M4I Stock Chart & Stats
€442.90
-€2.75(-0.55%)
At close: 4:00 PM EST
€442.90
-€2.75(-0.55%)
Day’s Range― - ―
52-Week Range€400.70 - €516.00
Previous CloseN/A
Volume38.00
Average Volume (3M)907.00
Market Cap
€377.25B
Enterprise Value€446.65B
Total Cash (Recent Filing)€8.22B
Total Debt (Recent Filing)€18.96B
Price to Earnings (P/E)28.0
Beta0.41
Next Earnings
Jul 23, 2026EPS Estimate
4.18Next Dividend Ex-DateN/A
Dividend Yield0.56%
Share Statistics
EPS (TTM)17.30
Shares Outstanding877,036,250
10 Day Avg. Volume624
30 Day Avg. Volume907
Financial Highlights & Ratios
PEG Ratio1.83
Price to Book (P/B)66.19
Price to Sales (P/S)15.62
P/FCF Ratio30.28
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€555.73Price Target Upside25.47% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering23
EPS Forecast (FY)17.26
Revenue Forecast (FY)€32.52B
Bulls Say, Bears Say
Bulls Say
Strong Cash GenerationMastercard's step-up in operating cash flow and large, stable free cash flow provide durable capacity to fund R&D, buybacks, and M&A without relying on dilutive equity. High cash generation supports long-term investment in network scale and product development while cushioning cyclical headwinds.
High Margins & Revenue ScaleSustained top-line expansion combined with best‑in‑class gross and net margins reflects strong operating leverage and pricing power in payments. This margin durability enables reinvestment in growth initiatives, consistent profitability and resilience to modest volume swings over a multi‑quarter horizon.
Diversified VAS & Product InnovationRapid VAS growth and strategic product rollouts broaden recurring, higher‑margin revenue beyond raw transaction fees. Investments (Agent Pay, Recorded Future, BVNK plans, partnerships) deepen wallet, data/security and token capabilities, reducing dependence on pure interchange and supporting durable revenue diversification.
Bears Say
Elevated Leverage / Thin Equity BaseA lean equity base with multi‑year elevated leverage tightens financial flexibility and raises sensitivity to higher rates or funding stress. Heavy buybacks and sizable debt increase operating risk and could constrain strategic optionality or push higher financing costs if capital markets shift unfavorably over coming quarters.
Large Swipe-fee Settlement RiskA major $38B settlement signals structural legal and regulatory pressure on interchange economics. If finalized, it could reduce long‑term fee income, invite further regulatory scrutiny, and force commercial repricing with merchants, materially altering a core earnings driver over the medium term.
Regulatory Timing For Digital AssetsMastercard's push into stablecoins and tokenized money (BVNK plans, crypto cards) depends on regulatory clarity. Protracted legislative or rulemaking delays could slow revenue from these high‑potential products, increase compliance costs and defer returns on related investments for multiple quarters.
M4I FAQ
What was Mastercard Inc’s price range in the past 12 months?
Mastercard Inc lowest stock price was €400.70 and its highest was €516.00 in the past 12 months.
What is Mastercard Inc’s market cap?
Mastercard Inc’s market cap is €377.25B.
When is Mastercard Inc’s upcoming earnings report date?
Mastercard Inc’s upcoming earnings report date is Jul 23, 2026 which is in 22 days.
How were Mastercard Inc’s earnings last quarter?
Mastercard Inc released its earnings results on Apr 30, 2026. The company reported €4.034 earnings per share for the quarter, beating the consensus estimate of €3.864 by €0.169.
Is Mastercard Inc overvalued?
According to Wall Street analysts Mastercard Inc’s price is currently Undervalued.
Does Mastercard Inc pay dividends?
Mastercard Inc pays a Quarterly dividend of €0.764 which represents an annual dividend yield of 0.56%. See more information on Mastercard Inc dividends here
What is Mastercard Inc’s EPS estimate?
Mastercard Inc’s EPS estimate is 4.18.
How many shares outstanding does Mastercard Inc have?
Mastercard Inc has 877,036,250 shares outstanding.
What happened to Mastercard Inc’s price movement after its last earnings report?
Mastercard Inc reported an EPS of €4.034 in its last earnings report, beating expectations of €3.864. Following the earnings report the stock price went down -3.805%.
Which hedge fund is a major shareholder of Mastercard Inc?
Currently, no hedge funds are holding shares in DE:M4I
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Mastercard Stock Smart Score
Neutral
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Analyst Consensus
Strong Buy
Average Price Target:
€555.73 (25.47% Upside)
€555.73 (25.47% Upside)
Blogger Sentiment
Bullish
DE:M4I Sentiment 70%
Sector Average ―
Sector Average ―
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-8.06%
12-Months-Change
Fundamentals
Return on Equity
206.12%
Trailing 12-Months
Asset Growth
8.21%
Trailing 12-Months
Company Description
Mastercard Inc
Mastercard Incorporated is a global technology firm specializing in providing transaction processing and a wide array of payment solutions, operating across the United States and internationally. Its core business centers on enabling the entire payment transaction lifecycle – including authorization, clearing, and settlement – alongside offering a spectrum of complementary payment services. The company provides a comprehensive suite of integrated products and value-added services to a diverse clientele, which includes individual account holders, merchants, financial institutions, businesses, governments, and other organizations. These offerings span programs enabling deferred payment credit, prepaid card management services, commercial credit and debit solutions, and tools for accessing funds in deposit and other accounts. Additionally, Mastercard offers advanced cyber and intelligence solutions designed to secure transactions for all participants, and provides proprietary insights derived from the responsible utilization of consumer and merchant data. For online merchants, its specialized offerings encompass analytics, experimental "test and learn" platforms, consulting, managed services, loyalty programs, payment processing, and secure gateway technologies. The company also operates open banking and digital identity platforms. Its prominent payment solutions are delivered under the MasterCard, Maestro, and Cirrus brands. Established in 1966, Mastercard Incorporated is headquartered in Purchase, New York.
M4I Company Deck
M4I Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented clear topline and profitability momentum with multiple growth engines performing well: 12% net revenue growth, 15% net income growth, strong VAS growth (+18%), healthy GDV (+7%) and cross-border (+13%). Strategic investments and product innovations (Agent Pay, verifiable intent, BVNK, Recorded Future integration) and accelerated buybacks underscore confidence. Near-term headwinds are largely external — geopolitical conflict affecting cross-border travel, holiday timing, portfolio migrations and some FX/one-time expense items — but management framed these as temporary and offset by diversification, product demand and strong execution. Given the breadth and magnitude of positive operating and strategic metrics versus transitory external challenges, the overall tone is constructive.View all DE:M4I earnings summariesM4I Net revenue Breakdown
59.39% Payment network
40.61% Value-added services and solutions

M4I Stock 12 Month Forecast
All Analysts
Top Analysts
Average Price Target
€555.73
▲(25.47% Upside)
Technical Analysis
1 Day
3 Days
1 Week
1 Month
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Options Prices
Currently, No data available
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