Foresight Financial Group (FGFH) AI Stock Analysis

• Market Cap: $113.94M
• Dividend Yield: 2.35%
• Average Volume (3M): 671.00
• Price to Earnings (P/E): 8.8
• Beta (1Y): -0.04
• Revenue Growth: 1.13%
• EPS Growth: 71.51%
• Country: US
• Employees: 250
• Sector: Financial
• Sector Strength: 86
• Industry: Banks - Regional
• EPS (TTM): N/A
• Shares Outstanding: 3,617,060
• 10 Day Avg. Volume: 543
• 30 Day Avg. Volume: 671
• PEG Ratio: 0.10
• Price to Book (P/B): N/A
• Price to Sales (P/S): 1.95
• Price to Cash Flow (P/CF): N/A
• P/FCF Ratio: 0.00
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0

Foresight Financial Group exhibits robust financial performance with strong revenue growth and profitability. However, bearish technical indicators suggest caution in the short term. The stock is attractively valued with a low P/E ratio and a decent dividend yield, offering potential upside. Overall, while financial stability is a strength, technical weaknesses present short-term risks.

Foresight Financial Group Business Overview & Revenue Model

Company Description

Foresight Financial Group (FGFH) is a leading financial services firm that operates in the investment management and insurance sectors. The company offers a wide range of products and services, including wealth management, retirement planning, and comprehensive insurance solutions. FGFH is dedicated to providing personalized financial strategies to individuals, families, and businesses, leveraging its expertise and innovative solutions to help clients achieve their financial goals.

How the Company Makes Money

FGFH generates revenue through a diverse array of financial services. Its primary revenue streams include management fees from assets under management (AUM) in their investment management division, premiums collected from insurance products, and advisory fees for financial planning services. Additionally, FGFH earns income from interest and dividends on its investment portfolio. The company also engages in strategic partnerships with financial institutions and technology providers to enhance its service offerings, driving additional revenue through collaborative initiatives and co-branded products.

Foresight Financial Group Financial Statement Overview

Summary

Foresight Financial Group presents a robust financial performance with strengths in revenue growth, profit margins, and cash flow generation. The balance sheet is stable, although there is room for improvement in equity positioning. The company is well-positioned in the banking industry, with a strong foundation for continued growth and value creation.

Income Statement

Foresight Financial Group demonstrates strong profitability with consistent revenue growth and robust profit margins. The gross profit margin remains high, indicating efficient cost management. The EBIT and EBITDA margins reflect strong operational performance. Revenue growth is steady and positive, showcasing a healthy upward trajectory over the years.

Balance Sheet

The balance sheet reveals a moderate debt-to-equity ratio, suggesting manageable leverage levels. Return on Equity (ROE) is solid, reflecting effective use of equity to generate profits. However, the equity ratio is relatively low, indicating potential risk if liabilities surge. Overall, the financial stability is satisfactory with room for improvement in equity positioning.

Cash Flow

Cash flow analysis shows a stable operating cash flow and healthy free cash flow generation. The company maintains a strong operating cash flow to net income ratio, suggesting efficient cash conversion. While free cash flow has seen slight fluctuations, the overall growth trajectory remains positive, indicating sound cash flow management.

Breakdown
Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019
Income Statement		Total Revenue
55.72M	54.08M	50.72M	49.02M	45.99M
	Gross Profit
56.91M	54.08M	50.72M	49.02M	45.99M
	EBIT
26.46M	24.50M	14.62M	13.06M	14.21M
	EBITDA
20.22M	18.81M	15.96M	14.59M	15.67M
	Net Income Common Stockholders
14.55M	13.63M	11.39M	10.29M	11.02M
Balance Sheet		Cash, Cash Equivalents and Short-Term Investments
47.51M	433.72M	540.37M	497.83M	362.32M
	Total Assets
1.57B	1.48B	1.45B	1.38B	1.21B
	Total Debt
282.16M	283.42M	283.60M	267.82M	169.13M
	Net Debt
234.65M	241.03M	183.11M	132.29M	107.63M
	Total Liabilities
1.43B	1.35B	1.30B	1.23B	1.07B
	Stockholders Equity
140.86M	127.23M	155.23M	153.82M	140.76M
Cash Flow		Free Cash Flow
16.81M	18.50M	18.20M	17.77M	16.17M
	Operating Cash Flow
17.83M	20.08M	18.66M	18.22M	17.13M
	Investing Cash Flow
-89.99M	-114.64M	-111.69M	-108.64M	-3.21M
	Financing Cash Flow
74.18M	46.74M	59.92M	156.74M	16.20M

Foresight Financial Group Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 31.50
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For FGFH, the sentiment is Negative. The current price of 31.5 is below the 20-day moving average (MA) of 31.91, below the 50-day MA of 32.17, and below the 200-day MA of 32.02, indicating a bearish trend. The MACD of -0.10 indicates Negative momentum. The RSI at 49.25 is Neutral, neither overbought nor oversold. The STOCH value of 87.55 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for FGFH.

Foresight Financial Group Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
FCAP	78 Outperform	$133.58M	11.16	10.86%	2.86%	13.72%	-6.60%
FNLC	73 Outperform	$253.02M	9.31	10.91%	6.29%	15.18%	-8.96%
FCBC	73 Outperform	$678.27M	13.22	10.02%	3.30%	6.25%	5.16%
FGFH	70 Outperform	$113.94M	8.78	8.61%	2.35%	1.13%	71.51%
FMBH	65 Neutral	$743.93M	9.39	9.62%	3.06%	17.70%	3.88%
Sector *	64 Neutral	$13.37B	9.30	9.39%	4.85%	16.11%	-8.85%
FSFG	62 Neutral	$155.79M	8.21	11.10%	2.75%	8.20%	203.53%