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Esquire Financial Holdings Inc (ESQ)
NASDAQ:ESQ
US Market

Esquire Financial Holdings (ESQ) Stock Statistics & Valuation Metrics

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Total Valuation

Esquire Financial Holdings has a market cap or net worth of $777.61M. The enterprise value is $169.13M.
Market Cap$777.61M
Enterprise Value$169.13M

Share Statistics

Esquire Financial Holdings has 8,461,494 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding8,461,494
Owned by Insiders15.99%
Owned by Institutions28.53%

Financial Efficiency

Esquire Financial Holdings’s return on equity (ROE) is 0.18 and return on invested capital (ROIC) is -41.89%.
Return on Equity (ROE)0.18
Return on Assets (ROA)0.02
Return on Invested Capital (ROIC)-41.89%
Return on Capital Employed (ROCE)0.04
Revenue Per Employee821.54K
Profits Per Employee316.36K
Employee Count138
Asset Turnover0.06
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of Esquire Financial Holdings is 14.24. Esquire Financial Holdings’s PEG ratio is 0.21.
PE Ratio14.24
PS Ratio0.00
PB Ratio2.09
Price to Fair Value2.62
Price to FCF8.80
Price to Operating Cash Flow8.52
PEG Ratio0.21

Income Statement

In the last 12 months, Esquire Financial Holdings had revenue of 113.37M and earned 43.66M in profits. Earnings per share was 5.58.
Revenue113.37M
Gross Profit113.37M
Operating Income59.28M
Pretax Income59.28M
Net Income43.66M
EBITDA62.57M
Earnings Per Share (EPS)5.58

Cash Flow

In the last 12 months, operating cash flow was 45.24M and capital expenditures -3.97M, giving a free cash flow of 41.27M billion.
Operating Cash Flow45.24M
Free Cash Flow41.27M
Free Cash Flow per Share4.88

Dividends & Yields

Esquire Financial Holdings pays an annual dividend of $0.174, resulting in a dividend yield of 0.77%
Dividend Per Share$0.174
Dividend Yield0.77%
Payout Ratio12.25%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.69
52-Week Price Change99.50%
50-Day Moving Average85.64
200-Day Moving Average76.24
Relative Strength Index (RSI)57.41
Average Volume (3m)71.58K

Important Dates

Esquire Financial Holdings upcoming earnings date is Jul 28, 2025, TBA Not Confirmed.
Last Earnings DateApr 24, 2025
Next Earnings DateJul 28, 2025
Ex-Dividend DateMay 15, 2025

Financial Position

Esquire Financial Holdings as a current ratio of 0.76, with Debt / Equity ratio of 1.78%
Current Ratio0.76
Quick Ratio0.76
Debt to Market Cap0.00
Net Debt to EBITDA-2.02
Interest Coverage Ratio4.41

Taxes

In the past 12 months, Esquire Financial Holdings has paid 15.62M in taxes.
Income Tax15.62M
Effective Tax Rate0.26

Enterprise Valuation

Esquire Financial Holdings EV to EBITDA ratio is 7.91, with an EV/FCF ratio of 12.68.
EV to Sales4.37
EV to EBITDA7.91
EV to Free Cash Flow12.68
EV to Operating Cash Flow11.73

Balance Sheet

Esquire Financial Holdings has $409.96M in cash and marketable securities with $0.00 in debt, giving a net cash position of -$409.96M billion.
Cash & Marketable Securities$409.96M
Total Debt$0.00
Net Cash-$409.96M
Net Cash Per Share-$48.45
Tangible Book Value Per Share$30.33

Margins

Gross margin is 96.69%, with operating margin of 52.29%, and net profit margin of 38.51%.
Gross Margin96.69%
Operating Margin52.29%
Pretax Margin52.29%
Net Profit Margin38.51%
EBITDA Margin55.19%
EBIT Margin52.29%

Analyst Forecast

The average price target for Esquire Financial Holdings is $95.00, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$95.00
Price Target Upside4.13% Upside
Analyst ConsensusModerate Buy
Analyst Count2
Revenue Growth Forecast16.18%
EPS Growth Forecast13.78%

Scores

Smart Score7
AI Score78.8
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