IZB Stock Chart & Stats
€5.00
€0.02(0.41%)
At close: 4:00 PM EST
€5.00
€0.02(0.41%)
Day’s Range― - ―
52-Week Range€4.86 - €5.80
Previous CloseN/A
Volume0.00
Average Volume (3M)1.00
Market Cap
€347.19M
Enterprise Value€449.63M
Total Cash (Recent Filing)€460.87M
Total Debt (Recent Filing)€24.00K
Price to Earnings (P/E)30.9
Beta0.10
Next Earnings
Jul 29, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.40
Shares Outstanding61,155,000
10 Day Avg. Volume0
30 Day Avg. Volume1
Financial Highlights & Ratios
PEG Ratio1.78
Price to Book (P/B)0.90
Price to Sales (P/S)3.47
P/FCF Ratio13.46
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Very Low-debt Balance SheetExtremely low leverage and rising equity provide durable financial resilience for underwriting shocks, reserve strengthening, or prolonged loss periods. This conservative capital base preserves strategic optionality, lowers refinancing risk, and supports steady capital returns or reinvestment without reliance on debt.
Stronger Cash Generation In 2025Operating and free cash flow roughly equaling net income in 2025 indicates improved earnings quality and real cash conversion. Reliable cash supports reserve funding, dividends, and selective reinvestment, reducing dependence on external financing and improving long-term operational flexibility.
Consistent Positive ProfitabilitySustained positive net income and a strong net margin in the latest year reflect durable underwriting or investment profitability. Consistent profits enable capital buildup, support solvency metrics, and give management scope to sustain operations and strategic initiatives through insurance cycle variability.
Bears Say
Top-line Volatility And 2025 DeclinePersistent revenue swings and a recent decline reduce visibility into future underwriting scale and premium momentum. For an insurer, inconsistent top-line hampers long-range planning, makes expense leverage uncertain, and increases reliance on favorable market cycles to drive sustainable growth.
Inconsistent Gross Margins (2024 Negative)A negative gross profit in a recent year signals stressed core underwriting economics or large claims/reserve adjustments. Such margin instability threatens long-term profitability if recurring, forcing higher pricing, reserve builds, or capital draws to restore sustainable underwriting returns.
Choppy Cash Conversion Track RecordHistorical swings in free cash flow create funding uncertainty for dividends, reserves, and capital allocation despite 2025 improvement. Inconsistent cash conversion raises the risk that earnings won’t reliably translate to spendable cash in weaker underwriting years or under stress scenarios.
United Overseas Insurance Limited News
IZB FAQ
What was United Overseas Insurance Limited’s price range in the past 12 months?
United Overseas Insurance Limited lowest stock price was €4.86 and its highest was €5.80 in the past 12 months.
What is United Overseas Insurance Limited’s market cap?
United Overseas Insurance Limited’s market cap is €347.19M.
When is United Overseas Insurance Limited’s upcoming earnings report date?
United Overseas Insurance Limited’s upcoming earnings report date is Jul 29, 2026 which is in 27 days.
How were United Overseas Insurance Limited’s earnings last quarter?
Currently, no data Available
Is United Overseas Insurance Limited overvalued?
According to Wall Street analysts United Overseas Insurance Limited’s price is currently Overvalued.
Does United Overseas Insurance Limited pay dividends?
United Overseas Insurance Limited does not currently pay dividends.
What is United Overseas Insurance Limited’s EPS estimate?
United Overseas Insurance Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does United Overseas Insurance Limited have?
United Overseas Insurance Limited has 61,155,000 shares outstanding.
What happened to United Overseas Insurance Limited’s price movement after its last earnings report?
Currently, no data Available
Which hedge fund is a major shareholder of United Overseas Insurance Limited?
Currently, no hedge funds are holding shares in DE:IZB
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
United Overseas Insurance Limited
United Overseas Insurance Limited (UOI) functions as a general insurer, providing a wide array of coverage across Singapore, the ASEAN region, and globally. The company presents diverse personal insurance solutions, such as protection for travel, motor vehicles, personal accidents, and home contents. Its specialized offerings include professional indemnity for directors and officers, along with comprehensive all-risks policies for contractors and erection projects. UOI's extensive general insurance portfolio covers various categories, including fire, various all-risks perils, business interruption, machinery and equipment breakdowns, burglary/theft, financial losses, marine cargo damage, fidelity guarantee, plate glass, and public liability. Moreover, it offers corporate and group solutions like work injury compensation, group personal accident schemes, and group business/corporate travel insurance, in addition to customized package insurance for small and medium-sized enterprises. A unique product is Takaful, an Islamic financial assurance designed to address misfortunes, accidents, or disasters. Established and based in Singapore in 1971, UOI operates as a subsidiary of United Overseas Bank Limited.
Technical Analysis
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Options Prices
Currently, No data available
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