Allianz (DE:ALV)
XETRA:ALV
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ALV Stock Chart & Stats
€390.00
-€1.80(-0.60%)
At close: 4:00 PM EST
€390.00
-€1.80(-0.60%)
Day’s Range― - ―
52-Week Range€333.20 - €397.00
Previous CloseN/A
Volume84.94K
Average Volume (3M)488.87K
Market Cap
€141.82B
Enterprise Value€141.19B
Total Cash (Recent Filing)€590.95B
Total Debt (Recent Filing)€29.64B
Price to Earnings (P/E)13.8
Beta0.86
Next EarningsN/A
EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield3.94%
Share Statistics
EPS (TTM)N/A
Shares Outstanding380,418,880
10 Day Avg. Volume540,393
30 Day Avg. Volume488,869
Financial Highlights & Ratios
PEG Ratio1.00
Price to Book (P/B)2.34
Price to Sales (P/S)1.07
P/FCF Ratio4.67
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
€401.58Price Target Upside2.97% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering11
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Cash GenerationAllianz converts a large share of earnings into cash: operating cash flow ~€33.2B and FCF ~€31.5B, with FCF ~95% of net income. Persistent high cash conversion supports sustainable dividend funding, reinsurance and reserve needs, and long-term capital deployment for underwriting and asset management.
Improving Return On EquityROE has trended up to ~17.2% in 2025 from ~14.6% in 2023, indicating increasingly efficient use of capital. Sustained above‑trend ROE reflects effective pricing, underwriting discipline and investment returns, enabling durable shareholder distributions and reinvestment capacity.
Diversified Business ModelAllianz’s mix of P&C, life & health insurance and asset management creates multiple recurring revenue streams and access to investable float. That structural diversification smooths earnings across cycles, provides fee‑based growth, and strengthens competitive resilience over the medium term.
Bears Say
Cash-flow VolatilityDespite strong absolute cash generation, year‑to‑year FCF volatility (down ~9.5% in 2025) and inconsistent operating coverage complicate multi‑year capital planning. Persistent volatility raises the risk that underwriting cycles or investment swings will constrain dividends, buybacks, or bolt‑on investments.
Uneven Revenue / Weaker Equity BaseA sharp 2022 revenue decline and equity erosion versus 2020–21 (≈€62.7B vs €80B) indicate structural sensitivity to market shocks. A thinner capital buffer limits underwriting expansion, increases reliance on reinsurance or capital markets, and raises vulnerability to large catastrophe or market events over time.
Interest-rate And Regulatory SensitivityAllianz’s life guarantees, reserving and investment spread economics are structurally tied to interest rates and regulatory capital. Adverse rate moves or higher capital requirements can compress spreads, increase reserve costs, and raise capital charges—reducing long‑term profitability and product competitiveness.
Allianz News
ALV FAQ
What was Allianz’s price range in the past 12 months?
Allianz lowest stock price was €333.20 and its highest was €397.00 in the past 12 months.
What is Allianz’s market cap?
Allianz’s market cap is €141.82B.
When is Allianz’s upcoming earnings report date?
The company’s upcoming earnings report date is not yet available.
How were Allianz’s earnings last quarter?
Currently, no data Available
Is Allianz overvalued?
According to Wall Street analysts Allianz’s price is currently Undervalued.
Does Allianz pay dividends?
Allianz pays a Annually dividend of €15.4 which represents an annual dividend yield of 3.94%. See more information on Allianz dividends here
What is Allianz’s EPS estimate?
Allianz’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Allianz have?
Allianz has 380,418,880 shares outstanding.
What happened to Allianz’s price movement after its last earnings report?
Currently, no data Available
Which hedge fund is a major shareholder of Allianz?
Currently, no hedge funds are holding shares in DE:ALV
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Allianz Stock Smart Score
Company Description
Allianz
Allianz SE, together with its subsidiaries, provides property-casualty insurance, life/health insurance, and asset management products and services worldwide. The company's Property-Casualty segment offers various insurance products, including motor liability and own damage, accident, general liability, fire and property, legal expense, credit, and travel to private and corporate customers. Its Life/Health segment provides a range of life and health insurance products on an individual and a group basis, such as annuities, endowment and term insurance, and unit-linked and investment-oriented products, as well as private and supplemental health, and long-term care insurance products. The company's Asset Management segment offers institutional and retail asset management products and services to third-party investors comprising equity and fixed income funds, and multi-assets; and alternative investment products comprising infrastructure debt/equity, real assets, liquid alternatives, and solutions. Its Corporate and Other segment provides banking services for retail clients, as well as digital investment services. Allianz SE was founded in 1890 and is headquartered in Munich, Germany.
ALV Stock 12 Month Forecast
Average Price Target
€401.58
▲(2.97% Upside)
Technical Analysis
Options Prices
Currently, No data available
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