tiprankstipranks
First Commonwealth Financial Corp. (FCF)
NYSE:FCF
Want to see FCF full AI Analyst Report?

First Commonwealth (FCF) Stock Statistics & Valuation Metrics

130 Followers

Total Valuation

First Commonwealth has a market cap or net worth of $1.86B. The enterprise value is $1.94B.
Market Cap$1.86B
Enterprise Value$1.94B

Share Statistics

First Commonwealth has 101,684,456 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding101,684,456
Owned by Insiders1.41%
Owned by Institutions8.02%

Financial Efficiency

First Commonwealth’s return on equity (ROE) is 0.10 and return on invested capital (ROIC) is 1.28%.
Return on Equity (ROE)0.10
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)1.28%
Return on Capital Employed (ROCE)0.02
Revenue Per Employee474.28K
Profits Per Employee99.03K
Employee Count1,538
Asset Turnover0.06
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of First Commonwealth is 12.0. First Commonwealth’s PEG ratio is 1.99.
PE Ratio12.0
PS Ratio2.38
PB Ratio1.12
Price to Fair Value1.12
Price to FCF10.12
Price to Operating Cash Flow8.60
PEG Ratio1.99

Income Statement

In the last 12 months, First Commonwealth had revenue of 729.44M and earned 152.30M in profits. Earnings per share was 1.48.
Revenue729.44M
Gross Profit493.12M
Operating Income198.36M
Pretax Income191.36M
Net Income152.30M
EBITDA204.68M
Earnings Per Share (EPS)1.48

Cash Flow

In the last 12 months, operating cash flow was 218.48M and capital expenditures -14.76M, giving a free cash flow of 203.72M billion.
Operating Cash Flow218.48M
Free Cash Flow203.72M
Free Cash Flow per Share2.00

Dividends & Yields

First Commonwealth pays an annual dividend of $0.135, resulting in a dividend yield of 3.11%
Dividend Per Share$0.135
Dividend Yield3.11%
Payout Ratio38.77%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.72
52-Week Price Change21.36%
50-Day Moving Average17.90
200-Day Moving Average17.05
Relative Strength Index (RSI)52.08
Average Volume (3m)618.11K

Important Dates

First Commonwealth upcoming earnings date is Jul 28, 2026, After Close (Confirmed).
Last Earnings DateApr 28, 2026
Next Earnings DateJul 28, 2026
Ex-Dividend Date

Financial Position

First Commonwealth as a current ratio of 0.37, with Debt / Equity ratio of 12.63%
Current Ratio0.37
Quick Ratio0.37
Debt to Market Cap0.24
Net Debt to EBITDA1.71
Interest Coverage Ratio0.96

Taxes

In the past 12 months, First Commonwealth has paid 39.06M in taxes.
Income Tax39.06M
Effective Tax Rate0.20

Enterprise Valuation

First Commonwealth EV to EBITDA ratio is 10.18, with an EV/FCF ratio of 12.16.
EV to Sales2.86
EV to EBITDA10.18
EV to Free Cash Flow12.16
EV to Operating Cash Flow11.11

Balance Sheet

First Commonwealth has $118.13M in cash and marketable securities with $196.15M in debt, giving a net cash position of -$78.02M billion.
Cash & Marketable Securities$118.13M
Total Debt$196.15M
Net Cash-$78.02M
Net Cash Per Share-$0.77
Tangible Book Value Per Share$11.22

Margins

Gross margin is 67.80%, with operating margin of 27.19%, and net profit margin of 20.88%.
Gross Margin67.80%
Operating Margin27.19%
Pretax Margin26.23%
Net Profit Margin20.88%
EBITDA Margin28.06%
EBIT Margin27.19%

Analyst Forecast

The average price target for First Commonwealth is $21.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$21.00
Price Target Upside11.64% Upside
Analyst ConsensusModerate Buy
Analyst Count3
Revenue Growth Forecast6.00%
EPS Growth Forecast12.46%

Scores

Smart Score5
AI Score