Strong Financial Performance
Danske Bank reported a net profit of DKK 5.8 billion for the first quarter of 2025, with a return on shareholders' equity of 13.3%. This represents a 2% increase compared to the first quarter of 2024.
Growth in Lending and Fee Income
Total income increased by 1% year-over-year and 7% quarter-over-quarter in the Business Customers segment, with a 3% year-over-year increase in net interest income driven by growth in lending.
Strong Credit Quality and Low Loan Impairment Charges
Credit quality remained strong with loan impairment charges maintained at a low level of DKK 50 million in the first quarter, below the bank's outlook for the full year.
Capital Position and CET1 Ratio
The CET1 ratio increased to 18.4% at the end of Q1 2025, up from 17.8% in Q4 2024, with a strong capital and liquidity position.