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Ally Financial (DE:GMZ)
NYSE:GMZ

Ally Financial (GMZ) Stock Statistics & Valuation Metrics

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Total Valuation

Ally Financial has a market cap or net worth of €9.89B. The enterprise value is €23.12B.
Market Cap€9.89B
Enterprise Value€23.12B

Share Statistics

Ally Financial has 309,091,700 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding309,091,700
Owned by Insiders0.78%
Owned by Institutions37.52%

Financial Efficiency

Ally Financial’s return on equity (ROE) is 0.05 and return on invested capital (ROIC) is 2.29%.
Return on Equity (ROE)0.05
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)2.29%
Return on Capital Employed (ROCE)0.03
Revenue Per Employee1.14M
Profits Per Employee79.63K
Employee Count10,700
Asset Turnover0.06
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of Ally Financial is 16.5. Ally Financial’s PEG ratio is 0.53.
PE Ratio16.5
PS Ratio1.16
PB Ratio0.91
Price to Fair Value0.91
Price to FCF-21.76
Price to Operating Cash Flow3.06
PEG Ratio0.53

Income Statement

In the last 12 months, Ally Financial had revenue of 12.15B and earned 852.00M in profits. Earnings per share was 2.39.
Revenue12.15B
Gross Profit6.32B
Operating Income1.05B
Pretax Income1.05B
Net Income852.00M
EBITDA2.45B
Earnings Per Share (EPS)2.39

Cash Flow

In the last 12 months, operating cash flow was 3.74B and capital expenditures -4.28B, giving a free cash flow of -534.00M billion.
Operating Cash Flow3.74B
Free Cash Flow-534.00M
Free Cash Flow per Share-1.73

Dividends & Yields

Ally Financial pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share
Dividend Yield
Payout RatioN/A
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.56
52-Week Price Change6.45%
50-Day Moving Average35.85
200-Day Moving Average34.20
Relative Strength Index (RSI)40.44
Average Volume (3m)72.00

Important Dates

Ally Financial upcoming earnings date is Apr 17, 2026, Before Open (Confirmed).
Last Earnings DateJan 21, 2026
Next Earnings DateApr 17, 2026
Ex-Dividend Date

Financial Position

Ally Financial as a current ratio of 0.90, with Debt / Equity ratio of 140.44%
Current Ratio0.90
Quick Ratio0.90
Debt to Market Cap1.55
Net Debt to EBITDA4.79
Interest Coverage Ratio0.16

Taxes

In the past 12 months, Ally Financial has paid 199.00M in taxes.
Income Tax199.00M
Effective Tax Rate0.19

Enterprise Valuation

Ally Financial EV to EBITDA ratio is 10.54, with an EV/FCF ratio of -39.89.
EV to Sales2.12
EV to EBITDA10.54
EV to Free Cash Flow-39.89
EV to Operating Cash Flow7.11

Balance Sheet

Ally Financial has €10.03B in cash and marketable securities with €21.77B in debt, giving a net cash position of -€11.73B billion.
Cash & Marketable Securities€10.03B
Total Debt€21.77B
Net Cash-€11.73B
Net Cash Per Share-€37.97
Tangible Book Value Per Share€49.87

Margins

Gross margin is 48.11%, with operating margin of 8.65%, and net profit margin of 7.01%.
Gross Margin48.11%
Operating Margin8.65%
Pretax Margin8.65%
Net Profit Margin7.01%
EBITDA Margin20.14%
EBIT Margin8.65%

Analyst Forecast

The average price target for Ally Financial is €46.83, which is 11.43% higher than the current price. The consensus rating is Strong Buy
Price Target€46.83
Price Target Upside42.15% Upside
Analyst ConsensusStrong Buy
Analyst Count15
Revenue Growth Forecast
EPS Growth Forecast

Scores

Smart Score8
AI Score