Zurich Insurance Group Ltd (DE:ZFIN)
XETRA:ZFIN
ZFIN Stock Chart & Stats
€621.20
€0.00(0.00%)
At close: 4:00 PM EST
€621.20
€0.00(0.00%)
Day’s Range― - ―
52-Week Range€304.20 - €650.20
Previous CloseN/A
Volume1.18K
Average Volume (3M)102.00
Market Cap
€92.14B
Enterprise Value€119.31B
Total Cash (Recent Filing)€7.08B
Total Debt (Recent Filing)€18.65B
Price to Earnings (P/E)15.2
Beta0.97
Next Earnings
Aug 06, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)20.12
Shares Outstanding153,446,670
10 Day Avg. Volume113
30 Day Avg. Volume102
Financial Highlights & Ratios
PEG Ratio0.65
Price to Book (P/B)3.80
Price to Sales (P/S)1.18
P/FCF Ratio4.66
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€620.89Price Target Upside-0.05% Downside
Rating ConsensusHold
Number of Analyst Covering8
EPS Forecast (FY)52.39
Revenue Forecast (FY)€71.98B
Bulls Say, Bears Say
Bulls Say
Cash Generation QualityExceptional 2025 free cash flow (near 98% of net income) shows Zurich converts underwriting and investment results into real cash. Durable cash generation supports dividends, capital returns, reserve funding and strategic investments, improving financial flexibility across economic cycles.
Improving Underwriting ProfitabilitySustained revenue growth and higher EBIT/net margins indicate better pricing discipline and underwriting selection. If maintained, improved margins strengthen core earnings power, reduce reliance on investment returns, and enhance resilience to underwriting cycles over the coming months.
Diversified Global Business ModelMulti-line, multi-geography operations and wide distribution (brokers, bancassurance, direct) diversify risk and revenue sources. This structural diversification and scale support cross-selling, underwriting expertise and market access, reducing exposure to single market shocks over the medium term.
Bears Say
Rising LeverageAn uptick in debt-to-equity reduces financial flexibility and raises refinancing and solvency sensitivity should underwriting losses or investment shocks occur. Higher leverage limits strategic optionality and increases downside risk during adverse claims or market stress over the next several months.
Historic Revenue & Cash VolatilityPrior sharp revenue and cash-flow swings illustrate exposure to cyclical underwriting results and investment variability. This volatility complicates capital planning and reserve management, making near-term earnings and cash forecasts less predictable for management and investors.
Moderate Net MarginsMid-single to high-single digit net margins limit earnings leverage and leave less buffer against catastrophe losses, loss-cost inflation or reserve deterioration. Persistent modest margins constrain rapid EPS improvement absent sustained premium increases or cost reductions.
Zurich Insurance Group News
ZFIN FAQ
What was Zurich Insurance Group Ltd’s price range in the past 12 months?
Zurich Insurance Group Ltd lowest stock price was €304.20 and its highest was €650.20 in the past 12 months.
What is Zurich Insurance Group Ltd’s market cap?
Zurich Insurance Group Ltd’s market cap is €92.14B.
When is Zurich Insurance Group Ltd’s upcoming earnings report date?
Zurich Insurance Group Ltd’s upcoming earnings report date is Aug 06, 2026 which is in 118 days.
How were Zurich Insurance Group Ltd’s earnings last quarter?
Zurich Insurance Group Ltd released its earnings results on Feb 19, 2026. The company reported €20.123 earnings per share for the quarter, beating the consensus estimate of €18.541 by €1.582.
Is Zurich Insurance Group Ltd overvalued?
According to Wall Street analysts Zurich Insurance Group Ltd’s price is currently Overvalued.
Does Zurich Insurance Group Ltd pay dividends?
Zurich Insurance Group Ltd does not currently pay dividends.
What is Zurich Insurance Group Ltd’s EPS estimate?
Zurich Insurance Group Ltd’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Zurich Insurance Group Ltd have?
Zurich Insurance Group Ltd has 153,446,670 shares outstanding.
What happened to Zurich Insurance Group Ltd’s price movement after its last earnings report?
Zurich Insurance Group Ltd reported an EPS of €20.123 in its last earnings report, beating expectations of €18.541. Following the earnings report the stock price went down -1.32%.
Which hedge fund is a major shareholder of Zurich Insurance Group Ltd?
Currently, no hedge funds are holding shares in DE:ZFIN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Zurich Insurance Group Ltd
Zurich Insurance Group AG, together with its subsidiaries, provides insurance products and related services in Europe, the Middle East, Africa, North America, Latin America, and the Asia Pacific. The company operates through Property & Casualty Regions, Life Regions, Farmers, Group Functions and Operations, and Non-Core Businesses segments. It offers car, home, travel, general liability, life and critical illness, worker injury, and other insurance products; and saving and investment, and pension and retirement planning products. The company also provides property, casualty, management or professional liability, trade credit, political risk, marine, cyber risk, and financial institution insurance products. In addition, it offers employee benefit insurance products; reinsurance services; and non-claims and ancillary services to the farmers' exchanges. It serves individuals, small businesses, and mid-sized and large companies, as well as multinational corporations. The company sells its products through agents, brokers, and bank distribution channels. Zurich Insurance Group AG was founded in 1872 and is based in Zurich, Switzerland.
ZFIN Company Deck
ZFIN Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The earnings call presented a strong positive performance for Zurich, with record operating profits and ROE, alongside robust financial resilience. While there are some challenges, particularly in the liability market and expenses, the overall sentiment remains optimistic with significant growth in key areas.View all DE:ZFIN earnings summariesZFIN Stock 12 Month Forecast
Average Price Target
€620.89
▼(-0.05% Downside)
Technical Analysis
Options Prices
Currently, No data available
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