.28 25.38 17.51 12.44
Asset Turnover
1.00 0.96 0.96 0.84 0.81
Working Capital Turnover Ratio
5.70 8.85 18.99 23.65 30.66
Cash Conversion Cycle
72.81 71.25 64.58 63.75 70.94
Days of Sales Outstanding
97.69 93.55 85.44 86.53 94.22
Days of Inventory Outstanding
0.00 <0.01 <0.01 <0.01 <0.01
Days of Payables Outstanding
24.87 22.31 20.86 22.78 23.28
Operating Cycle
97.69 93.55 85.44 86.53 94.22
Cash Flow Ratios
Operating Cash Flow Per Share
29.06 18.77 19.56 14.75 12.55
Free Cash Flow Per Share
28.33 18.60 19.33 14.49 11.80
CapEx Per Share
0.73 0.17 0.23 0.26 0.76
Free Cash Flow to Operating Cash Flow
0.97 0.99 0.99 0.98 0.94
Dividend Paid and CapEx Coverage Ratio
39.98 110.67 84.50 55.99 16.60
Capital Expenditure Coverage Ratio
39.98 110.67 84.50 55.99 16.60
Operating Cash Flow Coverage Ratio
0.28 0.25 0.27 0.32 0.40
Operating Cash Flow to Sales Ratio
0.39 0.31 0.37 0.32 0.28
Free Cash Flow Yield
1.88%2.14%4.69%3.64%2.77%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
63.00 50.54 28.72 29.16 52.30
Price-to-Sales (P/S) Ratio
19.72 14.34 7.79 8.69 9.55
Price-to-Book (P/B) Ratio
-32.35 -31.54 -13.38 -103.06 37.35
Price-to-Free Cash Flow (P/FCF) Ratio
52.52 46.70 21.31 27.47 36.06
Price-to-Operating Cash Flow Ratio
51.30 46.28 21.06 26.98 33.88
Price-to-Earnings Growth (PEG) Ratio
9.69 2.55 5.68 0.43 2.31
Price-to-Fair Value
-32.35 -31.54 -13.38 -103.06 37.35
Enterprise Value Multiple
46.67 35.33 21.66 22.62 37.52
Enterprise Value
39.09B 23.45B 12.49B 12.55B 13.11B
EV to EBITDA
47.15 35.33 21.66 22.62 37.52
EV to Sales
21.24 15.49 9.07 9.53 10.13
EV to Free Cash Flow
56.57 50.46 24.81 30.15 38.24
EV to Operating Cash Flow
55.15 50.01 24.52 29.62 35.94
Tangible Book Value Per Share
-78.04 -58.52 -60.10 -31.43 -16.88
Shareholders’ Equity Per Share
-46.09 -27.54 -30.79 -3.86 11.39
Tax and Other Ratios
Effective Tax Rate
0.18 0.22 0.21 0.17 0.08
Revenue Per Share
75.46 60.58 52.89 45.82 44.54
Net Income Per Share
23.66 17.18 14.34 13.65 8.13
Tax Burden
0.82 0.78 0.79 0.83 0.92
Interest Burden
0.86 0.85 0.87 0.92 0.86
Research & Development to Revenue
0.10 0.11 0.11 0.13 0.13
SG&A to Revenue
0.00 0.26 0.27 0.30 0.32
Stock-Based Compensation to Revenue
0.09 0.08 0.08 0.09 0.07
Income Quality
1.23 1.09 1.36 1.08 1.54
Currency in USD
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