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Erste Group Bank AG (EBKDY)
OTHER OTC:EBKDY
US Market

Erste Group Bank AG (EBKDY) Ratios

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Erste Group Bank AG Ratios

EBKDY's free cash flow for Q3 2025 was €―. For the 2025 fiscal year, EBKDY's free cash flow was decreased by € and operating cash flow was €―. See a summary of the company’s cash flow.
Ratios
TTM
Dec 24Dec 23Dec 22Dec 21
Liquidity Ratios
Current Ratio
0.00 118.90 0.24 0.31 0.28
Quick Ratio
0.00 118.90 0.39 0.57 0.52
Cash Ratio
0.00 118.90 0.23 0.30 0.28
Solvency Ratio
0.01 0.01 <0.01 0.07 0.04
Operating Cash Flow Ratio
0.00 9.76 -0.04 0.05 0.13
Short-Term Operating Cash Flow Coverage
-2.93 0.00 0.00 0.00 0.00
Net Current Asset Value
€ -332.77B€ -277.14B€ -246.96B€ 31.36B€ 22.71B
Leverage Ratios
Debt-to-Assets Ratio
0.23 0.21 0.11 0.11 0.11
Debt-to-Equity Ratio
3.80 3.22 1.89 1.82 1.80
Debt-to-Capital Ratio
0.79 0.76 0.65 0.65 0.64
Long-Term Debt-to-Capital Ratio
0.77 0.64 0.74 0.00 0.00
Financial Leverage Ratio
16.56 15.57 16.74 17.08 16.00
Debt Service Coverage Ratio
0.26 -0.07 0.57 1.71 0.77
Interest Coverage Ratio
2.11 0.43 1.51 1.52 0.63
Debt to Market Cap
2.14 2.35 8.87 0.00 0.00
Interest Debt Per Share
220.70 186.01 98.02 80.53 77.48
Net Debt to EBITDA
19.63 0.00 -3.54 -8.89 -12.45
Profitability Margins
Gross Profit Margin
52.20%327.30%100.00%100.00%100.00%
EBIT Margin
23.78%-6.14%38.17%38.40%18.97%
EBITDA Margin
26.31%0.00%42.47%43.24%23.97%
Operating Profit Margin
32.03%51.21%94.91%32.22%15.72%
Pretax Profit Margin
30.94%46.62%38.39%38.60%19.11%
Net Profit Margin
19.69%29.15%25.79%25.31%10.94%
Continuous Operations Profit Margin
24.43%38.12%31.55%31.69%14.33%
Net Income Per EBT
63.64%62.52%67.19%65.57%57.24%
EBT Per EBIT
96.61%91.04%40.44%119.80%121.54%
Return on Assets (ROA)
0.87%0.89%0.67%0.63%0.28%
Return on Equity (ROE)
13.55%13.85%11.19%10.69%4.52%
Return on Capital Employed (ROCE)
1.42%1.56%7.43%2.51%1.29%
Return on Invested Capital (ROIC)
41.46%1.28%-6.48%-2.27%-0.99%
Return on Tangible Assets
0.88%0.89%0.67%0.63%0.28%
Earnings Yield
8.24%18.39%34.04%21.47%14.81%
Efficiency Ratios
Receivables Turnover
0.00 0.00 0.00 3.53 5.34
Payables Turnover
0.00 0.00 0.00 0.00 0.00
Inventory Turnover
0.00 0.00 0.00 0.00 0.00
Fixed Asset Turnover
5.75 3.96 3.21 2.87 2.81
Asset Turnover
0.04 0.03 0.03 0.02 0.03
Working Capital Turnover Ratio
-0.15 -0.15 -0.05 -0.05 -0.05
Cash Conversion Cycle
0.00 0.00 0.00 103.36 68.38
Days of Sales Outstanding
0.00 0.00 0.00 103.36 68.38
Days of Inventory Outstanding
0.00 0.00 0.00 0.00 0.00
Days of Payables Outstanding
0.00 0.00 0.00 0.00 0.00
Operating Cycle
0.00 0.00 0.00 103.36 68.38
Cash Flow Ratios
Operating Cash Flow Per Share
-74.12 5.87 -20.64 26.75 57.45
Free Cash Flow Per Share
-75.96 4.67 -21.76 25.47 56.16
CapEx Per Share
1.84 1.20 1.12 1.29 1.29
Free Cash Flow to Operating Cash Flow
1.02 0.80 1.05 0.95 0.98
Dividend Paid and CapEx Coverage Ratio
-14.18 1.85 -7.15 8.75 36.88
Capital Expenditure Coverage Ratio
-40.20 4.90 -18.42 20.81 44.57
Operating Cash Flow Coverage Ratio
-0.35 0.04 -0.24 0.35 0.78
Operating Cash Flow to Sales Ratio
-1.79 0.25 -1.05 1.50 3.42
Free Cash Flow Yield
-76.61%25.24%-146.11%121.17%452.79%
Valuation Ratios
Price-to-Earnings (P/E) Ratio
12.13 5.44 2.94 4.66 6.75
Price-to-Sales (P/S) Ratio
2.39 1.59 0.76 1.18 0.74
Price-to-Book (P/B) Ratio
1.76 0.75 0.33 0.50 0.31
Price-to-Free Cash Flow (P/FCF) Ratio
-1.31 7.92 -0.68 0.83 0.22
Price-to-Operating Cash Flow Ratio
-1.34 6.31 -0.72 0.79 0.22
Price-to-Earnings Growth (PEG) Ratio
19.46 0.15 0.19 0.04 -0.16
Price-to-Fair Value
1.76 0.75 0.33 0.50 0.31
Enterprise Value Multiple
28.71 0.00 -1.76 -6.16 -9.37
Enterprise Value
121.77B 46.39B -6.27B -20.25B -16.08B
EV to EBITDA
28.71 0.00 -1.76 -6.16 -9.37
EV to Sales
7.55 4.51 -0.75 -2.66 -2.25
EV to Free Cash Flow
-4.13 22.54 0.67 -1.87 -0.67
EV to Operating Cash Flow
-4.23 17.94 0.71 -1.78 -0.66
Tangible Book Value Per Share
73.88 61.67 56.10 641.29 574.21
Shareholders’ Equity Per Share
56.43 49.10 45.31 42.22 40.67
Tax and Other Ratios
Effective Tax Rate
0.21 0.18 0.17 0.18 0.25
Revenue Per Share
41.51 23.33 19.66 17.83 16.79
Net Income Per Share
8.17 6.80 5.07 4.51 1.84
Tax Burden
0.64 0.63 0.67 0.66 0.57
Interest Burden
1.30 -7.59 1.01 1.01 1.01
Research & Development to Revenue
0.00 0.00 0.00 0.00 0.00
SG&A to Revenue
0.07 0.09 0.10 0.16 0.16
Stock-Based Compensation to Revenue
0.00 <0.01 <0.01 <0.01 0.00
Income Quality
-8.24 0.66 -3.31 4.74 23.88
Currency in EUR