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Fair Isaac Corporation (FICO)
NYSE:FICO
US Market
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Fair Isaac (FICO) Ratios

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Fair Isaac Ratios

FICO's free cash flow for Q4 2025 was $0.82. For the 2025 fiscal year, FICO's free cash flow was decreased by $ and operating cash flow was $0.39. See a summary of the company’s cash flow.
Ratios
TTM
Dec 25Dec 24Dec 23Dec 22
Liquidity Ratios
Current Ratio
0.83 1.62 1.51 1.46 0.99
Quick Ratio
0.83 1.62 1.51 1.46 0.99
Cash Ratio
0.16 0.40 0.37 0.40 0.35
Solvency Ratio
0.18 0.20 0.20 0.18 0.26
Operating Cash Flow Ratio
0.92 1.66 1.28 1.54 0.76
Short-Term Operating Cash Flow Coverage
1.95 42.20 9.38 16.98 1.70
Net Current Asset Value
$ -2.91B$ -2.06B$ -1.71B$ -1.76B$ -1.13B
Leverage Ratios
Debt-to-Assets Ratio
1.65 1.31 1.20 1.31 0.84
Debt-to-Equity Ratio
-1.76 -2.33 -2.74 -2.36 -11.83
Debt-to-Capital Ratio
2.31 1.75 1.57 1.74 1.09
Long-Term Debt-to-Capital Ratio
2.92 1.78 1.60 1.76 1.12
Financial Leverage Ratio
-1.07 -1.78 -2.29 -1.80 -14.13
Debt Service Coverage Ratio
1.54 5.24 3.71 4.84 1.63
Interest Coverage Ratio
9.98 6.94 6.73 7.86 8.01
Debt to Market Cap
0.07 0.05 0.09 0.18 0.11
Interest Debt Per Share
132.53 95.16 79.29 75.33 47.08
Net Debt to EBITDA
3.23 2.75 2.63 3.05 2.01
Profitability Margins
Gross Profit Margin
82.23%79.73%79.45%78.06%74.75%
EBIT Margin
45.02%43.53%42.89%39.23%38.98%
EBITDA Margin
45.77%44.34%43.86%41.87%42.15%
Operating Profit Margin
47.00%42.71%42.47%39.38%24.39%
Pretax Profit Margin
40.31%37.38%36.58%34.22%35.94%
Net Profit Margin
32.75%29.86%28.37%27.12%29.78%
Continuous Operations Profit Margin
32.75%29.86%28.37%27.12%29.78%
Net Income Per EBT
81.23%79.87%77.56%79.26%82.87%
EBT Per EBIT
85.77%87.51%86.12%86.89%147.34%
Return on Assets (ROA)
34.90%29.85%27.26%25.90%25.01%
Return on Equity (ROE)
-48.24%-53.27%-62.41%-46.58%-353.41%
Return on Capital Employed (ROCE)
91.84%54.85%53.23%48.84%31.84%
Return on Invested Capital (ROIC)
53.59%42.96%39.14%37.06%20.78%
Return on Tangible Assets
60.10%54.84%53.60%55.02%50.56%
Earnings Yield
1.53%1.07%1.98%3.48%3.43%
Efficiency Ratios
Receivables Turnover
3.76 4.03 3.90 4.27 4.22
Payables Turnover
2.41 15.49 16.36 17.49 16.02
Inventory Turnover
0.00 0.00 311.05M 302.17M 332.46M
Fixed Asset Turnover
21.20 25.24 41.28 25.38 17.51
Asset Turnover
1.07 1.00 0.96 0.96 0.84
Working Capital Turnover Ratio
-19.44 8.07 8.85 18.99 23.65
Cash Conversion Cycle
-54.61 67.11 71.25 64.58 63.75
Days of Sales Outstanding
97.01 90.67 93.55 85.44 86.53
Days of Inventory Outstanding
0.00 0.00 <0.01 <0.01 <0.01
Days of Payables Outstanding
151.62 23.56 22.31 20.86 22.78
Operating Cycle
97.01 90.67 93.55 85.44 86.53
Cash Flow Ratios
Operating Cash Flow Per Share
32.57 25.65 18.77 19.56 14.75
Free Cash Flow Per Share
31.29 24.62 18.60 19.33 14.49
CapEx Per Share
1.29 1.04 0.17 0.23 0.26
Free Cash Flow to Operating Cash Flow
0.96 0.96 0.99 0.99 0.98
Dividend Paid and CapEx Coverage Ratio
25.32 24.77 110.67 84.50 55.99
Capital Expenditure Coverage Ratio
25.32 24.77 110.67 84.50 55.99
Operating Cash Flow Coverage Ratio
0.25 0.28 0.25 0.27 0.32
Operating Cash Flow to Sales Ratio
0.39 0.37 0.31 0.37 0.32
Free Cash Flow Yield
1.74%1.27%2.14%4.69%3.64%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
65.20 93.52 50.54 28.72 29.16
Price-to-Sales (P/S) Ratio
21.65 27.92 14.34 7.79 8.69
Price-to-Book (P/B) Ratio
-24.35 -49.82 -31.54 -13.38 -103.06
Price-to-Free Cash Flow (P/FCF) Ratio
57.61 78.96 46.70 21.31 27.47
Price-to-Operating Cash Flow Ratio
54.58 75.77 46.28 21.06 26.98
Price-to-Earnings Growth (PEG) Ratio
18.01 4.46 2.55 5.68 0.43
Price-to-Fair Value
-24.35 -49.82 -31.54 -13.38 -103.06
Enterprise Value Multiple
50.51 65.73 35.33 21.66 22.62
Enterprise Value
46.04B 50.05B 23.45B 12.49B 12.55B
EV to EBITDA
50.52 65.73 35.33 21.66 22.62
EV to Sales
23.12 29.14 15.49 9.07 9.53
EV to Free Cash Flow
61.54 82.40 50.46 24.81 30.15
EV to Operating Cash Flow
59.11 79.07 50.01 24.52 29.62
Tangible Book Value Per Share
-105.78 -70.73 -58.52 -60.10 -31.43
Shareholders’ Equity Per Share
-73.02 -39.01 -27.54 -30.79 -3.86
Tax and Other Ratios
Effective Tax Rate
0.19 0.20 0.22 0.21 0.17
Revenue Per Share
83.27 69.60 60.58 52.89 45.82
Net Income Per Share
27.27 20.78 17.18 14.34 13.65
Tax Burden
0.81 0.80 0.78 0.79 0.83
Interest Burden
0.90 0.86 0.85 0.87 0.92
Research & Development to Revenue
0.09 0.10 0.11 0.11 0.13
SG&A to Revenue
0.00 0.00 0.26 0.27 0.30
Stock-Based Compensation to Revenue
0.06 0.09 0.08 0.08 0.09
Income Quality
1.19 1.23 1.09 1.36 1.08
Currency in USD
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