Education
About Us
Working with TipRanks
Follow Us
Evertec (EVTC)
NYSE:EVTC
Earnings Data
Report Date
Apr 23, 2026After Close (Confirmed)
Period Ending
2026 (Q1)Consensus EPS Forecast
0.92Last Year’s EPS
0.87Same Quarter Last Year
Moderate Buy
Based on 3 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The call communicated a largely positive performance for 2025 with record revenue, double-digit growth in Latin America, improved adjusted EBITDA and EPS, strong operating cash flow, disciplined capital allocation and strategic M&A (Tecnobank closed; Dimensa announced). Management provided constructive 2026 guidance with continued LATAM-driven growth and stable margins. Offsetting items include margin pressure in certain segments (Business Solutions, Merchant Acquiring, Payments Puerto Rico), the impact of the 10% Banco-Popular discount, some one-time benefits in the quarter, modest incremental leverage from acquisitions, and a higher expected tax rate. On balance, the company’s growth drivers, liquidity position, and pipeline conversions outweigh the headwinds outlined.Company Guidance
Record Annual Revenue and Strong Top-Line Growth
Total 2025 revenue of approximately $932.0M, up ~10% year-over-year (11% on a constant currency basis). Fourth-quarter revenue of $244.8M, up ~13% YoY (≈11.4% constant currency). 2026 revenue outlook of $1.024B–$1.036B, representing growth of ~9.9%–11.2% YoY (8.7%–10% on a constant currency basis).
Robust Latin America Performance
Latin America Payments & Solutions grew ~22% YoY for the full year (≈24% constant currency). Q4 Latin America revenue rose ~40% YoY (≈36% on a constant currency basis); company expects mid-20s growth for the segment in 2026 (low-20s constant currency). Brazil reacceleration and successful conversions (e.g., Banco de Chile, Grupo Aval) cited as key drivers.
Profitability and EPS Improvement
Adjusted EBITDA for 2025 of $373.4M, up ~10% YoY with a 40.1% margin. Q4 adjusted EBITDA of $98.8M, up ~11.5% YoY with a 40.3% margin. Adjusted EPS for 2025 was $3.62, up ~10% YoY; Q4 adjusted EPS $0.93, up ~7% YoY. 2026 adjusted EPS guidance of +6.1% to +9.4% (4.7%–8% constant currency).
Strategic M&A and Commercial Wins
Closed Tecnobank acquisition in Q4 2025; announced Dimensa acquisition expected to close in Q2 2026 to expand product set and addressable market in Brazil. Newly in production with Banco de Chile. M&A and organic pipeline conversions underpin growth strategy and expected second-half 2026 acceleration.
Capital Allocation and Shareholder Returns
Generated ~$227M in operating cash flow in 2025. Returned ~$82M to shareholders (including ~$66M of repurchases in Q4) and refreshed share repurchase authorization to $150M through Dec 31, 2027. Ending cash ~$348.1M and total liquidity of ~$490.4M.
Balance Sheet and Leverage Discipline
Net debt of ~$806M with net debt / trailing 12-month adjusted EBITDA of ~2.08x (in line with prior year ~2.06x and at the lower end of the 2–3x target range). Weighted average interest rate ~5.86%, down ~60 bps YoY after debt repricing.
Operational and Technology Investments Including AI
AI operationalization across delivery, risk, fraud and credit decisioning; over 4,500 employees upskilled on AI in 2025. CapEx targeted at ~$90M for 2026 to modernize platforms and enhance security; early productivity gains reported (shorter engineering and QA cycles).
EVTC Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
EVTC Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Feb 26, 2026 | $25.77 | ― | ― |
Nov 06, 2025 | $28.09 | $27.30 | -2.81% |
Jul 30, 2025 | $32.66 | $36.03 | +10.32% |
May 07, 2025 | $34.45 | $35.33 | +2.55% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Evertec (EVTC) report earnings?
Evertec (EVTC) is schdueled to report earning on Apr 23, 2026, After Close (Confirmed).
What is Evertec (EVTC) earnings time?
Evertec (EVTC) earnings time is at Apr 23, 2026, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is EVTC EPS forecast?
EVTC EPS forecast for the fiscal quarter 2026 (Q1) is 0.92.