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Erie Indemnity (ERIE)
:ERIE
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Erie Indemnity Company (ERIE) Earnings Dates, Call Summary & Reports

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Earnings Data

Report Date
Feb 26, 2026
After Close (Confirmed)
Period Ending
2025 (Q4)
Consensus EPS Forecast
3.11
Last Year’s EPS
2.91
Same Quarter Last Year
Moderate Buy
Based on 1 Analysts Ratings

Earnings Call Summary

Q3 2025
Earnings Call Date:Oct 30, 2025|
% Change Since:
|
Earnings Call Sentiment|Neutral
The earnings call highlighted significant strides in returning to profitability and growth, evidenced by increased premiums, net income, and new product introductions. However, challenges remain with the adjustment in financial strength rating due to severe weather impacts and claims severity. Industry recognition and awards positively reflect the company's standing.
Company Guidance
During the Erie Indemnity Company's third quarter 2025 earnings call, several key financial metrics and strategic initiatives were highlighted. The company reported a 7.6% growth in direct written premiums for the quarter and a 10.1% increase year-to-date, with the average premium per policy rising by 10.7% over two years. Policy growth was modest at 0.2%, with a retention rate of 89.1%. The combined ratio improved to 100.6% for the quarter from 113.7% the previous year, indicating progress in restoring profitability. Net income for the third quarter was $183 million, or $3.50 per diluted share, a 14% increase from the prior year, while year-to-date net income rose 11% to $496 million, or $9.48 per diluted share. Operating income was up 16% to $209 million for the quarter, driven by a 7.3% increase in management fee revenue. Additionally, the company's surplus grew by over $300 million, reaching $9.6 billion, underscoring its robust capital position. Erie also announced the launch of ErieSecure Auto, an enhanced auto product, aimed at boosting competitiveness and growth, initially piloted in Ohio with plans to expand to other states.
Return to Profitability
This quarter marks a meaningful step forward in Erie's return to profitability, with a combined ratio of 100.6% compared to 113.7% last year, reflecting steady progress toward sustainable profitability.
Growth in Direct Written Premiums
The Exchange's direct written premiums grew 7.6% in the quarter and 10.1% year-to-date, with the average premium per policy increasing 10.7%.
Increase in Net and Operating Income
Net income for the third quarter was $183 million, a 14% increase from last year, and operating income grew by 16%, driven by higher management fee revenue.
Introduction of Enhanced Auto Product
The introduction of ErieSecure Auto is expected to positively impact competitive position and growth, with impressive impacts seen in Ohio and plans for deployment in additional states.
Industry Recognition and Awards
Erie received several industry accolades, including top rankings in J.D. Power's 2025 U.S. Small Commercial Insurance Study, Forbes list of America's Best Insurance Companies 2026, and recognition as one of America's Greatest Companies 2025.

Erie Indemnity Company (ERIE) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

ERIE Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Feb 26, 2026
2025 (Q4)
3.11 / -
2.91
Oct 30, 2025
2025 (Q3)
3.37 / 3.50
3.0614.38% (+0.44)
Aug 07, 2025
2025 (Q2)
3.48 / 3.34
3.136.71% (+0.21)
Apr 24, 2025
2025 (Q1)
3.10 / 2.65
2.3811.34% (+0.27)
Feb 27, 2025
2024 (Q4)
2.76 / 2.91
2.1237.26% (+0.79)
Oct 31, 2024
2024 (Q3)
3.02 / 3.06
2.5121.91% (+0.55)
Jul 25, 2024
2024 (Q2)
2.58 / 3.13
2.2539.11% (+0.88)
Apr 25, 2024
2024 (Q1)
2.29 / 2.38
1.6544.24% (+0.73)
Feb 26, 2024
2023 (Q4)
2.02 / 2.12
1.2569.60% (+0.87)
Oct 26, 2023
2023 (Q3)
2.05 / 2.51
1.6155.90% (+0.90)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

ERIE Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Oct 30, 2025
$309.64$292.64-5.49%
Aug 07, 2025
$351.09$355.79+1.34%
Apr 24, 2025
$405.35$358.86-11.47%
Feb 27, 2025
$400.25$423.07+5.70%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Erie Indemnity (ERIE) report earnings?
Erie Indemnity (ERIE) is schdueled to report earning on Feb 26, 2026, After Close (Confirmed).
    What is Erie Indemnity (ERIE) earnings time?
    Erie Indemnity (ERIE) earnings time is at Feb 26, 2026, After Close (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is ERIE EPS forecast?
          ERIE EPS forecast for the fiscal quarter 2025 (Q4) is 3.11.
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