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Banco Santander (ES:SAN)
BME:SAN
Earnings Data
Report Date
Jul 30, 2025TBA Not Confirmed
Period Ending
2025 (Q2)Consensus EPS Forecast
0.22Last Year’s EPS
0.2Same Quarter Last Year
Strong Buy
Based on 11 Analysts Ratings
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Earnings Call Summary
Earnings Call Date:Apr 30, 2025
|% Change Since: 6.79%
|Next Earnings Date:Jul 30, 2025
Earnings Call Sentiment|Positive
Santander's Q1 2025 results reflect a strong performance with record profit growth, solid capital position, and improved efficiency. The bank successfully navigates challenges in Argentina and Brazil while maintaining robust growth in retail and consumer segments. The strategic focus on buybacks and capital distribution further underlines confidence in sustained profitability.Company Guidance
In the Santander Q1 2025 results call, the bank reported robust financial performance, with a record profit of €3.4 billion, marking a 19% increase from Q1 2024. The bank's profitability improved, as evidenced by a 15.8% return on tangible equity (ROTE) and a strong CET1 capital ratio of 12.9%. Santander has set a target to distribute up to €10 billion to shareholders through share buybacks over 2025 and 2026, subject to regulatory approvals. The call highlighted double-digit fee growth across all business segments and a 7% increase in net operating income. The bank also recorded a notable improvement in its efficiency ratio, which declined by approximately 1.5 percentage points year-on-year, and showcased a 14.5% rise in dividend per share. Despite challenges in certain markets like Argentina, the bank reiterated its guidance, expecting to maintain lower costs in euros throughout 2025. The diversified nature of Santander's business model, combining geographical and business diversification, was emphasized as a stabilizing factor in volatile environments, supporting consistent profitable growth.Record Profit Growth
Santander achieved a record profit of €3.4 billion in Q1 2025, marking a 19% increase compared to Q1 2024, with all business segments contributing to growth.
Strong Capital Position
Santander's CET1 ratio improved to 12.9%, and the bank is on track to reach its 13% target for 2025, demonstrating robust capital generation and disciplined allocation.
Efficiency Improvements
Efficiency ratio improved by around 1 point, with a significant contribution from One Transformation initiatives, helping to reduce costs and improve operational leverage.
Positive Retail and Consumer Performance
Retail and Consumer segments showed strong performance with 8% revenue growth, supported by higher net interest income and fee income.
Successful Share Buyback Program
Santander plans to distribute up to €10 billion to shareholders through share buybacks for '25/'26, demonstrating confidence in the group's profitability and value creation.
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ES:SAN Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
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ES:SAN Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Apr 30, 2025 | €6.43 | €6.18 | -3.90% |
Feb 05, 2025 | €4.92 | €5.33 | +8.29% |
Oct 29, 2024 | €4.49 | €4.35 | -3.01% |
Jul 24, 2024 | €4.42 | €4.56 | +3.03% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
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FAQ
When does Banco Santander (ES:SAN) report earnings?
Banco Santander (ES:SAN) is schdueled to report earning on Jul 30, 2025, TBA Not Confirmed.
What is Banco Santander (ES:SAN) earnings time?
Banco Santander (ES:SAN) earnings time is at Jul 30, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is the P/E ratio of Banco Santander stock?
The P/E ratio of Banco Santander is N/A.
What is ES:SAN EPS forecast?
ES:SAN EPS forecast for the fiscal quarter 2025 (Q2) is 0.22.
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