M4I Stock Chart & Stats
€471.60
€14.80(3.14%)
At close: 4:00 PM EDT
€471.60
€14.80(3.14%)
Day’s Range― - ―
52-Week Range€400.70 - €516.00
Previous CloseN/A
Volume576.00
Average Volume (3M)562.00
Market Cap
€439.31B
Enterprise Value€466.05K
Total Cash (Recent Filing)€11.61B
Total Debt (Recent Filing)€24.64B
Price to Earnings (P/E)31.5
Beta0.48
Next Earnings
Oct 22, 2026EPS Estimate
4.45Next Dividend Ex-DateN/A
Dividend Yield0.58%
Share Statistics
EPS (TTM)18.21
Shares Outstanding877,036,250
10 Day Avg. Volume442
30 Day Avg. Volume562
Financial Highlights & Ratios
PEG Ratio1.83
Price to Book (P/B)66.19
Price to Sales (P/S)15.62
P/FCF Ratio30.28
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€573.67Price Target Upside21.64% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering24
EPS Forecast (FY)17.23
Revenue Forecast (FY)€32.23B
Bulls Say, Bears Say
Bulls Say
Network Scale & AdoptionMastercard’s global network scale and rising transaction activity create durable network effects: larger card base and GDV growth deepen merchant and issuer reliance, raise switching costs, and support steady fee-based revenue as digital payments replace cash over time.
Value-added Services ExpansionGrowing value-added services diversify revenue away from raw transaction volumes and command higher yields. Network-linked VAS attachment expands per-transaction revenue, boosts margins, and builds recurring, sticky client relationships that strengthen long-term revenue resilience.
Strong Cash Generation & MarginsConsistently high cash conversion and mid-40% net margins underpin strong free cash flow available for reinvestment, M&A and buybacks. Durable cash generation supports capital allocation flexibility and resilience through economic cycles.
Bears Say
Elevated LeverageMeaningful leverage and a thinner equity cushion reduce balance-sheet flexibility. Higher indebtedness raises interest and refinancing exposure, limiting room for large strategic investments or absorbing shocks in a downturn without increasing financial risk.
Revenue Growth DecelerationA marked slowdown in top-line growth from prior double-digit levels suggests waning organic momentum. Slower revenue expansion limits operating leverage, challenges sustained margin expansion, and raises dependence on product mix and inorganic initiatives to hit long-term targets.
Rising Operating Expenses And IncentivesPersistent elevated opex growth and higher rebates/incentives compress operating leverage and free cash flow over the medium term. Sustained investment and promotional spend to win business can keep margins under pressure despite revenue diversification.
Mastercard News
M4I FAQ
What was Mastercard Inc’s price range in the past 12 months?
Mastercard Inc lowest stock price was €400.70 and its highest was €516.00 in the past 12 months.
What is Mastercard Inc’s market cap?
Mastercard Inc’s market cap is €439.31B.
When is Mastercard Inc’s upcoming earnings report date?
Mastercard Inc’s upcoming earnings report date is Oct 22, 2026 which is in 76 days.
How were Mastercard Inc’s earnings last quarter?
Mastercard Inc released its earnings results on Jul 30, 2026. The company reported €4.361 earnings per share for the quarter, beating the consensus estimate of €4.127 by €0.234.
Is Mastercard Inc overvalued?
According to Wall Street analysts Mastercard Inc’s price is currently Undervalued.
Does Mastercard Inc pay dividends?
Mastercard Inc pays a Quarterly dividend of €0.754 which represents an annual dividend yield of 0.58%. See more information on Mastercard Inc dividends here
What is Mastercard Inc’s EPS estimate?
Mastercard Inc’s EPS estimate is 4.45.
How many shares outstanding does Mastercard Inc have?
Mastercard Inc has 877,036,250 shares outstanding.
What happened to Mastercard Inc’s price movement after its last earnings report?
Mastercard Inc reported an EPS of €4.361 in its last earnings report, beating expectations of €4.127. Following the earnings report the stock price went down -0.341%.
Which hedge fund is a major shareholder of Mastercard Inc?
Currently, no hedge funds are holding shares in DE:M4I
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Mastercard Stock Smart Score
Outperform
1
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4
5
6
7
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9
10
Analyst Consensus
Strong Buy
Average Price Target:
€573.67 (21.64% Upside)
€573.67 (21.64% Upside)
Blogger Sentiment
Bullish
DE:M4I Sentiment 90%
Sector Average ―
Sector Average ―
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
-2.30%
12-Months-Change
Fundamentals
Return on Equity
0.58%
Trailing 12-Months
Asset Growth
8.21%
Trailing 12-Months
Company Description
Mastercard Inc
Mastercard Incorporated is a global technology firm specializing in providing transaction processing and a wide array of payment solutions, operating across the United States and internationally. Its core business centers on enabling the entire payment transaction lifecycle – including authorization, clearing, and settlement – alongside offering a spectrum of complementary payment services. The company provides a comprehensive suite of integrated products and value-added services to a diverse clientele, which includes individual account holders, merchants, financial institutions, businesses, governments, and other organizations. These offerings span programs enabling deferred payment credit, prepaid card management services, commercial credit and debit solutions, and tools for accessing funds in deposit and other accounts. Additionally, Mastercard offers advanced cyber and intelligence solutions designed to secure transactions for all participants, and provides proprietary insights derived from the responsible utilization of consumer and merchant data. For online merchants, its specialized offerings encompass analytics, experimental "test and learn" platforms, consulting, managed services, loyalty programs, payment processing, and secure gateway technologies. The company also operates open banking and digital identity platforms. Its prominent payment solutions are delivered under the MasterCard, Maestro, and Cirrus brands. Established in 1966, Mastercard Incorporated is headquartered in Purchase, New York.
M4I Company Deck
M4I Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented a broadly positive performance: strong top-line growth, healthy margin expansion, robust value-added services momentum, multiple commercial wins, meaningful security/fraud-prevention outcomes and continued innovation in areas like Agentic Commerce, stablecoins and machine-to-machine payments. Offsetting items are manageable near-term headwinds — rising operating expenses, modest FX/inorganic impacts, higher rebates/incentives in Q3, interest-related other expense and regional episodic impacts from geopolitical tensions (Middle East) and lapping in Europe. Overall, the positives (durable growth drivers, product/service expansion, and strategic deals/acquisitions) materially outweigh the moderate operational and macro headwinds.View all DE:M4I earnings summariesM4I Net revenue Breakdown
59.39% Payment network
40.61% Value-added services and solutions
M4I Stock 12 Month Forecast
Average Price Target
€573.67
▲(21.64% Upside)
Technical Analysis
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